FS Bancorp insider sells stock at $42.67–$42.82

FS Bancorp, Inc. (FSBW) director Terri L. Degner reported open-market sales of common stock totaling 1,693.8522 shares on 2026-08-25, at prices between $42.67 and $42.82 per share.

Rhea-AI Filing Summary

FS Bancorp, Inc. (FSBW) director Terri L. Degner reported open-market sales of common stock totaling 1,693.8522 shares on 2026-08-25, at prices between $42.67 and $42.82 per share. After these sales, Degner holds 2,000 shares directly (jointly with spouse) and 1,323 shares indirectly through an IRA as of 2026-08-26.

Insider Trade Summary

Net Seller: 1,693.8522 shares

Net Sell 4 txns

Insider Degner Terri L

Role Director

Sold 1,693.8522 shs ($72K)

Type	Security	Shares	Price	Value
holding	Common Stok F1	--	--	--
holding	Common Stock	--	--	--
Sale	Common Stock	612	$42.82	$26K
Sale	Common Stock	1,081.8522	$42.67	$46K

Holdings After Transaction: Common Stock — 0 shares (Direct); Common Stok — 2,000 shares (Direct); Common Stock — 1,323 shares (Indirect, By IRA)

Footnotes (1)

1. F1. Shares held jointly with spouse.

Key Figures

Shares sold (lot 1): 612.0000 shares at $42.8200 per share Shares sold (lot 2): 1081.8522 shares at $42.6700 per share Total shares sold: 1693.8522 shares +3 more

6 metrics

Shares sold (lot 1) 612.0000 shares at $42.8200 per share Non-derivative sale of common stock on 2026-08-25

Shares sold (lot 2) 1081.8522 shares at $42.6700 per share Non-derivative sale of common stock on 2026-08-25

Total shares sold 1693.8522 shares Net shares sold according to transaction summary

Direct holdings after transaction 2000.0000 shares Common stock held jointly with spouse as of 2026-08-26

Indirect holdings after transaction 1323.0000 shares Common stock held indirectly "By IRA" as of 2026-08-26

Net buy/sell direction net-sell of 1693.8522 shares From transaction summary for this Form 4

Key Terms

non-derivative, indirect, By IRA, held jointly with spouse

4 terms

non-derivative financial

"transaction_type": "non-derivative""

indirect financial

""ownership_type": "indirect""

By IRA financial

""nature_of_ownership": "By IRA""

held jointly with spouse financial

"Shares held jointly with spouse."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions were reported for FSBW by Terri L. Degner?

Terri L. Degner reported selling 612 shares at $42.82 and 1,081.8522 shares at $42.67 of FS Bancorp, Inc. common stock on 2026-08-25, for total reported sales of 1,693.8522 shares.

What is Terri L. Degner’s remaining direct ownership in FSBW?

Following the reported transactions, Terri L. Degner directly owns 2,000 shares of FS Bancorp, Inc. common stock, held jointly with spouse as of 2026-08-26.

What indirect FSBW holdings does Terri L. Degner report?

In addition to direct holdings, Terri L. Degner reports 1,323 shares of FS Bancorp, Inc. common stock held indirectly "By IRA" as of 2026-08-26.

Were the FSBW insider sales made under a Rule 10b5-1 trading plan?

The filing indicates the Rule 10b5-1 checkbox is not affirmed (aff_10b5_one is false), so the reported sales were not identified as made pursuant to a Rule 10b5-1 trading plan.

How many FSBW shares in total did Terri L. Degner sell in this Form 4?

According to the transaction summary, Terri L. Degner reported total net sales of 1,693.8522 shares of FS Bancorp, Inc. common stock on 2026-08-25.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/28/2026 - 11:30 AM EDT Accepted by SEC EDGAR 08/28/2026 - 11:28 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Degner Terri L

(Last) (First) (Middle)

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE WASHINGTON 98043

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/25/2026		S		612	D	$42.82	2,175	D
Common Stock	08/25/2026		S		1,081.8522	D	$42.67	0	D
Common Stok								2,000(1)	D
Common Stock								1,323	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares held jointly with spouse.

	/s/Terri Degner	08/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)