Home Federal Bancorp (HFBL) director exercises 6,000 options in Form 4 filing

Rhea-AI Filing Summary

Timothy W. Wilhite, a director of Home Federal Bancorp, Inc. of Louisiana, exercised stock options on January 6, 2026 to acquire 6,000 shares of common stock at $11.86 per share. Following this transaction, he directly beneficially owns 48,896 shares of common stock, including 5,000 shares granted under the 2025 Stock Incentive Plan that vest 20% per year starting December 18, 2026 and 43,896 shares held jointly with his spouse.

After the exercise, Wilhite also holds derivative awards consisting of 12,000 stock options with an exercise price of $11.86 per share expiring on November 11, 2030, 12,000 stock options with an exercise price of $15.17 per share expiring on December 18, 2035, and 5,000 stock options with an exercise price of $11.79 per share expiring on July 24, 2034. These option grants vest at a rate of 20% per year on the schedules described in the footnotes.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WILHITE TIMOTHY W.

(Last) (First) (Middle)

C/O HOME FEDERAL BANK

222 FLORIDA STREET

(Street)

SHREVEPORT LA 71105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Home Federal Bancorp, Inc. of Louisiana [ HFBL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/06/2026		M		6,000	A	$11.86	48,896(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (Right to Buy)	$11.86	01/06/2026		M			6,000	11/11/2025(2)	11/11/2030	Common Stock	6,000	$0	12,000	D
Stock Option (Right to Buy)	$15.17							(3)	12/18/2035	Common Stock	12,000		12,000	D
Stock Option (Right to Buy)	$11.79							(4)	07/24/2034	Common Stock	5,000		5,000	D

Explanation of Responses:

1. Includes 5,000 shares granted pursuant to the Issuer's 2025 Stock Incentive Plan that are vesting ratably over five years at 20% per year commencing on December 18, 2026 and 43,896 shares held jointly with the reporting person's spouse.

2. The options vested at a rate of 20% per year commencing on November 11, 2021 and were fully vested and exercisable as of November 11, 2025.

3. The options are vesting at a rate of 20% per year commencing on December 18, 2026.

4. The options are vesting at a rate of 20% per year commencing on July 24, 2025.

	/s/ Timothy W. Wilhite	01/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did HFBL director Timothy W. Wilhite report?

Timothy W. Wilhite reported exercising stock options on January 6, 2026 to acquire 6,000 shares of Home Federal Bancorp, Inc. of Louisiana common stock at an exercise price of $11.86 per share.

How many HFBL common shares does Timothy W. Wilhite own after this Form 4?

After the reported transaction, Timothy W. Wilhite beneficially owns 48,896 shares of HFBL common stock. This total includes 5,000 shares granted under the 2025 Stock Incentive Plan and 43,896 shares held jointly with his spouse.

What is the vesting schedule for Timothy W. Wilhite’s 5,000 HFBL incentive shares?

The 5,000 shares granted under the Issuer's 2025 Stock Incentive Plan vest ratably at 20% per year over five years, commencing on December 18, 2026, as disclosed in the footnotes.

What HFBL stock options did Timothy W. Wilhite exercise on January 6, 2026?

On January 6, 2026, he exercised 6,000 stock options (Right to Buy) with an exercise price of $11.86 per share. These options had vested at 20% per year starting November 11, 2021 and were fully vested and exercisable as of November 11, 2025.

What HFBL option grants does Timothy W. Wilhite continue to hold after the transaction?

After the transaction, he holds: 12,000 stock options at $11.86 per share expiring on November 11, 2030, 12,000 stock options at $15.17 per share expiring on December 18, 2035, and 5,000 stock options at $11.79 per share expiring on July 24, 2034, subject to the vesting schedules described in the footnotes.

What is Timothy W. Wilhite’s relationship to Home Federal Bancorp, Inc. of Louisiana (HFBL)?

According to the filing, Timothy W. Wilhite is a director of Home Federal Bancorp, Inc. of Louisiana, and the Form 4 is filed as a single reporting person filing.