FS Bancorp grants director 1,200 restricted shares

FS Bancorp, Inc. (FSBW) reported that director Pamela Marie Andrews received an award of common stock.

Rhea-AI Filing Summary

FS Bancorp, Inc. (FSBW) reported that director Pamela Marie Andrews received an award of common stock. On August 14, 2026, she acquired 1,200 shares of restricted stock as a grant under the FS Bancorp, Inc. 2026 Equity Incentive Plan. These restricted shares are scheduled to vest on August 15, 2027.

Insider Trade Summary

Grant/Award: 1,200 shares

Grant/Award 2 txns

Insider Andrews Pamela Marie

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	1,200	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 18,222 shares (Direct)

Footnotes (1)

1. F1. Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan. Vests on August 15, 2027.

Key Figures

Restricted stock grant: 1,200 shares Award date: August 14, 2026 Vesting date: August 15, 2027

3 metrics

Restricted stock grant 1,200 shares Award of restricted FS Bancorp, Inc. common stock to director on August 14, 2026

Award date August 14, 2026 Date of grant for 1,200 restricted shares under 2026 Equity Incentive Plan

Vesting date August 15, 2027 Scheduled vesting date of the 1,200-share restricted stock award

Key Terms

restricted stock, Equity Incentive Plan, vests

3 terms

restricted stock financial

"Represents award of restricted stock pursuant to the FS Bancorp, Inc."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Equity Incentive Plan financial

"pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan."

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

vests financial

"Vests on August 15, 2027."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FSBW report for Pamela Marie Andrews?

Pamela Marie Andrews received a grant of 1,200 shares of restricted common stock of FS Bancorp, Inc. on August 14, 2026, as an equity award under the company’s 2026 Equity Incentive Plan.

Is the recent FSBW stock award to Pamela Marie Andrews a market purchase or a grant?

The reported transaction is a grant/award acquisition, not a market purchase. Andrews received 1,200 restricted shares of FS Bancorp, Inc. common stock as an equity incentive award on August 14, 2026.

When do the restricted FSBW shares granted to Pamela Marie Andrews vest?

The 1,200 restricted shares granted to Pamela Marie Andrews are scheduled to vest on August 15, 2027, approximately one year after the award date, according to the footnote describing the equity grant terms.

Under what plan was Pamela Marie Andrews’ FSBW stock award granted?

The award was granted under the FS Bancorp, Inc. 2026 Equity Incentive Plan. The filing states that the 1,200-share restricted stock grant to Pamela Marie Andrews represents an award pursuant to this plan.

Does the Form 4 for FSBW indicate any stock sales by Pamela Marie Andrews?

No stock sales are reported. The Form 4 only shows an acquisition of 1,200 restricted shares as a grant on August 14, 2026, and includes a holding entry, without any sale or disposition transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/18/2026 - 01:27 PM Accepted by SEC EDGAR 08/18/2026 - 01:27 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Andrews Pamela Marie

(Last) (First) (Middle)

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE WASHINGTON 98043

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		A		1,200	A	(1)	13,199	D
Common Stock								5,023	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents award of restricted stock pursuant to the FS Bancorp, Inc. 2026 Equity Incentive Plan. Vests on August 15, 2027.

	/s/Pamela Marie Andrews	08/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)