Every 8-K that Greene Cnty Bancorp Inc (GCBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow GCBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full GCBC filings page.
Greene County Bancorp, Inc. reported record fiscal 2026 results, with net income of $41.0 million and earnings per share of $2.41 for the year ended June 30, 2026, up from $31.1 million and $1.83 a year earlier. Quarterly net income was $11.3 million, or $0.67 per share, the highest in Company history. Management cites higher-yielding loans and securities and disciplined deposit pricing as key drivers.
Net interest margin for fiscal 2026 expanded to 2.65% from 2.19%, while fully taxable-equivalent net interest margin rose to 2.95% from 2.47%. Pre-provision net income increased to $43.1 million from $32.5 million, a 32.7% gain. Return on average assets improved to 1.35% and return on average equity to 15.91%, reflecting stronger profitability.
Total assets reached $3.2 billion at June 30, 2026, including $1.7 billion of net loans and $1.2 billion of securities, with deposits of $2.7 billion. Credit quality remained solid, with non-performing assets at 0.12% of total assets and an allowance for credit losses on loans equal to 1.25% of total loans. Book value per share increased to $16.32, and the Company terminated its defined benefit pension plan using approximately $3.5 million of plan assets.
Greene County Bancorp, Inc. reported that its Board of Directors approved a quarterly cash dividend of $0.11 per share on common stock for the quarter ended June 30, 2026. This equates to an annual cash dividend rate of $0.44 per share, a 10.0% increase from the previous annual dividend of $0.40 per share.
The dividend will be paid to shareholders of record as of August 14, 2026 and is expected to be paid on August 31, 2026. Greene County Bancorp, MHC, which owns 9,218,528 of 17,025,485 outstanding common shares (54.1%), will waive this dividend. The Federal Reserve Bank of Philadelphia granted nonobjection for the MHC to waive dividends aggregating up to $0.64 per share for four quarters ending December 31, 2026.
Greene County Bancorp, Inc. furnished an investor presentation outlining its recent financial performance and strategy. As of March 31, 2026, total assets were $3.2 billion, up from $3.0 billion at June 30, 2025, an increase of $140.5 million, or 4.6%. Shareholders’ equity rose to $267.6 million, supporting a tangible common equity to tangible assets ratio of 8.41%.
Profitability remains strong, with most recent quarter and last-twelve-month ROAA of 1.37% and 1.29%, and ROAE of 16.02% and 15.72%, respectively. Net interest margin on a fully taxable-equivalent basis improved to 3.03%. Asset quality is clean, with nonperforming assets at 0.10% of assets and very low net charge-offs.
The balance sheet shows gross loans of about $1.75 billion and total deposits of about $2.77 billion, for a loans-to-deposits ratio of 63.0%. The Board approved a quarterly dividend of $0.10 per share, implying an annual rate of $0.40, up 11.1% from $0.36. Capital ratios at the bank level remain comfortably above regulatory minimums, and management highlights a long history of growth, community focus, and consistent dividends.
Greene County Bancorp, Inc. reported record quarterly results and announced a stock repurchase program for the quarter ended March 31, 2026. Net income reached $10.5 million, or $0.62 per share, compared with $8.1 million, or $0.47 per share, a year earlier. For the nine months, net income was $29.7 million, or $1.74 per share, up from $21.8 million, or $1.28 per share, an increase of 36.1% in net income.
Total assets grew to $3.18 billion, with $1.73 billion in net loans and $2.77 billion in deposits. Net interest margin improved to 2.73% for the quarter and 2.59% for the nine months, reflecting higher yields on loans and securities and lower deposit costs. Asset quality remained strong, with non-performing assets at 0.10% of total assets and allowance for credit losses on loans at 1.25% of total loans.
Greene County Bancorp, Inc. declared a quarterly cash dividend of $0.10 per share on its common stock, equal to an annual rate of $0.40 per share, unchanged from the prior quarter. The dividend will be paid on May 29, 2026 to shareholders of record on May 15, 2026.
Greene County Bancorp, MHC, which owns 54.1% of the outstanding common shares, will again waive its right to receive this dividend. The Federal Reserve Bank of Philadelphia has granted nonobjection for the MHC to waive dividends up to $0.64 per share over four quarters in 2026.
Greene County Bancorp, Inc. has authorized a stock repurchase program allowing the company to buy back up to 400,000 shares of its common stock. This represents about 5.0% of the 7,808,300 shares held by public shareholders, excluding its mutual holding company parent.
Shares may be repurchased in open market or private transactions, including block trades and trades under Rule 10b5-1 plans. Repurchases are expected to begin after the company releases results for the quarter ended March 31, 2026, and will occur at management’s discretion based on market conditions, share price, alternative uses of capital, and financial performance.
The program follows Rule 10b-18 and other legal requirements and can be suspended, modified, or terminated at any time. The company is not obligated to repurchase any specific number of shares under this authorization.
Greene County Bancorp, Inc. reports that its mutual holding company, Greene County Bancorp, MHC, received nonobjection from the Federal Reserve Bank of Philadelphia to waive its right to receive dividends aggregating up to $0.64 per share on the Company’s common stock.
The waiver covers dividends paid over four quarters ending on March 31, 2026, June 30, 2026, September 30, 2026, and December 31, 2026. The MHC, which owns 54.1% of the Company, has indicated it intends, subject to its cash flow needs, to waive these dividends, allowing more cash to remain at the Company level.
Greene County Bancorp, Inc. furnished an investor presentation in connection with planned first‑quarter 2026 meetings with institutional investors and other interested parties. The presentation, available on the company’s website, reviews strategy, financial performance, and market position and is furnished under Item 7.01, not filed for liability purposes.
As of December 31, 2025, total assets were $3.1 billion, up from $3.0 billion a year earlier. Shareholders’ equity rose to $258.3 million from $238.8 million at June 30, 2025, supported by $19.2 million in net income for the six months ended December 31, 2025 and lower accumulated other comprehensive loss.
The bank highlights a net interest margin of 2.54% for the quarter ended December 31, 2025, up 50 basis points from 2.04% a year earlier, and most recent‑quarter ROAA and ROAE of 1.33% and 16.27%, respectively. The efficiency ratio was 46.9% for the six months ended December 31, 2025, indicating tight expense control.
Credit and balance‑sheet metrics remain conservative, with nonperforming assets at 0.10% of assets and loans‑to‑deposits at 63.9%. Tangible common equity to tangible assets was 8.21% at December 31, 2025. Deposits totaled $2.64 billion, loans held for investment $1.69 billion, and the securities portfolio $1.22 billion, mostly held‑to‑maturity municipals and mortgage‑backed securities.
The company also emphasizes its mutual holding company structure, with 17,026,828 shares outstanding as of December 31, 2025, of which 54.1% are owned by Greene County Bancorp, MHC and 45.9% by public shareholders. It notes a history of asset and earnings growth, a low‑cost deposit base concentrated in New York’s Hudson Valley and Capital Region, and long‑term community focus.
Dividend history features steadily rising payouts, including a quarterly dividend of $0.10 per share announced in July 2025, equivalent to $0.40 annually, up 11.1% from $0.36. The mutual holding company has cumulatively waived about $36.6 million of dividends since 2001, supporting capital retention.
Greene County Bancorp, Inc. announced that its Board of Directors approved a quarterly cash dividend of $0.10 per share on its common stock, equal to an annual rate of $0.40 per share, the same rate as in the previous quarter. A press release with further details is filed as an exhibit.
The company notes that Greene County Bancorp, MHC, its mutual holding company and majority stockholder, owns 9,218,528 of the company’s 17,026,828 total shares of common stock outstanding. The MHC has historically waived its right to receive cash dividends, but for cash flow purposes it does not intend to waive receipt of the dividend for the quarter ended December 31, 2025.
Greene County Bancorp, Inc. filed a current report to let investors know it has released its financial results for the three and six months ended December 31, 2025. The company explained that these results are presented in a separate press release dated January 21, 2026, which is attached to the report as an exhibit. The filing itself is largely administrative and clarifies that the earnings information in the press release is being furnished to regulators rather than formally filed into the company’s other registration statements.
Greene County Bancorp, Inc. reported results from its 2025 Annual Meeting of Stockholders held on November 1, 2025. Stockholders voted on director nominees and other proposals detailed in the company’s proxy statement.
Director nominee vote totals (three-year terms): John Brust received 14,198,641 votes for and 50,069 withheld, with 1,490,885 broker non-votes; Donald E. Gibson received 14,223,456 for and 25,254 withheld, with 1,490,885 broker non-votes; Tejraj S. Hada received 13,527,927 for and 720,783 withheld, with 1,490,885 broker non-votes.
Other proposals received the following votes: one proposal had 15,695,544 for, 32,149 against, and 11,902 abstentions; another had 13,045,463 for, 1,147,689 against, and 55,558 abstentions, with 1,490,885 broker non-votes. On advisory frequency, votes were 13,986,241 for 1 year, 55,168 for 2 years, 140,533 for 3 years, and 66,768 abstentions, with 1,490,885 broker non-votes. The company also used a slideshow at the meeting, available under Investor Relations → Events & Presentations.
Greene County Bancorp, Inc. (GCBC) declared a quarterly cash dividend of $0.10 per share on its common stock. The payout reflects an annual dividend rate of $0.40 per share, the same rate as the prior quarter.
Greene County Bancorp, MHC, the mutual holding company and majority stockholder, owns 9,218,528 shares of the Company’s 17,026,828 total shares outstanding and has historically waived its right to receive dividends. The MHC intends to waive receipt of this dividend for the quarter ended September 30, 2025, concentrating cash distributions among public stockholders.
The Company furnished a press release with additional details as Exhibit 99.1.
Greene County Bancorp, Inc. furnished a press release announcing financial results for the three months ended September 30, 2025. The company made the press release available as Exhibit 99.1 to the report.
The information is furnished and is not deemed “filed” under Section 18 of the Securities Exchange Act of 1934, and it is not incorporated by reference into Securities Act filings. The company’s common stock trades on Nasdaq under the symbol GCBC.
Greene County Bancorp, Inc. disclosed that on October 1, 2025 it redeemed the entire outstanding principal amount of $20.0 million of its 4.75% Fixed-to-Floating Rate Subordinated Notes due September 17, 2030. The notes were redeemed at 100% of their aggregate principal amount, plus accrued and unpaid interest to, but excluding, the redemption date.
The company funded this redemption using cash on hand, meaning it used its existing cash resources rather than issuing new debt or equity.