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[8-K] FS Bancorp, Inc. Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

FS Bancorp, Inc. filed a Current Report on Form 8-K reporting the distribution of Investor Materials as an exhibit. The filing identifies the registrant as FS Bancorp, Inc. (FSBW) and lists its headquarters in Mountlake Terrace, Washington with a phone number. The only disclosed exhibit is Exhibit 99.1: FS Bancorp, Inc. Investor Materials dated September 3, 2025. The filing does not include financial statements, transaction details, executive changes, earnings data, or other substantive financial metrics.

FS Bancorp, Inc. ha presentato un rapporto corrente sul modulo 8-K che riporta la distribuzione di Materiali per investitori come allegato. L'atto di deposito identifica l'emittente come FS Bancorp, Inc. (FSBW) e indica la sede in Mountlake Terrace, Washington con un numero di telefono. L'unico allegato divulgato è Exhibit 99.1: FS Bancorp, Inc. Investor Materials datato 3 settembre 2025. Il deposito non include bilanci, dettagli sulle transazioni, cambiamenti negli esecutivi, dati sugli utili o altre metriche finanziarie sostanziali.

FS Bancorp, Inc. presentó un Informe Actual en Formulario 8-K reportando la distribución de Materiales para inversores como un anexo. La presentación identifica al titular como FS Bancorp, Inc. (FSBW) y enumera su sede en Mountlake Terrace, Washington con un número de teléfono. El único anexo divulgado es Exhibit 99.1: FS Bancorp, Inc. Investor Materials con fecha 3 de septiembre de 2025. La presentación no incluye estados financieros, detalles de transacciones, cambios ejecutivos, datos de ganancias u otras métricas financieras sustantivas.

FS Bancorp, Inc.은 8-K 양식의 현재 보고서를 통해 투자자 자료의 배포를 부록으로 보고했습니다. 제출서는 발행회를 FS Bancorp, Inc. (FSBW)로 식별하고 본사를 워싱턴 주 마운트레이크 테라스에 두며 전화번호를 명시합니다. 공개된 유일한 부록은 Exhibit 99.1: FS Bancorp, Inc. Investor Materials2025년 9월 3일로 기재되어 있습니다. 제출에는 재무제표, 거래 세부사항, 임원 변화, 이익 데이터 또는 기타 실질적인 재무 지표가 포함되어 있지 않습니다.

FS Bancorp, Inc. a déposé un rapport actuel sur le formulaire 8-K signalant la distribution de Documents destinés aux investisseurs en tant que pièce jointe. Le dépôt identifie le déposant comme FS Bancorp, Inc. (FSBW) et indique son siège à Mountlake Terrace, Washington avec un numéro de téléphone. La seule pièce jointe divulguée est Exhibit 99.1: FS Bancorp, Inc. Investor Materials datée du 3 septembre 2025. Le dépôt n'inclut pas les états financiers, les détails des transactions, les changements au niveau des cadres, les données sur les bénéfices ou d'autres mesures financières substantielles.

FS Bancorp, Inc. hat einen aktuellen Bericht nach Formular 8-K eingereicht, in dem die Verteilung von Anlegermaterialien als Anhang gemeldet wird. Die Einreichung identifiziert den Emittenten als FS Bancorp, Inc. (FSBW) und führt seinen Hauptsitz in Mountlake Terrace, Washington mit einer Telefonnummer auf. Der einzige offengelegte Anhang ist Exhibit 99.1: FS Bancorp, Inc. Investor Materials vom 3. September 2025. Die Einreichung enthält weder Finanzberichte, Transaktionsdetails, Führungswechsel, Gewinnzahlen noch andere wesentliche finanzielle Kennzahlen.

قدمت FS Bancorp, Inc. تقريراً حالياً على النموذج 8-K يُبلغ عن توزيع مواد للمستثمرين كمرفق. يعرّف التسجيل المُسجَّل باسم FS Bancorp, Inc. (FSBW) ويذكر مقرها في Mountlake Terrace, Washington مع رقم هاتف. المرفق الوحيد المُعلن هو Exhibit 99.1: FS Bancorp, Inc. Investor Materials بتاريخ 3 سبتمبر 2025. لا يتضمن التسجيل بيانات مالية أو تفاصيل صفقة أو تغييرات تنفيذية أو أرباح أو أية مقاييس مالية جوهرية أخرى.

Positive
  • Exhibit 99.1 filed, improving public access to investor materials
  • Filing identifies corporate details including ticker FSBW and headquarters, aiding transparency
Negative
  • None.

Insights

Company disclosed investor materials on Form 8-K dated September 3, 2025.

The filing confirms distribution of Exhibit 99.1 containing investor materials, which is a routine transparency step to share corporate presentation or messages with investors.

This is primarily a disclosure action rather than a financial event; it helps ensure public access to the company’s investor communications but does not itself change financial statements or operational facts.

The 8-K meets a disclosure obligation but includes no material transactional data.

The document lists corporate identifiers and the exhibit but contains no earnings, material contracts, officer changes, or MD&A elements. From a compliance view, filing an exhibit like 99.1 is consistent with Form 8-K requirements when investor-facing materials are released.

Because no additional facts or outcomes are disclosed, there are no immediate investor‑material governance or financial implications evident in the filing.

FS Bancorp, Inc. ha presentato un rapporto corrente sul modulo 8-K che riporta la distribuzione di Materiali per investitori come allegato. L'atto di deposito identifica l'emittente come FS Bancorp, Inc. (FSBW) e indica la sede in Mountlake Terrace, Washington con un numero di telefono. L'unico allegato divulgato è Exhibit 99.1: FS Bancorp, Inc. Investor Materials datato 3 settembre 2025. Il deposito non include bilanci, dettagli sulle transazioni, cambiamenti negli esecutivi, dati sugli utili o altre metriche finanziarie sostanziali.

FS Bancorp, Inc. presentó un Informe Actual en Formulario 8-K reportando la distribución de Materiales para inversores como un anexo. La presentación identifica al titular como FS Bancorp, Inc. (FSBW) y enumera su sede en Mountlake Terrace, Washington con un número de teléfono. El único anexo divulgado es Exhibit 99.1: FS Bancorp, Inc. Investor Materials con fecha 3 de septiembre de 2025. La presentación no incluye estados financieros, detalles de transacciones, cambios ejecutivos, datos de ganancias u otras métricas financieras sustantivas.

FS Bancorp, Inc.은 8-K 양식의 현재 보고서를 통해 투자자 자료의 배포를 부록으로 보고했습니다. 제출서는 발행회를 FS Bancorp, Inc. (FSBW)로 식별하고 본사를 워싱턴 주 마운트레이크 테라스에 두며 전화번호를 명시합니다. 공개된 유일한 부록은 Exhibit 99.1: FS Bancorp, Inc. Investor Materials2025년 9월 3일로 기재되어 있습니다. 제출에는 재무제표, 거래 세부사항, 임원 변화, 이익 데이터 또는 기타 실질적인 재무 지표가 포함되어 있지 않습니다.

FS Bancorp, Inc. a déposé un rapport actuel sur le formulaire 8-K signalant la distribution de Documents destinés aux investisseurs en tant que pièce jointe. Le dépôt identifie le déposant comme FS Bancorp, Inc. (FSBW) et indique son siège à Mountlake Terrace, Washington avec un numéro de téléphone. La seule pièce jointe divulguée est Exhibit 99.1: FS Bancorp, Inc. Investor Materials datée du 3 septembre 2025. Le dépôt n'inclut pas les états financiers, les détails des transactions, les changements au niveau des cadres, les données sur les bénéfices ou d'autres mesures financières substantielles.

FS Bancorp, Inc. hat einen aktuellen Bericht nach Formular 8-K eingereicht, in dem die Verteilung von Anlegermaterialien als Anhang gemeldet wird. Die Einreichung identifiziert den Emittenten als FS Bancorp, Inc. (FSBW) und führt seinen Hauptsitz in Mountlake Terrace, Washington mit einer Telefonnummer auf. Der einzige offengelegte Anhang ist Exhibit 99.1: FS Bancorp, Inc. Investor Materials vom 3. September 2025. Die Einreichung enthält weder Finanzberichte, Transaktionsdetails, Führungswechsel, Gewinnzahlen noch andere wesentliche finanzielle Kennzahlen.

قدمت FS Bancorp, Inc. تقريراً حالياً على النموذج 8-K يُبلغ عن توزيع مواد للمستثمرين كمرفق. يعرّف التسجيل المُسجَّل باسم FS Bancorp, Inc. (FSBW) ويذكر مقرها في Mountlake Terrace, Washington مع رقم هاتف. المرفق الوحيد المُعلن هو Exhibit 99.1: FS Bancorp, Inc. Investor Materials بتاريخ 3 سبتمبر 2025. لا يتضمن التسجيل بيانات مالية أو تفاصيل صفقة أو تغييرات تنفيذية أو أرباح أو أية مقاييس مالية جوهرية أخرى.

FS Bancorp, Inc. 已提交了 Form 8-K 的目前报告,报告中将 投资者材料列为附件。 该备案将注册主体标识为 FS Bancorp, Inc. (FSBW),并在 华盛顿州门特莱克露台 的总部列出电话号码。唯一披露的附件是 Exhibit 99.1: FS Bancorp, Inc. Investor Materials,日期为 2025年9月3日。该备案不包括财务报表、交易细节、高管变动、收益数据或其他实质性财务指标。

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 3, 2025

FS BANCORP, INC.
(Exact name of registrant as specified in its charter)

Washington
001-35589
45-4585178
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)

6920 220th Street SW
Mountlake Terrace, Washington
 
98043
(Address of principal executive offices)
(Zip Code)

Registrant’s telephone number, including area code:  (425) 771-5299

 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:

Title of each class
 
Trading Symbol(s)
 
Name of each exchange on which registered
Common Stock, par value $0.01 per share
 
FSBW
 
The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [  ]



Item 7.01  Regulation FD Disclosure.*

FS Bancorp, Inc.’s President, Matthew D. Mullet, Chief Retail Banking Officer Kelli Nielsen and Chief Credit Operations Officer Robert Nesbitt will be attending the Raymond James U.S. Bank and Banking on Technology Conference in Chicago, Illinois on September 3, 2025.

Attached as Exhibit 99.1 is a copy of the investor materials that are being provided in connection with the Conference.

Item 9.01   Financial Statements and Exhibits.*
 
(d)
  Exhibits
 
Exhibit No.
 
Description
99.1
  
FS Bancorp, Inc. Investor Materials
104
 
Cover Page Interactive Data File (embedded within the Inline XBRL document)
 

*
The information furnished under Item 7.01 and Item 9.01 of this Current Report on Form 8-K, including the exhibit, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of FS Bancorp, Inc. under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.














2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


   
Date: September 3, 2025
FS BANCORP, INC.
   
 
/s/ Matthew D. Mullet
 
Matthew D. Mullet
 
President
   














3

FAQ

What did FS Bancorp (FSBW) file on September 3, 2025?

The company filed a Form 8-K disclosing Exhibit 99.1: Investor Materials dated September 3, 2025.

Does the 8-K include earnings or financial statements for FSBW?

No. The filing does not include any earnings data, financial statements, or financial tables.

Are there any reported material transactions or executive changes in the filing?

No. The 8-K contains no disclosure of material transactions, officer/director changes, or governance actions.

Where is FS Bancorp headquartered according to the filing?

The filing lists the company address as 6920 220th Street SW, Mountlake Terrace, Washington.

What exhibit number contains the investor materials?

The investor materials are attached as Exhibit 99.1.
Fs Bancorp Inc

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295.57M
6.36M
14.74%
70.89%
0.9%
Banks - Regional
Savings Institutions, Not Federally Chartered
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United States
MOUNTLAKE TERRACE