[8-K] Horizon Bancorp, Inc. Reports Material Event

Rhea-AI Filing Summary

Horizon Bancorp, Inc. (HBNC) filed a Current Report on Form 8-K disclosing that the company has commenced an underwritten public offering of shares of its common stock. The filing states a press release announcing the offering is furnished as Exhibit 99.1 and that the cover page interactive data file is included as Exhibit 104. The report is signed by John R. Stewart, CFA, Executive Vice President & Chief Financial Officer.

Positive

• Company disclosed commencement of an underwritten public offering, which signals access to capital markets
• Press release furnished as Exhibit 99.1, ensuring investors have a formal announcement to review
• Interactive data file included (Exhibit 104), supporting transparent electronic disclosure

Negative

• Filing does not state offering size, price range, underwriters, or use of proceeds, limiting immediate assessment of financial impact
• No earnings, pro forma, or dilution figures are provided in this 8-K to quantify investor effect

Insights

Securities Analyst

TL;DR: HBNC has launched an underwritten offering, which is a material capital-raising event; details are provided in an accompanying press release.

Horizon Bancorp's 8-K formally notifies investors that it has commenced an underwritten public offering of its common stock and attaches a press release as Exhibit 99.1. The disclosure follows standard securities rules for public offerings and includes the interactive data cover page. The filing itself does not disclose the size, price range, underwriters, or use of proceeds, so investors must consult the referenced press release or a subsequent prospectus for material terms and potential financial impact.

Corporate Governance Specialist

TL;DR: The 8-K is a routine, material disclosure triggering investor notice obligations for a public offering; substantive terms are in the attached press release.

The company complied with reporting requirements by furnishing a press release as an exhibit and by including the interactive XBRL cover page. The filing is procedurally appropriate but contains limited detail. Key governance documents or shareholder approvals are not mentioned in the text provided, so any governance implications depend on the offering terms disclosed elsewhere.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 20, 2025

HORIZON BANCORP, INC.
(Exact Name of Registrant as specified in its charter)

Indiana		000-10792		35-1562417
(State or Other Jurisdiction of Incorporation)		(Commission File Number)		(IRS Employer Identification No.)

515 Franklin Street

Michigan City, IN 46360

(Address of principal executive offices, including zip code)

219-879-0211

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Common stock, no par value		HBNC		The NASDAQ Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

On August 20, 2025, Horizon Bancorp, Inc. (the “Company”) issued a press release announcing that it has commenced an underwritten public offering of shares of Company common stock. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information in this Current Report on Form 8-K, including in Exhibit 99.1, is being furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended, or the Exchange Act.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.		Description
99.1		Press Release dated August 20, 2025
104		Cover Page Interactive Data File (Embedded within the Inline XBRL document)

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:	August 20, 2025	HORIZON BANCORP, INC.
		By:	/s/ John R. Stewart, CFA
			John R. Stewart, CFA
			Executive Vice President & Chief Financial Officer

2

FAQ

What did Horizon Bancorp (HBNC) disclose in the Form 8-K?

The 8-K states that Horizon Bancorp has commenced an underwritten public offering of shares of its common stock and furnishes a press release as Exhibit 99.1.

Does the 8-K include details on the offering size or price for HBNC?

No. The filing does not provide the offering size, price range, underwriters, or use of proceeds; it only states the offering has commenced and references a press release.

Where can investors find the full announcement for HBNC's offering?

The filing furnishes the announcement as Exhibit 99.1 (Press Release dated August 20, 2025), which investors should review for additional details.

Who signed the Form 8-K for Horizon Bancorp?

The Form 8-K is signed by John R. Stewart, CFA, Executive Vice President & Chief Financial Officer.

Does the 8-K include financial tables or earnings information about HBNC?

No. The provided 8-K excerpt does not include financial tables, earnings data, or transaction specifics.