Every 10-Q that HBT Financial, Inc. (HBT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow HBT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HBT filings page.
HBT Financial, Inc., the holding company for Heartland Bank and Trust Company, reported solid growth for the three months ended June 30, 2026. Net income was $27,844 (dollars in thousands), up from $19,230 a year earlier, with diluted EPS of $0.76 versus $0.61. Net interest income rose to $69,056 from $49,658, while the provision for credit losses remained modest at $676. Total noninterest income was $11,841, and noninterest expense increased to $42,446, reflecting higher salaries, data processing, and other costs.
At June 30, 2026, total assets were $6,727,646 and loans before the allowance were $4,752,418 (dollars in thousands), both up sharply from December 31, 2025. Deposits grew to $5,757,986. The allowance for credit losses on loans increased to $60,564, with nonaccrual loans of $9,083. On March 1, 2026, HBT completed the acquisition of CNB Bank Shares, Inc. for total consideration of $182,067 (dollars in thousands), including 5.5 million shares and $33,837 in cash, recording goodwill of $22,129 and identifiable intangibles of $30,083. In March 2026 the company also issued $85,000 of 5.75% fixed-to-floating subordinated notes qualifying as Tier 2 capital. Accumulated other comprehensive loss widened to $(29,527), mainly from unrealized losses on debt securities and a new interest rate swap cash flow hedge.
HBT Financial, Inc. reported first-quarter 2026 net income of $11.2 million, down from $19.1 million a year earlier, as costs from the CNB Bank Shares, Inc. acquisition weighed on results. Earnings per diluted share were $0.34, compared with $0.60 in 2025.
Total assets grew to $6.77 billion from $5.07 billion, driven by the March 1, 2026 acquisition of CNB, which added $1.79 billion of assets and generated $23.7 million of goodwill. Loans rose to $4.69 billion and deposits to $5.80 billion.
Net interest income increased to $56.4 million from $48.7 million, while noninterest income rose to $10.9 million. Noninterest expense climbed to $52.4 million, including $15.7 million of acquisition-related expenses. The company also issued $85.0 million of subordinated notes qualifying as Tier 2 capital, and maintained strong regulatory capital ratios at both the holding company and bank levels.
HBT Financial (HBT) reported solid Q3 2025 results with net income of $19.8 million and diluted EPS of $0.63, up from $18.2 million and $0.57 a year ago. Net interest income rose to $50.0 million from $47.7 million as deposit interest expense declined year over year. Provision for credit losses was $0.6 million, roughly flat versus last year. Noninterest income increased to $9.8 million, aided by higher wealth management fees, while noninterest expense was $32.5 million, reflecting stable operating costs and a $0.4 million loss on debt extinguishment.
Balance sheet quality improved: accumulated other comprehensive loss narrowed to $27.1 million from $46.8 million at year-end, and deposits totaled $4.35 billion. Loans were $3.40 billion versus $3.47 billion at December 31, 2024, with the allowance at $41.9 million. The company paid $0.21 per-share in dividends and repurchased 39,631 shares during the quarter. Strategically, HBT agreed to acquire CNB Bank Shares, Inc. for approximately 5.5 million HBT shares plus $33.8 million in cash; CNBN holders are expected to own about 15% post-close. Closing is anticipated in Q1 2026, subject to shareholder and regulatory approvals.