FS Bancorp: Joseph P. Zavaglia acquires 57 shares

Q: How many FSBW shares did director Joseph P. Zavaglia acquire, and at what price?

Joseph P. Zavaglia acquired 57 shares at $43.55 per share on November 6, 2026. The shares were purchased under the Nonqualified 2022 Stock Purchase Plan, which includes a 25% match.

The plan includes a 25% match on purchases, according to the transaction footnote.

Available on EDGAR 11/10/2026 - 11:15 AM EST Accepted by SEC EDGAR 11/10/2026 - 11:14 AM EST

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Form Type

Rhea-AI Filing Summary

FS Bancorp, Inc. director Joseph P. Zavaglia acquired 57 shares of common stock at $43.55 per share on November 6, 2026, under the issuer’s Nonqualified 2022 Stock Purchase Plan. A separate ownership entry lists 9,614 shares held indirectly through an IRA.

Insider Trade Summary

Other: 57.4053 shares

Other 1 txn

Insider Zavaglia Joseph P.

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock ^F1	57.4053	$43.55	$3K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 8,310 shares (Direct); Common Stock — 9,614 shares (Indirect, By IRA)

Holdings Before and After: Common Stock, 8,252.5947 to 8,310 shares (Direct)

Footnotes (1)

F1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match.

Key Figures

Shares acquired: 57 shares Price per share: $43.55 Plan match: 25% +1 more

4 metrics

Shares acquired 57 shares By director Joseph P. Zavaglia on November 6, 2026

Price per share $43.55 For the acquisition on November 6, 2026

Plan match 25% The Nonqualified 2022 Stock Purchase Plan

Shares held indirectly 9,614 shares Held through an IRA as of November 6, 2026

Key Terms

Nonqualified 2022 Stock Purchase Plan

1 terms

Nonqualified 2022 Stock Purchase Plan financial

"under the Issuer's Nonqualified 2022 Stock Purchase Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many FSBW shares did director Joseph P. Zavaglia acquire, and at what price?

Joseph P. Zavaglia acquired 57 shares at $43.55 per share on November 6, 2026. The shares were purchased under the Nonqualified 2022 Stock Purchase Plan, which includes a 25% match.

How many FSBW shares are listed as held through an IRA?

A separate ownership entry lists 9,614 shares held indirectly through an IRA as of November 6, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zavaglia Joseph P.

(Last)

(First)

(Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE

WASHINGTON

98043

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	11/06/2026		J⁽¹⁾		57.4053	A	$43.55	115	D
Common Stock								8,195	D
Common Stock								9,614	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match.

	/s/Joseph P. Zavaglia	11/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR