Great Southern Bancorp (GSBC) files Q4 2025 results and loan deck

Rhea-AI Filing Summary

Great Southern Bancorp, Inc. filed a current report to furnish a press release with preliminary financial results for the three months ended December 31, 2025. The company describes these as fourth quarter 2025 results and includes unaudited financial information in the press release attached as Exhibit 99.1. It also made an investor presentation and a loan portfolio presentation related to the same period available on its website, which are attached as Exhibits 99.2 and 99.3. These materials are provided under results of operations and Regulation FD disclosure to update the market on recent performance.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  January 21, 2026

_______________________________

GREAT SOUTHERN BANCORP, INC.

(Exact name of registrant as specified in its charter)

_______________________________

Maryland	0-18082	43-1524856
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

1451 East Battlefield

Springfield, Missouri 65804

(Address of Principal Executive Offices) (Zip Code)

(417) 887-4400

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

_______________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, par value $0.01 per share	GSBC	The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On January 21, 2026, Great Southern Bancorp, Inc. issued a press release reporting preliminary financial results for the three months ended December 31, 2025. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

Item 7.01. Regulation FD Disclosure.

The Company also published an investor presentation and loan portfolio related to its fourth quarter 2025 financial results, which are available on its website. A copy of the investor presentations are attached as Exhibit 99.2 and Exhibit 99.3.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number		Description
99.1		Press Release dated January 21, 2026
99.2		Earnings Presentation
99.3		Loan Portfolio
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	GREAT SOUTHERN BANCORP, INC.
Date: January 21, 2026	By:	/s/ Joseph W. Turner
		Joseph W. Turner
		President and Chief Executive Officer

FAQ

What did Great Southern Bancorp, Inc. (GSBC) disclose in this 8-K?

Great Southern Bancorp, Inc. disclosed that it issued a press release with preliminary financial results for the three months ended December 31, 2025 and furnished related investor and loan portfolio presentations.

Which period do the preliminary financial results for GSBC cover?

The preliminary financial results cover the three months ended December 31, 2025, which the company refers to as its fourth quarter 2025 financial results.

Where can investors find Great Southern Bancorp, Inc.’s Q4 2025 earnings materials?

The company’s preliminary results are in a press release attached as Exhibit 99.1, and the investor and loan portfolio presentations related to fourth quarter 2025 are attached as Exhibits 99.2 and 99.3 and are available on its website.

What exhibits did Great Southern Bancorp, Inc. include with this 8-K filing?

The filing includes a press release dated January 21, 2026 as Exhibit 99.1, an earnings presentation as Exhibit 99.2, a loan portfolio presentation as Exhibit 99.3, and a cover page interactive data file as Exhibit 104.

Which SEC items does this Great Southern Bancorp, Inc. 8-K address?

The report provides information under Item 2.02, Results of Operations and Financial Condition, and Item 7.01, Regulation FD Disclosure, along with related exhibits under Item 9.01.

Who signed the Great Southern Bancorp, Inc. current report?

The current report was signed on behalf of Great Southern Bancorp, Inc. by Joseph W. Turner, the company’s President and Chief Executive Officer.