Welcome to our dedicated page for Green Dot SEC filings (Ticker: GDOT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Struggling to untangle banking regulations from fintech buzzwords when you read Green Dot’s SEC documents? The company’s 10-K spans prepaid card breakage economics, while its 10-Q drills into BaaS partner volumes and compliance capital—dense material even for seasoned analysts.
Stock Titan’s AI turns those complexities into plain language. Whether you need the Green Dot quarterly earnings report 10-Q filing or the latest Green Dot 8-K material events explained, our platform surfaces the metrics that move the stock: active card counts, program-manager revenues, and reserve ratios. Instant alerts deliver every Green Dot Form 4 insider transactions real-time so you can monitor executive stock activity before it hits the news.
Here’s where each filing type helps you decide:
- 10-K / annual report – segment profitability, BaaS contract terms, and risk factors all simplified by AI.
- 10-Q – quarterly customer deposit trends with AI-generated variance analysis.
- 8-K – partnership launches or regulatory inquiries, decoded in minutes.
- Form 4 – track Green Dot insider trading Form 4 transactions and spot buying or selling patterns.
- DEF 14A proxy – concise views of Green Dot executive compensation and governance votes.
All filings arrive from EDGAR in real time, then receive AI-powered summaries, keyword search, and side-by-side comparisons—so you can focus on decisions, not navigation. From Green Dot annual report 10-K simplified to understanding Green Dot SEC documents with AI, Stock Titan equips you to track growth, compliance, and value without wading through hundreds of pages.
Green Dot Corporation (GDOT) announced a complex transaction in which it will merge with CommerceOne Financial Corporation and later separate its bank and fintech operations. Under the Merger Agreement, each share of Green Dot common stock will be converted into 0.2215 shares of New CommerceOne common stock plus
After two initial mergers, CommerceOne will combine into New CommerceOne, which will be renamed CommerceOne Financial Corporation. Following these mergers, Green Dot will convert into a limited liability company, distribute Green Dot Bank stock to a New CommerceOne subsidiary, and sell its non‑bank fintech business to Green Dot OpCo, LLC, an affiliate of Smith Ventures. The deals require Green Dot and CommerceOne stockholder approvals, multiple regulatory approvals, an effective Form S‑4, and satisfaction of conditions in both the Merger and Separation Agreements.
The agreements include mutual covenants, non‑solicitation provisions, outside dates of November 23, 2026 with possible 90‑day extensions, and termination fees, including
Green Dot Corporation (GDOT) is pursuing a major breakup-and-merger transaction with Smith Ventures and CommerceOne. Smith Ventures will acquire and take private Green Dot’s non-bank fintech and embedded finance business, which will operate as an independent growth-focused payments company. Green Dot Bank will combine with CommerceOne to form a new publicly traded bank holding company that will act as the fintech’s exclusive issuing bank, keeping the two businesses closely aligned.
Management highlights an implied value to Green Dot shareholders of roughly $14.25 to $19.18 per share, compared with a stock price around $7 when the strategic review began, with the upper end driven by the new bank’s future performance. Leaders emphasize that partners like Apple should see a seamless transition, that most employees are expected to remain with the payments business or the bank, and that regulatory and shareholder approvals are expected to take about four to six months.
Green Dot Corporation filed an 8-K describing a planned merger and corporate separation involving CommerceOne Financial Corporation and Smith Ventures LLC. Under an Agreement and Plan of Merger dated November 23, 2025, two merger subsidiaries of a new holding company, New CommerceOne, will merge into CommerceOne and Green Dot, after which CommerceOne will merge into New CommerceOne, which will be renamed “CommerceOne Financial Corporation.”
Separately, under a Separation Agreement signed the same day, Green Dot OpCo, LLC, an affiliate of Smith Ventures, will acquire Green Dot’s non-bank financial technology and related assets and operations following the initial mergers. Green Dot, CommerceOne and Smith Ventures also released a joint press release and investor presentation outlining the proposed transactions, and they highlight numerous regulatory, integration, approval and execution risks, including potential dilution from new combined company stock to be registered on a planned Form S-4.
Green Dot Corp (GDOT)
The RSUs vest in three equal installments on November 13, 2026, November 13, 2027, and November 13, 2028, contingent on continued service. The ownership is reported as direct. The reported total includes 1,368 shares acquired under the employee stock purchase plan on May 14, 2025.
Green Dot (GDOT) reported Q3 2025 results with total operating revenues of $494.8 million, up from $409.7 million a year ago, driven mainly by higher card revenues and net interest income. Operating loss widened to $32.8 million as processing expenses increased and the company recorded $19.9 million in restructuring and other charges.
For the nine months, operating revenues reached $1.56 billion versus $1.27 billion, but net loss was $52.0 million, reflecting $101.7 million of other expense, including equity method losses of $81.7 million tied to TailFin and a $24.8 million realized loss from investment sales. Cash from operations was $201.0 million, unrestricted cash stood at $1.64 billion, and deposits rose to $4.22 billion. Stockholders’ equity was $913.3 million, as accumulated other comprehensive loss improved to $200.2 million. There were 55.4 million Class A shares outstanding as of October 31, 2025.
Green Dot Corporation reported it issued a press release announcing financial results for the quarter ended September 30, 2025. The company furnished the release as Exhibit 99.01 to an 8-K filed under Item 2.02 (Results of Operations and Financial Condition). The company states the information is furnished and not deemed filed under Section 18 of the Exchange Act or incorporated by reference unless specifically noted.
The Vanguard Group filed Amendment No. 13 to Schedule 13G reporting a passive ownership stake in Green Dot Corp (GDOT). Vanguard beneficially owns 3,072,729 shares of common stock, representing 5.54% of the class, with the event date of 09/30/2025. The filing lists 0 shares with sole voting power and 379,878 with shared voting power, along with 2,672,047 shares under sole dispositive power and 400,682 under shared dispositive power. Vanguard certifies the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control.
Dimensional Fund Advisors LP reports beneficial ownership of 2,780,104 shares of Green Dot Corp common stock, representing
Amy Myers Pugh, General Counsel and Secretary of Green Dot Corporation (GDOT), reported a non-sale withholding of 1,222 Class A common shares on 09/12/2025 to satisfy tax withholding related to net settlement of restricted stock units at a price of $13.55 per share (the closing price that day). The filing states this action "does not represent a sale by the reporting person." After the withholding, Ms. Pugh beneficially owns 106,569 shares of Class A common stock directly. The Form 4 was signed by an attorney-in-fact, Lina Davidian, on behalf of Ms. Pugh.
Christian Devin Ruppel, identified as interim President of Green Dot Corporation (GDOT), reported two separate sales of Class A common stock on 08/12/2025. The filing shows a sale of 16,966 shares at $12 and a sale of 10,965 shares at $13, each reported as direct dispositions.
The disclosure states the sales were effected under a Rule 10b5-1 trading plan adopted on 11/27/2024. The report lists resulting direct beneficial ownership figures of 236,173 shares and 226,656 shares, respectively, and notes that 1,448 shares were acquired under the issuer's employee stock purchase plan on 05/14/2025.
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