Every 10-Q that Horizon Bancorp, Inc. (HBNC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow HBNC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HBNC filings page.
Horizon Bancorp reported stronger profitability for the three and six months ended June 30, 2026. Net income available to common shareholders was 24,908 (thousand dollars) for the quarter, up from 20,644, and 51,076 (thousand dollars) year‑to‑date versus 44,587. Basic and diluted EPS were $0.49 for the quarter and $1.00 for the first half of 2026.
Net interest income increased to 63,490 (thousand dollars) in the quarter and 125,730 year‑to‑date, as total interest expense declined compared with 2025 despite slightly lower interest income. Credit loss expense also eased versus the prior year. Non‑interest income was 12,014 (thousand dollars) in the quarter, while non‑interest expense rose to 43,844, reflecting higher data processing and other operating costs.
Total assets were 6,574,160 (thousand dollars) at June 30, 2026, with loans of 4,959,120 and deposits of 5,400,224. Stockholders’ equity increased to 726,189 (thousand dollars), supported by retained earnings and higher other comprehensive income from unrealized securities gains. The allowance for credit losses on loans was 51,921 (thousand dollars), and non‑accrual loans were 32,301 (thousand dollars), similar to year‑end 2025 levels.
Horizon Bancorp, Inc. reports first‑quarter 2026 results showing stronger core banking income but weaker comprehensive earnings. Net interest income rose to $62,240 thousand from $52,267 thousand a year earlier as deposit and borrowing costs declined sharply, lifting net income to $26,168 thousand from $23,943 thousand.
Despite higher profit dollars, basic earnings per share slipped to $0.51 from $0.55 on a larger share count. Total assets reached $6,564,216 thousand and deposits $5,422,307 thousand. Credit quality remained stable with an allowance for credit losses of $51,297 thousand and non‑accrual loans of $34,784 thousand.
Comprehensive income fell to $18,451 thousand from $22,838 thousand, mainly because unrealized losses on available‑for‑sale securities deepened, reducing accumulated other comprehensive income by $7,717 thousand after tax. The securities portfolio continues to carry sizable unrealized losses following a 2025 reclassification and sale of former held‑to‑maturity bonds.
Horizon Bancorp (HBNC) reported a sharp turn to loss in Q3 2025. Net loss available to common shareholders was $221.990 million (basic and diluted EPS $-4.69), compared with net income of $18.180 million a year ago. The result was driven by a $299.132 million loss on the sale of investment securities and higher non-interest costs, including $12.680 million in prepayment penalties.
Core banking trends were steadier: net interest income rose to $58.386 million from $46.910 million, interest expense fell to $34.450 million, and credit provision was a $3.572 million benefit. For the nine months, net loss totaled $177.404 million.
The balance sheet contracted: total assets were $6.712 billion vs. $7.801 billion at year-end. Borrowings declined to $247.172 million (from $1.232 billion), while subordinated notes increased to $154.011 million. Stockholders’ equity fell to $660.771 million. The company issued 7,138,050 common shares for net proceeds of $97.950 million, and cash and equivalents rose to $458.255 million. Shares outstanding were 51,217,433 as of November 6, 2025.
Horizon Bancorp reported stronger results for the quarter ended June 30, 2025, with net income of $20.6 million versus $14.1 million a year earlier and basic earnings per share of $0.47 compared with $0.32. Net interest income rose to $55.4 million from $45.3 million, driven by higher interest and fees on loans of $78.6 million. Deposits increased to $5.70 billion while loans outstanding grew to $4.99 billion.
The company recorded higher provision and allowance activity with an allowance for credit losses on loans of $54.4 million and credit loss expense of $3.8 million for the six months. Cash and cash equivalents declined to $137.9 million from $293.4 million at year-end, loans held for sale fell to $3.0 million from $67.6 million, and held-to-maturity securities showed substantial unrealized losses ($283.2 million gross unrealized losses disclosed). Comprehensive income for the quarter was $21.6 million.