Welcome to our dedicated page for First Seacoast Bancorp SEC filings (Ticker: FSEA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Seacoast Bancorp, Inc. (FSEA) SEC filings page on Stock Titan is designed to help readers review the company’s regulatory disclosures in a structured way. First Seacoast Bancorp, Inc. is the stock holding company for First Seacoast Bank, a federally-chartered stock savings bank serving the Seacoast region of New Hampshire. Its filings with the Securities and Exchange Commission provide detail on its banking activities, capital structure and corporate transactions.
Through this page, users can access key SEC documents such as registration statements related to the company’s conversion and stock offering. For example, First Seacoast Bancorp, Inc. has filed a registration statement on Form S-1 that includes a prospectus describing the second step conversion from a mutual holding company structure to a fully public stock holding company structure, the stock offering terms and the exchange of shares from the predecessor holding company to First Seacoast Bancorp, Inc.
Stock Titan enhances these filings with AI-powered summaries that highlight the most important points for investors. Instead of reading entire registration statements line by line, users can rely on AI-generated overviews to understand topics such as the company’s corporate reorganization, share counts associated with its offering, and the implications of its capital actions. When quarterly and annual reports are available, these tools can help explain segment information, loan portfolio composition and investment securities strategies described by the company.
The filings page also updates in near real time as new documents are posted to the SEC’s EDGAR system, allowing readers to track ongoing disclosures related to stock repurchase programs, balance sheet repositioning and other material events that First Seacoast Bancorp, Inc. chooses to report. By combining original SEC documents with AI explanations, this page aims to make the regulatory record of FSEA more accessible to both experienced and newer readers of bank holding company filings.
First Seacoast Bancorp, Inc. (FSEA) director reported several stock transactions and updated equity holdings. On 06/17/2025, the director sold 1,700 shares of common stock at $11.0818. On 11/18/2025, additional sales were reported of 500 shares at $11.52 and 1,250 shares at $11.6001.
After these transactions, the director beneficially owned 5,146 shares of common stock held directly, which includes restricted stock that vests in thirds annually starting December 2, 2025. The director also holds stock options for 9,343 shares at an exercise price of $8.06 vesting in thirds from May 25, 2024, and options for 10,250 shares at an exercise price of $9.29 vesting in thirds from December 2, 2025, all expiring on the dates listed in the filing.
First Seacoast Bancorp (FSEA) reported a return to profitability in the quarter, posting Q3 2025 net income of $390 thousand (basic EPS $0.09; diluted $0.08), compared with $44 thousand a year ago. Net interest and dividend income rose to $3.45 million from $2.98 million as interest expense eased slightly and securities income improved.
For the first nine months, the Company recorded a net loss of $758 thousand versus income of $895 thousand last year, which benefited from a $2.52 million gain on sale of land and buildings. Noninterest income in Q3 increased to $544 thousand, while noninterest expense rose to $4.19 million.
The balance sheet expanded: total assets $609.6 million (from $580.8 million), deposits $480.0 million (from $454.2 million). Loans were $433.5 million and securities available-for-sale were $142.5 million. Credit quality remained stable with nonaccrual loans $194 thousand and an allowance for credit losses $3.52 million. Accumulated other comprehensive loss improved to $(5.08) million, and stockholders’ equity increased to $63.16 million.
Mark P. Boulanger, a director of First Seacoast Bancorp (FSEA), reported a purchase of 1,200 shares of the issuer's common stock on 09/03/2025 at $11.47 per share. After the reported purchase, the filing shows 6,501 shares held indirectly in an IRA and a reported disposition of 7,759 shares. The report also discloses two outstanding option grants exercisable for 9,343 shares (exercise price $8.06, expiring 05/25/2033) and 10,250 shares (exercise price $9.29, expiring 12/02/2034), both held directly. Vesting notes state restricted stock and the second option tranche vest at 33 1/3% per year commencing 12/02/2025, while the first option tranche vests at the same annual rate commencing 05/25/2024. The form is signed via power of attorney on 09/03/2025.
First Seacoast Bancorp insider purchases increased on August 21, 2025. John E. Swenson, EVP and COO, reported multiple open-market purchases of the company's common stock at prices between $11.54 and $11.74, increasing his direct holdings to 17,704 shares. The filing also shows 1,431 shares held indirectly via a 401(k) and 2,221 shares indirectly via an ESOP. Swenson holds outstanding stock options exercisable into 15,000 shares (exercise price $8.06) and 20,500 shares (exercise price $9.29). Restricted stock and option vesting schedules are disclosed, with vesting commencing in 2024 and 2025.
First Seacoast Bancorp insider transaction summary: James R. Brannen, who serves as Director and Chief Executive Officer, purchased 500 shares of First Seacoast Bancorp (FSEA) on 08/15/2025 at a price of $11.3075 per share. After the purchase, Mr. Brannen beneficially owns 32,637 common shares directly and indirectly. Indirect holdings include 9,179 shares in an IRA, 4,255 in a 401(k), and 3,646 in an ESOP. He also holds stock options: 24,401 options (exercise price $8.06) exercisable from 05/25/2024 and 23,500 options (exercise price $9.29) exercisable from 12/02/2025, with stated vesting schedules for restricted stock and options.
First Seacoast Bancorp (FSEA) posted a swing to loss in its Q2-25 Form 10-Q. Net loss was $545k (-$0.13 per share) versus a $2.0 million profit a year ago; six-month loss reached $1.15 million. The reversal stems from the absence of last year’s $2.5 million real-estate gain and a 14 % rise in non-interest expense, which more than offset stronger core spread income.
Core banking trends improved. Net interest & dividend income rose 13 % YoY in the quarter to $3.43 million as asset yields outpaced funding costs. Loans were essentially flat at $439.5 million while securities AFS expanded 20 % to $144.3 million, boosting liquidity. Deposits increased 4 % since year-end to $472.3 million, but higher-cost time deposits drove most of the growth. The bank added $6.7 million of FHLB advances, lifting total wholesale borrowings to $59 million.
Asset quality remains pristine. Only $0.2 million of loans were 30-59 days past due and there are no non-accrual loans or charge-offs. The allowance of $3.52 million (0.80 % of loans) was unchanged.
Capital contracted. Shareholders’ equity fell to $60.8 million (-$1.25 million YTD) on losses and $0.8 million in buybacks; accumulated OCI remains a $6.9 million drag.
Management foresees one reportable segment and adopted ASU 2023-07, but no new guidance materially affects results.
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