Every 10-Q that Greene Cnty Bancorp Inc (GCBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow GCBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GCBC filings page.
Greene County Bancorp, Inc. reported higher profitability and balance sheet growth for the quarter ended March 31, 2026. Quarterly net income rose to $10.5 million from $8.1 million a year earlier, with earnings per share increasing to $0.62 from $0.47. For the nine months, net income reached $29.7 million versus $21.8 million, and EPS improved to $1.74 from $1.28.
Total assets grew to $3.18 billion from $3.04 billion, driven by loan growth to $1.75 billion and a larger securities portfolio. Deposits increased to $2.77 billion. Net interest income expanded, while interest expense declined. The allowance for credit losses on loans increased modestly to $21.8 million, and nonperforming loans remained low at $3.1 million.
The company continued to manage capital conservatively, with shareholders’ equity rising to $267.6 million. Subordinated notes payable decreased to $30.0 million after a $20.0 million repayment. During the quarter, Greene County Bancorp completed termination of its frozen defined benefit pension plan, recognizing a non-cash settlement charge of about $706,000.
Greene County Bancorp, Inc. reported stronger results for the three and six months ended December 31, 2025. For the quarter, net interest income rose to $19.1 million, and net income increased to $10.3 million, or $0.60 per share, compared with $7.5 million, or $0.44 per share, a year earlier.
Total assets reached $3.15 billion, up from $3.04 billion at June 30, 2025, driven mainly by growth in loans and securities. Deposits were steady at about $2.64 billion, while short-term borrowings increased. Credit quality remained solid, with non-accrual loans of $3.3 million and an allowance for credit losses on loans of $21.3 million.
The company continued its $0.10 per share quarterly dividend. It also moved to terminate its frozen defined benefit pension plan, recording a $199,000 settlement charge, while pension assets remained sufficient to cover obligations.
Greene County Bancorp (GCBC) reported stronger results for the three months ended September 30, 2025. Net income was $8.87 million, up from $6.26 million a year ago, and earnings per share were $0.52. Net interest income rose to $17.52 million as loan and securities interest increased, while interest expense declined modestly.
Total assets were $3.06 billion and deposits reached $2.72 billion. Loans receivable grew to $1.67 billion, with the allowance for credit losses on loans at $21.29 million following a $1.26 million provision. Noninterest income was $3.99 million and noninterest expense was $10.06 million. The company declared a quarterly dividend of $0.10 per share, reflecting an 11.1% annualized increase, and approved termination of its frozen defined benefit pension plan effective September 30, 2025. Shares outstanding were 17,026,828 as of November 6, 2025.