Every 10-Q that German American Bancorp, Inc. (GABC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow GABC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GABC filings page.
German American Bancorp, Inc. reported stronger profitability for the three and six months ended June 30, 2026. Second-quarter net income was 38,172 (dollars in thousands), up from 31,361 a year earlier, with diluted earnings per share of 1.02 versus 0.84. For the first six months of 2026, net income reached 71,324 and diluted earnings per share were 1.90, compared with 41,878 and 1.16 in 2025.
Performance was driven by higher net interest income and lower credit costs over the year-to-date period: net interest income rose to 160,059 for six months, while the provision for credit losses decreased to 3,500 from 16,500. Total assets were 8,439,998, with net loans of 5,852,861 and total deposits of 6,995,763. Shareholders’ equity increased to 1,211,560, including accumulated other comprehensive loss of 165,169 related largely to securities classified as available-for-sale.
Asset quality metrics were stable, with the allowance for credit losses at 79,374 and total non-accrual loans at 26,843, down from 29,319 at year-end 2025. The core banking segment remained the primary earnings contributor, while wealth management fees grew to 5,009 for the quarter and 9,517 year-to-date. The company early adopted new credit-loss guidance for purchased loans (ASU 2025-08), which it reports had no impact in the current quarter.
German American Bancorp, Inc. reported strong quarterly growth, with net income of $33.2 million for the three months ended March 31, 2026, up from $10.5 million a year earlier. Basic and diluted earnings per share rose to $0.88 from $0.30, driven mainly by higher net interest income and a sharply lower provision for credit losses.
Net interest income increased to $78.9 million from $66.6 million as loan interest and fee income grew. The provision for credit losses declined to $2.0 million versus $15.3 million in the prior-year quarter, reflecting more favorable credit loss expectations. Non-interest income rose to $17.2 million, while non-interest expense held roughly flat at $52.4 million, supporting improved profitability.
Total assets were $8.38 billion and total deposits were $6.98 billion at March 31, 2026, both little changed from year-end. The allowance for credit losses on loans was $78.5 million. Other comprehensive income reflected a net unrealized loss of $9.8 million on available-for-sale securities, reducing accumulated other comprehensive income and bringing comprehensive income to $23.3 million for the quarter.
German American Bancorp, Inc. (GABC) reported stronger results for the quarter ended September 30, 2025. Net income was $35.074M versus $21.048M a year ago, and diluted EPS was $0.94 versus $0.71. Net interest income rose to $75.725M (from $48.594M), while non‑interest income increased to $18.429M. For the nine months, net income was $76.952M and diluted EPS was $2.10 versus $60.600M and $2.04 in 2024.
Total assets reached $8.401B (from $6.296B at December 31, 2024), with loans, net at $5.702B (from $4.080B) and total deposits at $7.015B (from $5.329B). Shareholders’ equity increased to $1.120B, aided by improved accumulated other comprehensive income. The Company closed the Heartland BancCorp acquisition on February 1, 2025, issuing 7,742,723 shares and expanding goodwill to $375.237M and intangible assets to $36.419M. End‑of‑period shares outstanding were 37,493,333; as of November 3, 2025 there were 37,491,797 shares outstanding.