HBT Financial (HBT) EVP reports RSU awards and tax-withheld shares

Rhea-AI Filing Summary

HBT Financial, Inc. executive Andrea E. Zurkamer reported equity compensation activity involving the company’s common stock. On February 28, 2026, she received 1,047 restricted stock units (RSUs) under the Omnibus Incentive Plan, which vest in three annual installments through February 28, 2029. She also acquired 1,289 shares upon settlement of a performance RSU award originally granted on February 28, 2023. To cover related tax obligations on these vestings, a total of 345 shares and 445 shares were withheld in separate tax-withholding dispositions at a price of $26.96 per share. After these grant, vesting, and withholding transactions, Zurkamer directly owned 14,688 shares of HBT Financial common stock.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider ZURKAMER ANDREA E

Role EVP & Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, $0.01 par value	1,047	$0.00	--
Tax Withholding	Common Stock, $0.01 par value	345	$26.96	$9K
Grant/Award	Common Stock, $0.01 par value	1,289	$0.00	--
Tax Withholding	Common Stock, $0.01 par value	445	$26.96	$12K

Holdings After Transaction: Common Stock, $0.01 par value — 14,189 shares (Direct)

Footnotes (1)

1. The reporting person received 1,047 restricted stock units ("RSUs") under the HBT Financial, Inc. Omnibus Incentive Plan. The RSUs vest in three annual installments, with 33% vesting on February 28, 2027, 33% vesting on February 29, 2028, and 34% vesting on February 28, 2029. Represents shares withheld to satisfy the tax obligation on vested restricted stock units. Shares of common stock acquired upon settlement of performance restricted stock unit award granted to the reporting person on February 28, 2023. Represents shares withheld to satisfy the tax obligation on vested performance restricted stock units.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ZURKAMER ANDREA E

(Last) (First) (Middle)

C/O HBT FINANCIAL, INC.

401 N. HERSHEY ROAD

(Street)

BLOOMINGTON IL 61704

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HBT Financial, Inc. [ HBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, $0.01 par value(1)	02/28/2026		A		1,047	A	$0	14,189	D
Common Stock, $0.01 par value	02/28/2026		F		345(2)	D	$26.96	13,844	D
Common Stock, $0.01 par value(3)	02/28/2026		A		1,289	A	$0	15,133	D
Common Stock, $0.01 par value	02/28/2026		F		445(4)	D	$26.96	14,688	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person received 1,047 restricted stock units ("RSUs") under the HBT Financial, Inc. Omnibus Incentive Plan. The RSUs vest in three annual installments, with 33% vesting on February 28, 2027, 33% vesting on February 29, 2028, and 34% vesting on February 28, 2029.

2. Represents shares withheld to satisfy the tax obligation on vested restricted stock units.

3. Shares of common stock acquired upon settlement of performance restricted stock unit award granted to the reporting person on February 28, 2023.

4. Represents shares withheld to satisfy the tax obligation on vested performance restricted stock units.

Remarks:

	/s/ Renee K. Fehr, Attorney-in-Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did HBT (HBT Financial, Inc.) report for Andrea E. Zurkamer?

Andrea E. Zurkamer reported equity awards and tax-related share withholdings. She received RSUs and shares from performance RSUs, while some shares were withheld to cover tax obligations linked to those vestings.

How many RSUs did Andrea E. Zurkamer receive from HBT on February 28, 2026?

She received 1,047 restricted stock units under HBT Financial’s Omnibus Incentive Plan. These RSUs are scheduled to vest over three years, creating a staggered delivery of shares rather than an immediate, fully vested stock grant.

What is the vesting schedule for Andrea E. Zurkamer’s 1,047 HBT RSUs?

The 1,047 RSUs vest in three annual installments: 33% on February 28, 2027, 33% on February 29, 2028, and 34% on February 28, 2029. This structure encourages longer-term retention and alignment with company performance.

What does the 1,289-share acquisition by Andrea E. Zurkamer represent for HBT stock?

The 1,289 shares represent common stock acquired upon settlement of a performance restricted stock unit award granted on February 28, 2023. This reflects performance-based compensation converting into actual HBT shares for the executive.

Why were 345 and 445 HBT shares disposed of in Andrea E. Zurkamer’s Form 4?

The 345 and 445 shares were withheld to satisfy tax obligations on vested RSUs and performance RSUs. These are tax-withholding dispositions at $26.96 per share, not open-market sales initiated for investment reasons.

How many HBT shares does Andrea E. Zurkamer own after these transactions?

After the grant, settlement, and related tax-withholding dispositions, Andrea E. Zurkamer directly owns 14,688 shares of HBT Financial common stock. This figure reflects her updated direct ownership position as of the reported date.