Georgia Banking executive reports 1,156 shares

Deferred units settle in one common share apiece following separation from service, while unvested units are subject to continued service.

Accepted by SEC EDGAR 10/27/2026 - 04:30 PM EDT

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

Georgia Banking Co Inc (GBC) Chief Experience Officer Margaret H. Whieldon reported direct holdings on October 27, 2026, of 1,156 common shares and 12,331 deferred stock units tied to common stock. Each unit will be settled in one common share following her separation from service. Of the units, 10,592 are unvested; they are scheduled to vest in installments from February 15, 2027, through June 1, 2031, subject to continued service.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Whieldon Margaret H.

Role Chief Experience Officer

Type	Security	Shares	Price	Value
Holding	Deferred Stock Units ^F1	--	--	--
Holding	Common Stock	--	--	--

Holdings: Deferred Stock Units — 12,331 contracts (Direct); Common Stock — 1,156 shares (Direct)

Footnotes (1)

F1. Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 10,592 of the units are unvested and vest as follows: 1,488 on February 15, 2027, 2,459 on February 15, 2028, 1,923 on February 15, 2029, 1,693 on February 15, 2030, 2,600 on February 15, 2031 and 429 on June 1, 2031, subject to continued service.

Key Figures

Common shares held directly: 1,156 shares Deferred stock units held directly: 12,331 units Unvested deferred stock units: 10,592 units

3 metrics

Common shares held directly 1,156 shares Reported on October 27, 2026

Deferred stock units held directly 12,331 units Each unit will be settled in one common share following separation from service; reported on October 27, 2026

Unvested deferred stock units 10,592 units Vesting is subject to continued service

Key Terms

Deferred Stock Units, Deferred Compensation Plan, separation from service

3 terms

Deferred Stock Units financial

"Deferred Stock Units"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

Deferred Compensation Plan financial

"under the Issuer's Deferred Compensation Plan"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

separation from service technical

"following the reporting person's separation from service"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many GBC shares and deferred stock units does Margaret H. Whieldon report?

Margaret H. Whieldon, Georgia Banking Co Inc's Chief Experience Officer, reported 1,156 directly held common shares and 12,331 directly held deferred stock units on October 27, 2026. Each deferred unit will be settled in one common share following separation from service.

When do Margaret H. Whieldon's GBC deferred stock units vest?

Of the 10,592 unvested units, 1,488 vest on February 15, 2027; 2,459 on February 15, 2028; 1,923 on February 15, 2029; 1,693 on February 15, 2030; 2,600 on February 15, 2031; and 429 on June 1, 2031. Vesting is subject to continued service.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Understanding Insider Trading Forms →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Whieldon Margaret H.

(Last)

(First)

(Middle)

C/O GEORGIA BANKING COMPANY, INC.

1776 PEACHTREE STREET NW, SUITE 300

(Street)

ATLANTA

GEORGIA

30309

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
10/27/2026

3. Issuer Name and Ticker or Trading Symbol
GEORGIA BANKING CO INC [ GBC ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Experience Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	1,156	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Deferred Stock Units	⁽¹⁾	⁽¹⁾	Common Stock	12,331	⁽¹⁾	D

Explanation of Responses:

1. Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 10,592 of the units are unvested and vest as follows: 1,488 on February 15, 2027, 2,459 on February 15, 2028, 1,923 on February 15, 2029, 1,693 on February 15, 2030, 2,600 on February 15, 2031 and 429 on June 1, 2031, subject to continued service.

	/s/ Suzanne Deep, Attorney-in-Fact for Margaret H. Whieldon	10/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR