[8-K] Granite Point Mortgage Trust Inc. Reports Material Event

Rhea-AI Filing Summary

Granite Point Mortgage Trust Inc. amended its master repurchase and securities contract with JPMorgan. On October 14, 2025, subsidiary GP Commercial JPM LLC executed an amendment that extends the “Additional Advance Termination Date” to April 12, 2026, subject to various terms, conditions and restrictions.

On the same date, the company also amended its Amended and Restated Guarantee Agreement with JPMorgan, clarifying mechanics for the repayment of all “Additional Advances” outstanding under the repurchase agreement. The amendments are filed as Exhibits 10.1 and 10.2.

Insights

Structured finance analyst

Extension of JPM repo terms; guaranty mechanics clarified.

Granite Point extended the “Additional Advance Termination Date” under its JPMorgan master repurchase agreement to April 12, 2026. This preserves the contractual window for Additional Advances under the defined terms of the facility.

The guaranty amendment clarifies how repayments of all outstanding “Additional Advances” are handled. The filing lists amendments only; it does not add new quantitative limits in the excerpt. Actual utilization and any cash effects depend on future borrowings and repayments under the agreement.

0001703644false00017036442025-10-172025-10-170001703644us-gaap:CommonStockMemberexch:XNYS2025-10-172025-10-170001703644us-gaap:SeriesAPreferredStockMemberexch:XNYS2025-10-172025-10-17

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): October 14, 2025

Granite Point Mortgage Trust Inc.

(Exact name of registrant as specified in its charter)

Maryland

001-38124

61-1843143

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

3 Bryant Park, Suite 2400A
New York,			NY			10036
(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (212) 364-5500

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act  (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:

Trading Symbol(s)

Name of each exchange on which registered:

Common Stock, par value $0.01 per share

GPMT

NYSE

7.00% Series A Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock, par value $0.01 per share

GPMTPrA

NYSE

 Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging Growth Company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

On October 14, 2025, GP Commercial JPM LLC, a wholly-owned subsidiary of Granite Point Mortgage Trust Inc. (the “Company”), entered into an amendment (the “MRA Amendment”) to that certain previously disclosed Master Repurchase and Securities Contract Agreement (as amended from time to time, the “MRA”), dated as of December 3, 2015, with JPMorgan Chase Bank, National Association (“JPMorgan”). The MRA Amendment, among other things, extends the “Additional Advance Termination Date” (as defined in the MRA) to April 12, 2026, subject to various terms, conditions and restrictions.

In connection with the MRA Amendment, on October 14, 2025, the Company entered into an amendment (the “Guaranty Amendment”) to that certain Amended and Restated Guarantee Agreement, dated as of June 28, 2017, with JPMorgan. The Guaranty Amendment, among other things, clarifies certain mechanics in connection with the repayment of all “Additional Advances” outstanding under the MRA.

The foregoing descriptions of the MRA Amendment and the Guaranty Amendment do not purport to be complete and are qualified in their entirety by reference to the full text of the MRA Amendment and the Guaranty Amendment, which are filed herewith as Exhibits 10.1 and 10.2, respectively, and are incorporated herein by reference.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 of this Current Report on Form 8-K is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.						Description
10.1*						Amendment No. 13 to Master Repurchase Agreement, dated as of October 14, 2025, by and between GP Commercial JPM LLC and JPMorgan Chase Bank, National Association, and acknowledged and agreed by Granite Point Mortgage Trust Inc.
10.2						Eighth Amendment to Amended and Restated Guarantee Agreement, dated as of October 14, 2025, by and between JPMorgan Chase Bank, National Association and Granite Point Mortgage Trust Inc.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

  *Certain schedules and similar attachments have been omitted in reliance on Instruction 4 of Item 1.01 of Form 8-K and Item 601(a)(5) of Regulation S-K.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			GRANITE POINT MORTGAGE TRUST INC.
			By:			/s/ MICHAEL J. KARBER
						Michael J. Karber
						General Counsel and Secretary
Date: October 17, 2025

FAQ

What did GPMT (GPMT) announce in this 8-K?

It amended its JPMorgan master repurchase agreement, extending the “Additional Advance Termination Date” to April 12, 2026, and amended its guaranty.

Which subsidiary of GPMT is party to the repurchase agreement?

The amendment was executed by GP Commercial JPM LLC, a wholly-owned subsidiary.

Who is the counterparty to GPMT’s repurchase agreement?

The counterparty is JPMorgan Chase Bank, National Association.

What does the guaranty amendment change?

It clarifies certain mechanics for repayment of all “Additional Advances” outstanding under the MRA.

Where can I find the full amendment texts?

They are filed as Exhibit 10.1 (Amendment No. 13 to MRA) and Exhibit 10.2 (Eighth Amendment to Guaranty).

Does the filing reference a direct financial obligation?

Yes. The entry under Item 2.03 incorporates the information from Item 1.01 by reference.