Balance sheet repositioning completed at Horizon Bancorp (NASDAQ: HBNC)

Rhea-AI Filing Summary

Horizon Bancorp, Inc. filed a current report to let investors know it has completed certain actions tied to a repositioning of its balance sheet. The company states that, on September 15, 2025, it issued a press release describing these steps, which is included as Exhibit 99.1.

The filing is presented under the “Other Events” section, indicating this is an informational update rather than full financial statements. Details of the specific balance sheet actions are contained in the attached press release rather than in the body of the report.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 15, 2025

HORIZON BANCORP, INC.

(Exact name of registrant as specified in its charter)

Indiana			000-10792			35-1562417
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

515 Franklin Street

Michigan City, IN 46360

(Address of principal executive offices, including zip code)

(219) 879-0211

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value			HBNC			The NASDAQ Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 8.01 Other Events

On September 15, 2025, the Corporation issued a press release announcing the completion of certain actions related to the repositioning of its balance sheet. The press release is attached as Exhibit 99.1 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits
EXHIBIT INDEX
			Exhibit No.			Description			Location
			99.1			Press Release, dated September 15, 2025			Attached

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:			September 15, 2025			HORIZON BANCORP, INC.
						By:			/s/ John R. Stewart, CFA
									John R. Stewart, CFA
									Executive Vice President & Chief Financial Officer

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FAQ

What event did Horizon Bancorp (HBNC) report in its September 15, 2025 8-K?

Horizon Bancorp reported that it issued a press release announcing completion of certain actions related to repositioning its balance sheet. The event is disclosed under the “Other Events” section, signaling an important corporate update rather than a full financial or earnings report.

How did Horizon Bancorp (HBNC) describe its balance sheet actions?

Horizon Bancorp described the development as the completion of certain actions related to the repositioning of its balance sheet. The filing does not detail those specific actions; instead, it points investors to an attached press release for the full description of the balance sheet changes.

Which exhibit in the Horizon Bancorp (HBNC) 8-K contains the press release?

The related press release is included as Exhibit 99.1. The filing states that the press release, dated September 15, 2025, is attached and incorporated by reference, meaning it is treated as part of the overall disclosure for regulatory and investor information purposes.

On what exchange is Horizon Bancorp (HBNC) common stock listed and under what symbol?

Horizon Bancorp’s common stock is listed on The NASDAQ Stock Market, LLC under the trading symbol HBNC. This listing detail in the filing confirms where the shares trade and helps investors identify the company’s stock in public markets.

Who signed the September 15, 2025 Horizon Bancorp (HBNC) 8-K filing?

The 8-K was signed on behalf of Horizon Bancorp by John R. Stewart, CFA. He is identified in the document as the company’s Executive Vice President and Chief Financial Officer, serving as the authorized officer for this current report.

What is the primary SEC item used in this Horizon Bancorp (HBNC) 8-K?

The filing primarily uses Item 8.01, labeled “Other Events.” This item is typically used when a company wants to provide investors with important information that does not fit into more specific 8-K items, such as detailed financial statements or major acquisition disclosures.