FS Bancorp (FSBW) director reports 443-share stock plan purchase

Rhea-AI Filing Summary

FS Bancorp director Marina Cofer-Wildsmith reported a purchase of common stock through a company stock plan. On February 6, 2026, she acquired 443 shares of FS Bancorp, Inc. common stock at $42.28 per share. The filing notes these shares were bought under the issuer's Nonqualified 2022 Stock Purchase Plan and include a 25% matching component. Following this transaction, she directly held 5,990 shares of FS Bancorp common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cofer-Wildsmith Marina

(Last) (First) (Middle)

C/O FS BANCORP, INC.

6920 220TH STREET SW, SUITE 300

(Street)

MOUNTLAKE TERRACE WA 98043

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/06/2026		J(1)		443	A	$42.28	443	D
Common Stock								5,990	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were purchased under the Issuer's Nonqualified 2022 Stock Purchase Plan and includes a 25% match.

	/s/ Marina Cofer-Wildsmith	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FSBW director Marina Cofer-Wildsmith report?

Director Marina Cofer-Wildsmith reported buying 443 shares of FS Bancorp common stock. The purchase occurred on February 6, 2026 at $42.28 per share under the company’s 2022 Nonqualified Stock Purchase Plan, which includes a 25% match on purchases.

When did the latest FS Bancorp (FSBW) insider stock purchase occur?

The reported insider stock purchase occurred on February 6, 2026. On that date, director Marina Cofer-Wildsmith acquired 443 shares of FS Bancorp common stock at $42.28 each through the 2022 Nonqualified Stock Purchase Plan with a 25% matching feature.

How many FS Bancorp (FSBW) shares did the director buy and at what price?

The director bought 443 FS Bancorp common shares at $42.28 per share. The acquisition was made under the Nonqualified 2022 Stock Purchase Plan, which provides a 25% match on purchases made through the program for participating insiders.

What is the FS Bancorp Nonqualified 2022 Stock Purchase Plan mentioned in the filing?

The Nonqualified 2022 Stock Purchase Plan is a company program under which the director bought 443 shares. The filing states the transaction includes a 25% match, meaning additional shares were provided based on the plan’s matching feature for participants.

How many FS Bancorp (FSBW) shares does Marina Cofer-Wildsmith own after the transaction?

After the reported transaction, Marina Cofer-Wildsmith directly owned 5,990 FS Bancorp common shares. This total reflects her holdings following the February 6, 2026 purchase of 443 shares under the company’s Nonqualified 2022 Stock Purchase Plan.

Is the FS Bancorp director’s 443-share purchase a direct holding?

Yes, the 443-share purchase is reported as a direct holding. The Form 4 indicates ownership form as direct (D), and after the February 6, 2026 transaction she directly held a total of 5,990 FS Bancorp common shares.