Welcome to our dedicated page for Greene Cnty Bancorp SEC filings (Ticker: GCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Greene County Bancorp, Inc. (GCBC), the Catskill, New York-based holding company for The Bank of Greene County and Greene County Commercial Bank. Through these regulatory documents, investors can review detailed information about the company’s governance, financial condition and shareholder matters.
Greene County Bancorp, Inc. files current reports on Form 8-K to disclose material events such as quarterly and annual financial results, dividend declarations, redemptions of subordinated notes and the outcomes of annual meetings of stockholders. For example, 8-K filings describe when the board approves quarterly cash dividends, when the company reports results of operations for specific periods, and when it redeems outstanding subordinated notes using cash on hand.
The company also files a Definitive Proxy Statement on Schedule 14A, which outlines the agenda for its annual meeting of stockholders, including the election of directors, ratification of the independent registered public accounting firm, and advisory votes on executive compensation and the frequency of such votes. These proxy materials describe voting procedures, the role of Greene County Bancorp, MHC as the federal mutual holding company majority owner, and how shares held in employee benefit plans are voted.
On Stock Titan, GCBC filings are updated in near real time as they are released through the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy documents, highlighting items such as changes in capital structure, dividend-related disclosures, and shareholder vote results without requiring readers to parse every section manually.
Users can review historical and recent filings to track trends in Greene County Bancorp, Inc.’s financial reporting, governance practices and capital decisions. This includes locating quarterly and annual financial information in periodic reports, understanding the implications of 8-K events, and examining proxy disclosures related to board composition and executive compensation policies.
Greene County Bancorp, Inc. is the federally chartered holding company for the Bank of Greene County and operates 18 full-service offices across the Hudson Valley and Capital District of New York. At June 30, 2025 the company primarily held its investment in the Bank, cash and securities; 17,026,828 shares were outstanding as of September 4, 2025. The Bank’s business centers on retail deposits deployed into residential and commercial real estate loans, consumer and commercial business loans, municipal and mortgage-backed securities, and non-brokered and brokered deposits including participation in IntraFi programs. Management emphasizes conservative underwriting, no sub-prime products, portfolio-level stress testing, appraisals, and due diligence on purchased loans. The Bank and its Commercial Bank subsidiary were reported as well-capitalized at June 30, 2025. Key balance-sheet items disclosed include large municipal deposit activity (the Commercial Bank had $1.2 billion in deposits) and a single largest borrower relationship of $47.7 million across seven commercial loans that was performing at period end. The company maintains liquidity through securities, FHLB and other borrowing lines and holds mortgage-backed securities issued by government-sponsored enterprises only.