FS Bancorp (FSBW) director sells 2,370 shares at $40

FS Bancorp, Inc. (FSBW) director Marina Cofer-Wildsmith reported open-market sales of company common stock.

Rhea-AI Filing Summary

FS Bancorp, Inc. (FSBW) director Marina Cofer-Wildsmith reported open-market sales of company common stock. On 11/20/2025, she sold 161 shares of common stock at a price of $40 per share. On 11/21/2025, she sold an additional 2,370.5147 shares at $40 per share.

After these transactions, one reported account showed 5,590 shares of FS Bancorp common stock held with direct ownership.

Insider Trade Summary

Net Seller: 2,531.5147 shares

Net Sell 3 txns

Insider Cofer-Wildsmith Marina

Role Director

Sold 2,531.5147 shs ($101K)

Type	Security	Shares	Price	Value
Sale	Common Stock	2,370.5147	$40.00	$95K
Sale	Common Stock	161	$40.00	$6K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,590 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FS Bancorp (FSBW) disclose in this Form 4?

The Form 4 reports that director Marina Cofer-Wildsmith sold shares of FS Bancorp, Inc. common stock in open-market transactions and updated her directly owned holdings.

How many FS Bancorp (FSBW) shares did the director sell?

The director sold 161 shares of common stock on 11/20/2025 and 2,370.5147 shares on 11/21/2025, both at a price of $40 per share.

At what price were the FS Bancorp (FSBW) shares sold?

Both reported transactions were sales of FS Bancorp common stock at $40 per share.

What is the director’s reported FS Bancorp share ownership after these trades?

Following the reported transactions, one line in the filing shows the director with 5,590 shares of FS Bancorp common stock held with direct ownership.

What is the relationship of the reporting person to FS Bancorp (FSBW)?

The reporting person is identified as a Director of FS Bancorp, Inc..

Is this Form 4 filed by one or multiple reporting persons?

The filing indicates it is a Form filed by One Reporting Person.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 11/24/2025 - 10:12 AM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cofer-Wildsmith Marina

(Last) (First) (Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE WA 98043

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/20/2025		S		161	D	$40	2,371	D
Common Stock	11/21/2025		S		2,370.5147	D	$40	0	D
Common Stock								5,590	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/Marina Cofer-Wildsmith	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.