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HDFC Bank (NYSE: HDB) grows loans and deposits in June 2026 quarter

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Form Type
6-K

Rhea-AI Filing Summary

HDFC Bank reports solid balance sheet growth for the quarter ended June 30, 2026. Period-end advances under management were about ₹31,270 billion, up around 12.4% from ₹27,820 billion a year earlier, while period-end gross advances reached roughly ₹30,610 billion, a 15.4% year-on-year increase.

Average CASA deposits for the June 2026 quarter were ₹9,570 billion, growing about 11.2% from ₹8,604 billion, and average time deposits were ₹20,544 billion, up roughly 14.3% from ₹17,972 billion. Total period-end deposits were approximately ₹31,705 billion, 14.7% higher than ₹27,641 billion as of June 30, 2025, with CASA and time deposits both expanding.

Positive

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Insights

HDFC Bank shows broad-based double-digit loan and deposit growth.

HDFC Bank is expanding both sides of its balance sheet at a healthy pace. Period-end advances under management increased to about ₹31,270 billion, up around 12.4% year-on-year, while gross advances grew roughly 15.4%.

Funding growth is similarly strong: period-end deposits rose to about ₹31,705 billion, up around 14.7%. Average CASA deposits grew 11.2% and average time deposits 14.3%, suggesting stable access to both low-cost and term funding.

The disclosure notes that results as of June 30, 2026 will be subject to a limited review by statutory auditors. Subsequent detailed financials will clarify asset quality, margins and profitability alongside these volume trends.

Advances under management (period end) ₹31,270 billion As of June 30, 2026; up ~12.4% YoY from ₹27,820 billion
Gross advances (period end) ₹30,610 billion As of June 30, 2026; up ~15.4% YoY from ₹26,532 billion
Average CASA deposits ₹9,570 billion June 2026 quarter; up ~11.2% YoY from ₹8,604 billion
Average time deposits ₹20,544 billion June 2026 quarter; up ~14.3% YoY from ₹17,972 billion
Deposits (period end) ₹31,705 billion As of June 30, 2026; up ~14.7% YoY from ₹27,641 billion
Period-end CASA deposits ₹10,255 billion As of June 30, 2026; up ~9.4% YoY from ₹9,370 billion
Period-end time deposits ₹21,450 billion As of June 30, 2026; up ~17.4% YoY from ₹18,271 billion
Average deposits ₹30,114 billion June 2026 quarter; up ~13.3% YoY from ₹26,576 billion
advances under management financial
"The Bank’s period end advances under management were approximately ₹ 31,270 billion"
gross advances financial
"The Bank’s period end gross advances aggregated to approximately ₹ 30,610 billion"
CASA deposits financial
"The Bank’s average CASA deposits were ₹ 9,570 billion for the June 2026 quarter"
time deposits financial
"The Bank’s average time deposits were ₹ 20,544 billion for the June 2026 quarter"
Time deposits are bank accounts where you leave money locked in for a set period in exchange for a fixed interest rate, similar to lending cash to the bank for a defined term. They matter to investors because they offer predictable returns and low risk compared with stocks, but reduce liquidity while funds are tied up—like choosing a locked savings box that pays interest but can’t be opened without penalty until it matures.
limited review regulatory
"The results of the Bank as of June 30, 2026, will be subjected to a limited review"
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Form 6-K: How Foreign Companies Report to the SEC →
 
 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 under the

Securities Exchange Act of 1934

For the month of July, 2026

Commission File Number 001-15216

HDFC BANK LIMITED

(Translation of registrant’s name into English)

HDFC Bank House, Senapati Bapat Marg,

Lower Parel, Mumbai. 400 013, India

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒    Form 40-F ☐

 

 
 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

   

HDFC BANK LIMITED

       (Registrant)
Date: July 4, 2026         By:  

/s/ Ajay Agarwal

   

Name:  Ajay Agarwal

   

Title:   Company Secretary

   

    Group Head – Secretarial & Group Oversight

EXHIBIT INDEX

The following documents (bearing the exhibit number listed below) are furnished herewith and are made a part of this report pursuant to the General Instructions for Form 6-K.

Exhibit No. 99

Description

Disclosure

Exhibit 99

July 4, 2026

New York Stock Exchange

11, Wall Street,

New York,

NY 10005

USA

Dear Sir,

Sub: Disclosure

We would like to intimate the following:

 

1)

The Bank’s average advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were ₹ 30,386 billion for the June 2026 quarter, a growth of around 10.8% over ₹ 27,423 billion for the corresponding June 2025 period.

The Bank’s period end advances under management were approximately ₹ 31,270 billion as of June 30, 2026, a growth of around 12.4% over ₹ 27,820 billion as of June 30, 2025.

The Bank’s period end gross advances aggregated to approximately ₹ 30,610 billion as of June 30, 2026, a growth of around 15.4% over ₹ 26,532 billion as of June 30, 2025.

 

2)

The Bank’s average deposits were ₹ 30,114 billion for the June 2026 quarter, a growth of around 13.3% over ₹ 26,576 billion for the corresponding June 2025 period.

The Bank’s average CASA deposits were ₹ 9,570 billion for the June 2026 quarter, a growth of around 11.2% over ₹ 8,604 billion for the corresponding June 2025 period.

The Bank’s average time deposits were ₹ 20,544 billion for the June 2026 quarter, a growth of around 14.3% over ₹ 17,972 billion for the corresponding June 2025 period.

The Bank’s period end deposits were approximately ₹ 31,705 billion as of June 30, 2026, a growth of around 14.7% over ₹ 27,641 billion as of June 30, 2025.

The Bank’s period end CASA deposits were approximately ₹ 10,255 billion as of June 30, 2026, a growth of around 9.4% over ₹ 9,370 billion as of June 30, 2025.

The Bank’s period end time deposits were approximately ₹ 21,450 billion as of June 30, 2026, a growth of around 17.4% over ₹ 18,271 billion as of June 30, 2025.

 

3)

Key business volumes are as under:

 

Key figures (₹ billion)     30-Jun-25      31-Dec-25      31-Mar-26      30-Jun-26      YoY 

Advances under management*

Average

    27,423    28,641    29,644    30,386    10.8%

Period end

    27,820    29,460    30,573    31,270    12.4%
                          

Gross advances - Period end

    26,532    28,446    29,600    30,610    15.4%
                          

Deposits - Average

    26,576    27,524    28,511    30,114    13.3%

CASA deposits

    8,604    8,984    9,184    9,570    11.2%

Time deposits

    17,972    18,540    19,327    20,544    14.3%
                          

Deposits - Period end

    27,641    28,601    31,053    31,705    14.7%

CASA deposits

    9,370    9,612    10,603    10,255    9.4%

Time deposits

    18,271    18,989    20,450    21,450    17.4%

 

*

gross of inter-bank participation certificates, bills rediscounted and securitisation / assignment

The results of the Bank as of June 30, 2026, will be subjected to a limited review by the statutory auditors of the Bank.

We request you to bring the above to the notice of all concerned.

Yours faithfully,

For HDFC Bank Limited

Sd/-

Ajay Agarwal

Company Secretary

Group Head – Secretarial & Group Oversight

Source: View Original Filing on SEC EDGAR

FAQ

How fast did HDFC Bank (HDB) grow advances under management in June 2026?

HDFC Bank’s period-end advances under management were about ₹31,270 billion as of June 30, 2026, up roughly 12.4% from ₹27,820 billion a year earlier. This shows solid loan growth across its managed portfolio.

What were HDFC Bank (HDB) gross advances as of June 30, 2026?

Period-end gross advances were approximately ₹30,610 billion as of June 30, 2026, compared with ₹26,532 billion a year earlier. That represents around 15.4% year-on-year growth in the bank’s on-balance-sheet lending book.

How did HDFC Bank (HDB) deposits change year-on-year by June 30, 2026?

Total period-end deposits were about ₹31,705 billion as of June 30, 2026, up around 14.7% from ₹27,641 billion a year earlier. This reflects strong growth in customer funding across both CASA and time deposits.

What was HDFC Bank (HDB) CASA deposit performance in the June 2026 quarter?

Average CASA deposits for the June 2026 quarter were ₹9,570 billion, an increase of roughly 11.2% from ₹8,604 billion in the June 2025 quarter. CASA balances also ended June 2026 at about ₹10,255 billion, up 9.4% year-on-year.

How did HDFC Bank (HDB) time deposits trend in the June 2026 quarter?

Average time deposits reached ₹20,544 billion in the June 2026 quarter, up about 14.3% from ₹17,972 billion a year earlier. Period-end time deposits were roughly ₹21,450 billion, showing around 17.4% year-on-year growth in term funding.

Are HDFC Bank (HDB) June 30, 2026 figures audited?

The bank states that its results as of June 30, 2026 will be subjected to a limited review by its statutory auditors. A limited review is less extensive than a full audit but provides additional comfort on the reported numbers.

Filing Exhibits & Attachments

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