Georgia Banking risk chief reports 6,729 common shares

Q: How many shares and stock units did GBC Chief Risk Officer Wesley Reagan report?

As of October 27, 2026, Wesley Reagan directly held 6,729 common shares, 16,755 deferred stock units and 9,781 restricted stock units.

Q: When do GBC's deferred stock units held by Wesley Reagan vest?

Of the 16,755 deferred stock units, 12,994 were unvested and scheduled to vest as follows: 2,094 on February 15, 2027; 3,876 on February 15, 2028; 2,935 on February 15, 2029; and 4,089 on February 15, 2030, subject to continued service.

The deferred units settle in common shares after separation from service; vesting schedules for both award types are subject to continued service.

Accepted by SEC EDGAR 10/27/2026 - 04:28 PM EDT

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Rhea-AI Filing Summary

Georgia Banking Co Inc (GBC) reported that Chief Risk Officer Wesley Reagan directly held 6,729 common shares, 16,755 deferred stock units and 9,781 restricted stock units as of October 27, 2026. Of the deferred units, 12,994 were unvested and scheduled to vest in installments from February 15, 2027 through February 15, 2030, subject to continued service. The restricted units vest in installments from March 1, 2027 through March 1, 2030, also subject to continued service; each represents a contingent right to one common share.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Reagan Wesley

Role Chief Risk Officer

Type	Security	Shares	Price	Value
Holding	Deferred Stock Units ^F1	--	--	--
Holding	Restricted Stock Units ^F2	--	--	--
Holding	Common Stock	--	--	--

Holdings: Deferred Stock Units — 16,755 contracts (Direct); Restricted Stock Units — 9,781 contracts (Direct); Common Stock — 6,729 shares (Direct)

Footnotes (2)

F1. Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 12,994 of the units are unvested and vest as follows: 2,094 on February 15, 2027, 3,876 on February 15, 2028, 2,935 on February 15, 2029 and 4,089 on February 15, 2030, subject to continued service.
F2. Each restricted stock unit represents a contingent right to receive one share of Common Stock. The restricted stock units vest as follows: 2,608 on March 1, 2027, 652 on June 1, 2027, 2,608 on March 1, 2028, 2,608 on March 1, 2029 and 1,305 on March 1, 2030, subject to continued service.

Key Figures

Common shares held: 6,729 shares Deferred stock units: 16,755 units Unvested deferred stock units: 12,994 units +1 more

4 metrics

Common shares held 6,729 shares Direct holding as of October 27, 2026

Deferred stock units 16,755 units Direct holding as of October 27, 2026

Unvested deferred stock units 12,994 units Scheduled to vest from February 15, 2027 through February 15, 2030, subject to continued service

Restricted stock units 9,781 units Direct holding as of October 27, 2026

Key Terms

Deferred Stock Units, Deferred Compensation Plan, Restricted Stock Units, separation from service

4 terms

Deferred Stock Units financial

"Represents deferred stock units under the Issuer's Deferred Compensation Plan."

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

Deferred Compensation Plan financial

"deferred stock units under the Issuer's Deferred Compensation Plan"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share of Common Stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

separation from service financial

"following the reporting person's separation from service"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares and stock units did GBC Chief Risk Officer Wesley Reagan report?

As of October 27, 2026, Wesley Reagan directly held 6,729 common shares, 16,755 deferred stock units and 9,781 restricted stock units.

When do GBC's deferred stock units held by Wesley Reagan vest?

Of the 16,755 deferred stock units, 12,994 were unvested and scheduled to vest as follows: 2,094 on February 15, 2027; 3,876 on February 15, 2028; 2,935 on February 15, 2029; and 4,089 on February 15, 2030, subject to continued service.

When do GBC's restricted stock units held by Wesley Reagan vest?

The 9,781 restricted stock units vest as follows, subject to continued service: 2,608 on March 1, 2027; 652 on June 1, 2027; 2,608 on March 1, 2028; 2,608 on March 1, 2029; and 1,305 on March 1, 2030.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Reagan Wesley

(Last)

(First)

(Middle)

C/O GEORGIA BANKING COMPANY, INC.

1776 PEACHTREE STREET NW, SUITE 300

(Street)

ATLANTA

GEORGIA

30309

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
10/27/2026

3. Issuer Name and Ticker or Trading Symbol
GEORGIA BANKING CO INC [ GBC ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)	X	Other (specify below)
	Chief Risk Officer		Chief Credit Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	6,729	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Deferred Stock Units	⁽¹⁾	⁽¹⁾	Common Stock	16,755	⁽¹⁾	D
Restricted Stock Units	⁽²⁾	⁽²⁾	Common Stock	9,781	⁽²⁾	D

Explanation of Responses:

1. Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 12,994 of the units are unvested and vest as follows: 2,094 on February 15, 2027, 3,876 on February 15, 2028, 2,935 on February 15, 2029 and 4,089 on February 15, 2030, subject to continued service.

2. Each restricted stock unit represents a contingent right to receive one share of Common Stock. The restricted stock units vest as follows: 2,608 on March 1, 2027, 652 on June 1, 2027, 2,608 on March 1, 2028, 2,608 on March 1, 2029 and 1,305 on March 1, 2030, subject to continued service.

	/s/ Suzanne Deep, Attorney-in-Fact for Wesley Reagan	10/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR