Does the FS Bancorp (FSBW) Form 4 indicate a routine plan-related transaction?

Yes. The transaction is coded “J” for other acquisition or disposition and the footnote specifies it occurred under the Nonqualified 2022 Stock Purchase Plan. This suggests a plan-based, compensation-related acquisition rather than an open-market trade.

FS Bancorp director acquires shares via stock plan

Q: What did FS Bancorp (FSBW) director Marina Cofer-Wildsmith report in this Form 4?

Director Marina Cofer-Wildsmith reported an other acquisition of FS Bancorp common stock. She obtained 393 shares at $41.37 per share through a stock purchase plan, with a 25% company match noted in the filing’s footnote.

Q: How many FS Bancorp (FSBW) shares were involved in Marina Cofer-Wildsmith’s latest transaction?

The Form 4 shows a transaction involving 393 shares of FS Bancorp common stock. This entry is coded “J” for other acquisition or disposition and reflects activity under the company’s Nonqualified 2022 Stock Purchase Plan.

Q: At what price did Marina Cofer-Wildsmith acquire FS Bancorp (FSBW) shares?

The filing reports a per-share price of $41.37 for the 393 shares of FS Bancorp common stock. This price applies to the transaction coded “J,” which is tied to the company’s Nonqualified 2022 Stock Purchase Plan.

Q: What is Marina Cofer-Wildsmith’s reported FS Bancorp (FSBW) holding after the transaction?

One reported holding line in the Form 4 shows 836 shares of FS Bancorp common stock following the 393-share transaction. This post-transaction balance relates to the entry coded “J” and reflects direct ownership of the shares.

Q: How were the FS Bancorp (FSBW) shares acquired according to the Form 4 footnote?

The footnote explains the shares were purchased under FS Bancorp’s Nonqualified 2022 Stock Purchase Plan. It also states the reported amount includes a 25% company match, indicating part of the position was contributed through the plan’s matching feature.

FS Bancorp, Inc. director Marina Cofer-Wildsmith reported plan-based share activity.

Filing Impact

(Neutral)

Filing Sentiment

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Sentiment and the balance of points

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Form Type

Rhea-AI Filing Summary

FS Bancorp, Inc. director Marina Cofer-Wildsmith reported plan-based share activity. On May 6, 2026, she acquired 393 shares of common stock at $41.37 per share in a transaction coded “J,” described as an other acquisition or disposition.

According to a footnote, these shares were purchased under FS Bancorp’s Nonqualified 2022 Stock Purchase Plan and include a 25% company match. Following this transaction, one reported direct holding line shows 836 shares of common stock.

Insider Trade Summary

Other: 393 shares

Other 2 txns

Insider Cofer-Wildsmith Marina

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock	393	$41.37	$16K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,826 shares (Direct)

Footnotes (1)

F1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match.

Key Figures

Shares acquired: 393 shares Price per share: $41.37 Post-transaction holding (line item): 836 shares +2 more

5 metrics

Shares acquired 393 shares Transaction coded J on May 6, 2026

Price per share $41.37 Per-share price for 393-share transaction

Post-transaction holding (line item) 836 shares Common stock following the J-coded transaction

Restructuring-linked shares 393 shares Classified as restructuringShares in transaction summary

Company match rate 25% Match under Nonqualified 2022 Stock Purchase Plan

Key Terms

Nonqualified 2022 Stock Purchase Plan, transaction code J, Other acquisition or disposition

3 terms

Nonqualified 2022 Stock Purchase Plan financial

"These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match."

transaction code J regulatory

"transaction_code": "J", "transaction_type": "non-derivative""

Other acquisition or disposition regulatory

"transaction_code_description": "Other acquisition or disposition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FS Bancorp (FSBW) director Marina Cofer-Wildsmith report in this Form 4?

Director Marina Cofer-Wildsmith reported an other acquisition of FS Bancorp common stock. She obtained 393 shares at $41.37 per share through a stock purchase plan, with a 25% company match noted in the filing’s footnote.

How many FS Bancorp (FSBW) shares were involved in Marina Cofer-Wildsmith’s latest transaction?

The Form 4 shows a transaction involving 393 shares of FS Bancorp common stock. This entry is coded “J” for other acquisition or disposition and reflects activity under the company’s Nonqualified 2022 Stock Purchase Plan.

At what price did Marina Cofer-Wildsmith acquire FS Bancorp (FSBW) shares?

The filing reports a per-share price of $41.37 for the 393 shares of FS Bancorp common stock. This price applies to the transaction coded “J,” which is tied to the company’s Nonqualified 2022 Stock Purchase Plan.

What is Marina Cofer-Wildsmith’s reported FS Bancorp (FSBW) holding after the transaction?

One reported holding line in the Form 4 shows 836 shares of FS Bancorp common stock following the 393-share transaction. This post-transaction balance relates to the entry coded “J” and reflects direct ownership of the shares.

How were the FS Bancorp (FSBW) shares acquired according to the Form 4 footnote?

The footnote explains the shares were purchased under FS Bancorp’s Nonqualified 2022 Stock Purchase Plan. It also states the reported amount includes a 25% company match, indicating part of the position was contributed through the plan’s matching feature.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 05/08/2026 - 01:38 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cofer-Wildsmith Marina

(Last)

(First)

(Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW, SUITE 300

(Street)

MOUNTLAKE TERRACE

WASHINGTON

98043

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/06/2026		J⁽¹⁾		393	A	$41.37	836	D
Common Stock								5,990	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match.

	/s/ Marina Cofer-Wildsmith	05/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR