FirstSun Capital Bancorp received an amended Schedule 13G from four related Missouri trusts associated with Karen Hale Young. The trusts together beneficially own 1,970,100 shares of common stock, representing 4.46% of the company’s voting common stock, based on 44,123,875 shares outstanding as of May 7, 2026. Individual trust holdings include 1,816,000 shares in the Karen Hale Young Family Irrevocable Trust, 85,000 shares in the Joyce V Hale GRAT FBO Karen H Young Family, 69,000 shares in the JVH Orion Trust, and 100 shares in the Karen Hale Young Trust. Karen Hale Young, as trustee of each trust, may be deemed to have voting and dispositive power over all 1,970,100 shares but personally owns no other shares. The filing states that the reporting persons have ceased to be beneficial owners of more than 5% of FirstSun’s common stock.
Positive
None.
Negative
None.
Key Figures
Shares beneficially owned:1,970,100 sharesOwnership percentage:4.46%Shares outstanding:44,123,875 shares+4 more
7 metrics
Shares beneficially owned1,970,100 sharesAggregate FirstSun common shares beneficially owned by the reporting trusts
Ownership percentage4.46%Portion of FirstSun voting common stock beneficially owned by the reporting persons
Shares outstanding44,123,875 sharesFirstSun voting common stock outstanding as of May 7, 2026
KHY Family Trust holdings1,816,000 sharesCommon shares held by the Karen Hale Young Family Irrevocable Trust
Joyce V Hale GRAT holdings85,000 sharesCommon shares held by the Joyce V Hale GRAT FBO Karen H Young Family
JVH Orion Trust holdings69,000 sharesCommon shares held by the JVH Orion Trust for the Karen Hale Young Family
KHY Trust holdings100 sharesCommon shares held by the Karen Hale Young Trust U/A/D 2/23/1996
Key Terms
beneficially owned, dispositive power, GRAT, Schedule 13G, +1 more
5 terms
beneficially ownedfinancial
"the Reporting Persons beneficially owned an aggregate of 1,970,100 shares"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
dispositive powerfinancial
"sole Dispositive Power 1,816,000.00"
Dispositive power is the authority to decide the final outcome of an asset, legal claim, contract, or corporate action — in effect the power to dispose of or resolve something. For investors it matters because whoever holds that authority can determine who gets paid, who controls an asset or vote, and how risks and returns are allocated; think of it like holding the key that lets you lock in the winner or loser in a deal.
GRATfinancial
"Joyce V Hale GRAT FBO Karen H Young Family"
Schedule 13Gregulatory
"If a group has filed this schedule pursuant to 1(c) or 1(d)"
A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.
Joint Filing Agreementregulatory
"Exhibit I: Joint Filing Agreement, dated as of August 6, 2026"
FAQ
How many FirstSun Capital Bancorp (FSUN) shares do the reporting trusts own?
The reporting trusts beneficially own 1,970,100 shares of FirstSun Capital Bancorp common stock. This combined position is held across four related Missouri trusts for the benefit of the Karen Hale Young family.
What percentage of FirstSun Capital Bancorp (FSUN) does the Young family trust group hold?
The reporting persons may be deemed to beneficially own 4.46% of FirstSun Capital Bancorp’s voting common stock. This percentage is based on 44,123,875 shares outstanding as of May 7, 2026.
How are FirstSun Capital Bancorp (FSUN) shares allocated among the individual Young family trusts?
Holdings include 1,816,000 shares in the Karen Hale Young Family Irrevocable Trust, 85,000 shares in the Joyce V Hale GRAT FBO Karen H Young Family, 69,000 shares in the JVH Orion Trust, and 100 shares in the Karen Hale Young Trust.
Has the Young family trust group remained a 5% owner of FirstSun Capital Bancorp (FSUN)?
No. The filing states the reporting persons have ceased to be the beneficial owner of more than 5% of FirstSun Capital Bancorp’s common stock and now report a 4.46% stake.
Who controls voting and investment power over the FirstSun Capital Bancorp (FSUN) shares held by the trusts?
As trustee of each reporting trust, Karen Hale Young may be deemed to have voting, investment, and dispositive power over the 1,970,100 shares. She is reported to own no other FirstSun shares personally.
What share count did FirstSun Capital Bancorp (FSUN) report as outstanding for this ownership calculation?
The 4.46% ownership figure is calculated using 44,123,875 shares of voting common stock outstanding as of May 7, 2026, as reported in FirstSun’s Form 10-Q filed May 8, 2026.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 2)
FIRSTSUN CAPITAL BANCORP
(Name of Issuer)
Common Stock, par value $0.0001 per share
(Title of Class of Securities)
33767U107
(CUSIP Number)
04/01/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
33767U107
1
Names of Reporting Persons
Karen Hale Young Family Irrevocable Trust u/a/d 5/25/2011
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
MISSOURI
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
1,816,000.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
1,816,000.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
1,816,000.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
4.12 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note for (1) Name of reporting person - 1,816,000 common shares held by the Karen Hale Young Family Irrevocable Trust U/A/D 5/25/2011. As of the date of filing this Amendment No. 2, Karen Hale Young served as the trustee of the above named trust.
SCHEDULE 13G
CUSIP Number(s):
33767U107
1
Names of Reporting Persons
Joyce V Hale GRAT FBO Karen H Young Family
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
MISSOURI
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
85,000.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
85,000.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
85,000.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.19 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note for (1) Name of reporting person - 85,000 common shares held by the Joyce V Hale GRAT FBO Karen H Young Family. As of the date of filing this Amendment No. 2, Karen Hale Young served as the trustee of the above named trust.
SCHEDULE 13G
CUSIP Number(s):
33767U107
1
Names of Reporting Persons
JVH Orion Trust for the Karen Hale Young Family U/A/D 7/8/2011
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
MISSOURI
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
69,000.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
69,000.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
69,000.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.16 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note for (1) Name of reporting person - 69,000 common shares held by the JVH Orion Trust for the Karen Hale Young Family U/A/D 7/8/2011. As of the date of filing this Amendment No. 2, Karen Hale Young served as the trustee of the above named trust.
SCHEDULE 13G
CUSIP Number(s):
33767U107
1
Names of Reporting Persons
Karen Hale Young Trust U/A/D 2/23/1996
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
MISSOURI
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
100.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
100.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
100.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.00 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note for (1) Name of reporting person - 100 common shares held by the Karen Hale Young Trust U/A/D 2/23/1996. As of the date of filing this Amendment No. 2, Karen Hale Young served as the trustee of the above named trust.
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
FIRSTSUN CAPITAL BANCORP
(b)
Address of issuer's principal executive offices:
1400 16th Street, Suite 250, Denver, Colorado 80202
Item 2.
(a)
Name of person filing:
The Statement is filed by each of the (i) Karen Hale Young Family Irrevocable Trust U/A/D 5/25/2011 (the "KHY Family Trust"); (ii) Joyce V Hale GRAT FBO Karen H Young Family (the "KVH GRAT"); (iii) JVH Orion Trust for the Karen Hale Young Family U/A/D 7/8/2011 (the "JVH Orion Trust"); and (iv) Karen Hale Young Trust U/A/D 2/23/1996 (the "KHY Trust") (each, a "Reporting Person" and collectively, the "Reporting Persons").
(b)
Address or principal business office or, if none, residence:
1400 16th Street, Suite 250
Denver, Colorado 80202
(c)
Citizenship:
The KHY Family Trust is a trust existing under the laws of the sate of Missouri. The KVH GRAT is a trust existing under the laws of the state of Missouri. The JVH Orion Trust is a trust existing under the laws of the state of Missouri. The KHY Trust is a trust existing under the state of Missouri.
(d)
Title of class of securities:
Common Stock, par value $0.0001 per share
(e)
CUSIP No.:
33767U107
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
As of the date of filing this Amendment No. 2, the Reporting Persons beneficially owned an aggregate of 1,970,100 shares of the Issuer's Common Stock or 4.46% of the Issuer's Common Stock. The aggregate shares of the Issuer's Common Stock beneficially owned by the Reporting Persons has not changed since the Amendment No. 1 to Schedule 13G filed by the Reporting Persons on May 13, 2025. Karen Hale Young ("Young") is the trustee of each of the KHY Family Trust; the KVH GRAT; (iii) the JVH Orion Trust; and (iv) the KHY Trust. As such, she may be deemed to have voting, investment, and dispositive power with respect to the securities described in this Amendment No. 2. Young owns no other shares of the Issuer's Common Stock. The Reporting Person has ceased to be the beneficial owner of more than 5 percent of the Issuer's Common Stock. See Item 5 below.
(b)
Percent of class:
As of the date of filing this Amendment No. 2, the Reporting Persons may be deemed to beneficially own 1,970,100 shares of the Issuer's Common Stock or 4.46% of the Issuer's Common Stock outstanding (see Item 4(a) above), which percentage was calculated based on 44,123,875 shares of the Issuer's voting Common Stock outstanding as of May 7, 2026 as reported in the Issuer's Quarterly Report on Form 10-Q filed with the SEC on May 8, 2026.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
Each Reporting Person has the sole power to vote or direct the vote and the sole power to dispose of or direct the disposition of the shares indicated in Item 4(a) as being beneficially owned by that Reporting Person. Because of the overlapping trusteeship of the Reporting Persons, however, the Reporting Persons may be deemed to have shared power to vote or direct the vote and the shared power to dispose of or direct the disposition of the entire 1,970,100 shares of the Issuer's Common Stock owned, in the aggregate, by the Reporting Persons.
(ii) Shared power to vote or to direct the vote:
See (i) above.
(iii) Sole power to dispose or to direct the disposition of:
See (i) above.
(iv) Shared power to dispose or to direct the disposition of:
See (i) above.
Item 5.
Ownership of 5 Percent or Less of a Class.
Ownership of 5 percent or less of a class
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(J), so indicate under Item 3(j) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group.
See Exhibit I.
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Karen Hale Young Family Irrevocable Trust u/a/d 5/25/2011
Signature:
/s/ Karen Hale Young
Name/Title:
Karen Hale Young/Trustee
Date:
08/06/2026
Joyce V Hale GRAT FBO Karen H Young Family
Signature:
/s/ Karen Hale Young
Name/Title:
Karen Hale Young/Trustee
Date:
08/06/2026
JVH Orion Trust for the Karen Hale Young Family U/A/D 7/8/2011
Signature:
/s/ Karen Hale Young
Name/Title:
Karen Hale Young/Trustee
Date:
08/06/2026
Karen Hale Young Trust U/A/D 2/23/1996
Signature:
/s/ Karen Hale Young
Name/Title:
Karen Hale Young/Trustee
Date:
08/06/2026
Exhibit Information
Exhibit I: Joint Filing Agreement, dated as of August 6, 2026, by and among The Karen Hale Young Family Irrevocable Trust U/A/D 5/25/2011, the Joyce V Hale GRAT FBO Karen H Young Family, the JVH Orion Trust for the Karen Hale Young Family U/A/D 7/8/2011 and the Karen Hale Young Trust U/A/D 2/23/1996.
