Every 8-K that German American Bancorp, Inc. (GABC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow GABC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GABC filings page.
German American Bancorp, Inc. (GABC) released an investor presentation for the Raymond James 2026 U.S. Bank Conference, highlighting its June 30, 2026 financial position and long-term performance. The company reports about $8.4 billion in total banking assets and $6.996 billion in deposits, with 81% in non‑maturity accounts and only 25% of deposits uninsured and uncollateralized.
Total loans were $5.93 billion, diversified across commercial, real estate, agriculture and consumer segments. Asset quality metrics show non‑performing assets at 0.60% of total assets. For 2025, adjusted net income was $129.7 million and adjusted earnings per share were $3.52, with first‑half 2026 adjusted net income of $71.3 million and EPS of $1.90. Adjusted return on average assets reached 1.69% and adjusted return on average tangible common equity was 18.26% for the six months ended June 30, 2026. The bank also notes fourteen consecutive years of increased cash dividends, with 2025 dividends per share of $1.16 and a 2026 pro forma of $1.24.
German American Bancorp, Inc. reported record results for the quarter ended June 30, 2026, with net income of $38.2 million, or $1.02 per share, the highest in its history. The board declared a regular quarterly cash dividend of $0.31 per share, payable on August 20, 2026 to shareholders of record as of August 10, 2026.
Earnings growth was driven by a tax-equivalent net interest margin of 4.30% (core adjusted 4.13%), strong loan growth of about 6% annualized since March 31, 2026, and higher non-interest income, while non-interest expense declined to $50.4 million, producing an efficiency ratio of 47.38%. Profitability metrics were solid, with return on average assets at 1.80% and return on average tangible common equity at 19.43%. Asset quality and capital remained strong: the allowance for credit losses was 1.34% of loans, non-performing assets were 0.32% of total assets, and the consolidated total risk-based capital ratio was 15.50%, with a tangible common equity ratio of 10.05%.
German American Bancorp, Inc. is meeting investors on May 7–8, 2026 in a non-deal roadshow hosted by Piper Sandler and has released a detailed first quarter 2026 investor presentation.
The company reports about $8.4 billion in total banking assets and $4.0 billion of investment and trust assets under management, with 93 banking offices and roughly 1,050 team members across Indiana, Kentucky and Ohio. Management highlights fourteen consecutive years of increased dividends and more than 21 consecutive fiscal years of double-digit return on equity.
For the quarter ended March 31, 2026, adjusted net income was $33.2 million, with adjusted earnings per share of $0.88 and adjusted return on average assets of 1.58%. Adjusted return on tangible equity was 17.08%. Total loans were $5.85 billion and total deposits were $6.98 billion, with 24% of deposits uninsured and uncollateralized and an average deposit account size of $30,793. The presentation also shows an adjusted net interest margin (tax-equivalent) of 4.08%, an adjusted efficiency ratio of 51.2%, and continued use of non-GAAP measures to strip out merger, CECL Day 2, securities restructuring, insurance sale and debt extinguishment items.
German American Bancorp, Inc. reported results from its annual shareholder meeting held on April 27, 2026. Shareholders holding 30,516,860 common shares, or 81.2% of the 37,575,555 shares outstanding as of March 4, 2026, were represented.
All four director nominees were elected by plurality. Shareholders approved, on an advisory basis, the compensation of named executive officers and the appointment of Crowe LLP as independent registered public accounting firm for 2026. They also approved an amendment to double authorized common stock from 45,000,000 to 90,000,000 shares.
German American Bancorp, Inc. reported strong first quarter 2026 results, with net income of $33.2 million, or $0.88 per share. Earnings were down slightly from $0.95 in the prior quarter but up sharply from $0.30 a year earlier, or $0.79 on an acquisition-adjusted basis.
Profitability remained solid, with return on average assets of 1.58% and return on average tangible common equity of 17.08%. The tax-equivalent net interest margin improved to 4.26%, while the efficiency ratio was a low 51.2%, showing good cost control despite higher seasonal expenses.
Credit quality stayed favorable, with annualized net charge-offs of 0.08% of average loans and non-performing assets at 0.35% of total assets. Total assets were $8.38 billion, loans were broadly stable, and deposits were essentially flat with non-interest-bearing deposits at 28% of the total.
The Board declared a regular quarterly cash dividend of $0.31 per share, payable on May 20, 2026 to shareholders of record on May 10, 2026. This reflects a 7% increase from the 2025 dividend rate and continues a 14-year pattern of rising cash dividends.
German American Bancorp, Inc. reported that its Board of Directors approved a 2026 Management Incentive Plan for the company’s executive officers on March 2, 2026. Only Board members who are not “interested directors” under Nasdaq rules voted on the plan, reflecting standard corporate governance practices.
The plan applies to all executive officers, including those who will be individually identified in the company’s upcoming annual meeting proxy statement compensation disclosures. Detailed terms of the incentive plan are contained in Exhibit 10.1, which is referenced as part of this report.
German American Bancorp furnished an investor presentation in connection with the KBW Winter Financial Services Conference, outlining its recent financial performance and strategy. The company reports total banking assets of $8.4 billion, investment and trust assets under management of $4.0 billion, and 94 banking offices across Indiana, Kentucky, and Ohio.
For 2025, total loans reached $5.88 billion and total deposits $6.99 billion, with 25% of deposits uninsured and uncollateralized. Net interest income rose to $294.1 million with a tax-equivalent net interest margin of 4.02%. Net income was $129.7 million, or $3.52 per share, alongside an efficiency ratio of 50.5%.
The presentation highlights a history of double-digit return on equity for 21 consecutive years, a 2025 return on average assets of 1.57%, and a return on tangible equity of 19.79%. It also shows continued dividend growth, with 2025 cash dividends per share of $1.16 and fourteen consecutive years of dividend increases.
German American Bancorp, Inc. filed a current report to share its latest financial updates and dividend decision. The company issued a press release announcing its results for the quarter and year ended December 31, 2025, which is attached as Exhibit 99.1 along with unaudited consolidated financial statements and other financial data.
The Board of Directors also declared a cash dividend of $0.31 per share, payable on February 20, 2026 to shareholders of record as of February 10, 2026. This filing mainly serves to formally communicate the results release and dividend details to investors.
German American Bancorp, Inc. is redeeming $40.0 million in aggregate principal amount of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029 on December 30, 2025. The company has exercised its contractual option under the 2019 indenture to call all of the issued and outstanding notes. Holders will receive 100% of the $40.0 million principal being redeemed, plus accrued and unpaid interest through, but excluding, the redemption date, as described in the notice of redemption filed as an exhibit.
German American Bancorp, Inc. (GABC) furnished an investor presentation under Item 7.01 (Regulation FD) in connection with the 2025 Hovde Group Financial Services Conference. Chairman & CEO D. Neil Dauby and President & CFO Bradley M. Rust will host investor meetings on November 6, 2025.
The materials are provided as Exhibit 99.1 and are expressly furnished, not deemed “filed,” under the Exchange Act.
German American Bancorp, Inc. (GABC) furnished a press release announcing results for the quarter ended September 30, 2025, along with unaudited financial statements and other data. The materials were provided as Exhibit 99.1 under Item 2.02.
The Board declared a $0.29 per-share cash dividend, payable on November 20, 2025 to shareholders of record as of November 10, 2025.
German American Bancorp, Inc. filed a current report to disclose that its Chairman and CEO, D. Neil Dauby, and its President and CFO, Bradley M. Rust, will participate in the Raymond James U.S. Bank Conference on September 3, 2025. During the event, they plan to host a series of meetings with investors.
The company has prepared an investor presentation dated September 3, 2025, which is attached as Exhibit 99.1 and referenced in the report. The materials and related information are being furnished under Regulation FD, meaning they are provided for disclosure purposes and are not treated as filed financial statements.
German American Bancorp, Inc. (Nasdaq: GABC) filed an Form 8-K disclosing the appointment of Andrew M. Seger to its Board of Directors. Effective 1 July 2025, the Board size increases from 13 to 14 members to accommodate the new seat. Seger’s initial term will run until the 2026 Annual Meeting of Shareholders, at which point he will be eligible for a full three-year term.
Seger is currently Chief Financial Officer and Senior Vice President of Sales at Wabash Valley Produce, Inc. His background includes ten years as a principal with private-equity firm Frontenac and two years as an investment-banking analyst at Goldman Sachs. He will immediately join the Board’s Audit Committee, adding finance and deal-making expertise to the committee’s oversight capabilities.
Compensation will follow the Company’s standard non-employee director retainers and meeting fees, as detailed in Exhibit 10.1. No related-party transactions or additional arrangements were reported. A press release announcing the appointment is included as Exhibit 99.1.
German American Bancorp, Inc. (GABC) filed a Form 8-K on 24 June 2025 under Item 7.01 (Regulation FD).
The filing states that Chairman & CEO D. Neil Dauby and President & CFO Bradley M. Rust will host investor meetings during the Raymond James Small-Cap Bank Day held the same day. The slide deck to be used in these meetings is furnished as Exhibit 99.1 and incorporated by reference; however, it is explicitly deemed “furnished” rather than “filed,” preserving safe-harbor treatment under the Exchange Act.
No financial statements, earnings updates, or transaction disclosures accompany the 8-K. As such, the primary purpose of this report is to enhance transparency and provide equal access to the investor presentation.