Welcome to our dedicated page for First Seacoast Bancorp SEC filings (Ticker: FSEA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Want to cut through the 200-page reports and see exactly how First Seacoast Bancorp funds New Hampshire mortgages and measures credit risk? Start your due-diligence journey here. Our platform brings every First Seacoast Bancorp SEC filing explained simply, from the annual report 10-K simplified to real-time Form 4 insider transactions.
Use Stock Titan’s AI-powered summaries to spot net-interest-margin shifts, loan-loss reserve changes, and FDIC capital ratios without combing through footnotes. Whether you’re tracking a sudden 8-K material event explained or need quick context on the proxy statement executive compensation tables, our engine highlights what moves the needle.
Key tasks made easier:
- Monitor First Seacoast Bancorp insider trading Form 4 transactions alongside dividend announcements.
- Review the latest quarterly earnings report 10-Q filing with side-by-side AI commentary on loan portfolio composition.
- Set instant alerts for First Seacoast Bancorp Form 4 insider transactions real-time and capital-raising 8-Ks.
Each document arrives seconds after EDGAR posts, complete with concise overviews, key-metric extraction, and cross-references to prior periods. That means you can compare allowance coverage or deposit costs across quarters in minutes—information portfolio managers traditionally spent hours assembling.
Still learning the regulatory landscape? Our “understanding First Seacoast Bancorp SEC documents with AI” guide walks you through common banking disclosures, from yield-on-loans breakouts to CECL methodology. Dive in and transform complex data into clear, actionable insight.
First Seacoast Bancorp, Inc. (FSEA) director reported several stock transactions and updated equity holdings. On 06/17/2025, the director sold 1,700 shares of common stock at $11.0818. On 11/18/2025, additional sales were reported of 500 shares at $11.52 and 1,250 shares at $11.6001.
After these transactions, the director beneficially owned 5,146 shares of common stock held directly, which includes restricted stock that vests in thirds annually starting December 2, 2025. The director also holds stock options for 9,343 shares at an exercise price of $8.06 vesting in thirds from May 25, 2024, and options for 10,250 shares at an exercise price of $9.29 vesting in thirds from December 2, 2025, all expiring on the dates listed in the filing.
First Seacoast Bancorp (FSEA) reported a return to profitability in the quarter, posting Q3 2025 net income of $390 thousand (basic EPS $0.09; diluted $0.08), compared with $44 thousand a year ago. Net interest and dividend income rose to $3.45 million from $2.98 million as interest expense eased slightly and securities income improved.
For the first nine months, the Company recorded a net loss of $758 thousand versus income of $895 thousand last year, which benefited from a $2.52 million gain on sale of land and buildings. Noninterest income in Q3 increased to $544 thousand, while noninterest expense rose to $4.19 million.
The balance sheet expanded: total assets $609.6 million (from $580.8 million), deposits $480.0 million (from $454.2 million). Loans were $433.5 million and securities available-for-sale were $142.5 million. Credit quality remained stable with nonaccrual loans $194 thousand and an allowance for credit losses $3.52 million. Accumulated other comprehensive loss improved to $(5.08) million, and stockholders’ equity increased to $63.16 million.
Mark P. Boulanger, a director of First Seacoast Bancorp (FSEA), reported a purchase of 1,200 shares of the issuer's common stock on 09/03/2025 at $11.47 per share. After the reported purchase, the filing shows 6,501 shares held indirectly in an IRA and a reported disposition of 7,759 shares. The report also discloses two outstanding option grants exercisable for 9,343 shares (exercise price $8.06, expiring 05/25/2033) and 10,250 shares (exercise price $9.29, expiring 12/02/2034), both held directly. Vesting notes state restricted stock and the second option tranche vest at 33 1/3% per year commencing 12/02/2025, while the first option tranche vests at the same annual rate commencing 05/25/2024. The form is signed via power of attorney on 09/03/2025.
First Seacoast Bancorp insider purchases increased on August 21, 2025. John E. Swenson, EVP and COO, reported multiple open-market purchases of the company's common stock at prices between $11.54 and $11.74, increasing his direct holdings to 17,704 shares. The filing also shows 1,431 shares held indirectly via a 401(k) and 2,221 shares indirectly via an ESOP. Swenson holds outstanding stock options exercisable into 15,000 shares (exercise price $8.06) and 20,500 shares (exercise price $9.29). Restricted stock and option vesting schedules are disclosed, with vesting commencing in 2024 and 2025.
First Seacoast Bancorp insider transaction summary: James R. Brannen, who serves as Director and Chief Executive Officer, purchased 500 shares of First Seacoast Bancorp (FSEA) on 08/15/2025 at a price of $11.3075 per share. After the purchase, Mr. Brannen beneficially owns 32,637 common shares directly and indirectly. Indirect holdings include 9,179 shares in an IRA, 4,255 in a 401(k), and 3,646 in an ESOP. He also holds stock options: 24,401 options (exercise price $8.06) exercisable from 05/25/2024 and 23,500 options (exercise price $9.29) exercisable from 12/02/2025, with stated vesting schedules for restricted stock and options.
First Seacoast Bancorp (FSEA) posted a swing to loss in its Q2-25 Form 10-Q. Net loss was $545k (-$0.13 per share) versus a $2.0 million profit a year ago; six-month loss reached $1.15 million. The reversal stems from the absence of last year’s $2.5 million real-estate gain and a 14 % rise in non-interest expense, which more than offset stronger core spread income.
Core banking trends improved. Net interest & dividend income rose 13 % YoY in the quarter to $3.43 million as asset yields outpaced funding costs. Loans were essentially flat at $439.5 million while securities AFS expanded 20 % to $144.3 million, boosting liquidity. Deposits increased 4 % since year-end to $472.3 million, but higher-cost time deposits drove most of the growth. The bank added $6.7 million of FHLB advances, lifting total wholesale borrowings to $59 million.
Asset quality remains pristine. Only $0.2 million of loans were 30-59 days past due and there are no non-accrual loans or charge-offs. The allowance of $3.52 million (0.80 % of loans) was unchanged.
Capital contracted. Shareholders’ equity fell to $60.8 million (-$1.25 million YTD) on losses and $0.8 million in buybacks; accumulated OCI remains a $6.9 million drag.
Management foresees one reportable segment and adopted ASU 2023-07, but no new guidance materially affects results.