Horizon Bancorp shares Q4 2025 earnings materials

Horizon Bancorp, Inc. filed a current report outlining recent communications about its financial performance.

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Form Type

8-K

Rhea-AI Filing Summary

Horizon Bancorp, Inc. filed a current report outlining recent communications about its financial performance. The company issued a press release announcing earnings and other financial results for the three months ended December 31, 2025, and attached that release as an exhibit.

Horizon also prepared an investor presentation that management plans to use during its previously announced earnings conference call on January 22, 2026, and in future meetings with investors and other stakeholders. Both the earnings release and the investor presentation are furnished, not filed, which means they are not automatically incorporated into other securities law filings unless specifically referenced.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Horizon Bancorp, Inc. (HBNC) announce in this 8-K?

Horizon Bancorp, Inc. furnished a press release announcing earnings and other financial results for the three months ended December 31, 2025, and an investor presentation that management will use in its earnings conference call and other meetings.

Which financial period does the Horizon Bancorp (HBNC) earnings release cover?

The press release furnished by Horizon Bancorp covers earnings and other financial results for the three months ended December 31, 2025.

What exhibits are included with Horizon Bancorp’s (HBNC) 8-K filing?

The 8-K includes Exhibit 99.1 (a press release issued on January 21, 2026), Exhibit 99.2 (an investor presentation dated January 22, 2026), and Exhibit 104 (the cover page interactive data file embedded in the Inline XBRL document).

Will Horizon Bancorp (HBNC) use the investor presentation beyond the earnings call?

Yes. The company may use the investor presentation, possibly with modifications, in meetings with current and potential investors, analysts, lenders, business partners, acquisition candidates, customers, employees, and others interested in its business.

Are the Horizon Bancorp (HBNC) earnings materials considered filed with the SEC?

No. Under the applicable rules, the information in this report, including Exhibits 99.1 and 99.2, is furnished rather than filed and is not subject to Section 18 liability or automatically incorporated into other Securities Act or Exchange Act filings unless specifically referenced.

Where can investors access the Horizon Bancorp (HBNC) investor presentation?

The investor presentation furnished with this report is attached as an exhibit and is also available on Horizon Bancorp’s investor website at www.horizonbank.com, although website materials are not part of or incorporated into this report.

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Accepted by SEC EDGAR 01/21/2026 - 04:05 PM EST

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

HORIZON BANCORP, INC.

(Exact name of registrant as specified in its charter)


Indiana	000-10792	35-1562417
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

515 Franklin Street

Michigan City, IN 46360

(Address of principal executive offices, including zip code)

(219) 879-0211

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of Each Class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, no par value	HBNC	The NASDAQ Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 21, 2026, Horizon Bancorp, Inc. (the “Company”) issued a press release announcing earnings and other financial results for the three–months ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated here by reference.

Item 7.01 Regulation FD Disclosure

Investor Presentation

The Company has prepared presentation materials (the “Investor Presentation”) that management intends to use during its previously announced Earnings Conference Call on Thursday, January 22, 2026 at 7:30 a.m. Central Time, and from time to time thereafter in presentations about the Company’s operations and performance. The Company may use the Investor Presentation, possibly with modifications, in presentations to current and potential investors, analysts, lenders, business partners, acquisition candidates, customers, employees and others with an interest in the Company and its business.

A copy of the Investor Presentation is furnished as Exhibit 99.2 to this report and incorporated here by reference. The Investor Presentation is also available on the Company’s investor website at www.horizonbank.com. Materials on the Company’s investor website are not part of or incorporated by reference into this report.

In accordance with General Instruction B.2 of Form 8–K, the information in this Current Report on Form 8–K, including Exhibits 99.1 and 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits


(d) Exhibits
EXHIBIT INDEX
	Exhibit No.	Description	Location
	99.1	Press release issued on January 21, 2026	Attached
	99.2	Horizon Bancorp, Inc. Investor Presentation dated January 22, 2026	Attached
	104	Cover Page Interactive Data File (Embedded within the Inline XBRL document)	Within the Inline XBRL document

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date:	January 21, 2026	HORIZON BANCORP, INC.


		By:	/s/ John R. Stewart, CFA
			John R. Stewart, CFA
			Executive Vice President & Chief Financial Officer

Source: View Original Filing on SEC EDGAR