Here are the 8-K filings from Hamilton Insurance Group, Ltd. (HG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
An 8-K covers material events a company has to report between its quarterly reports, so if you follow HG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HG filings page.
Hamilton Insurance Group, Ltd. (HG) reported third-quarter net income attributable to common shareholders of $81.5 million, versus $136.2 million a year earlier, while operating income attributable to common shareholders was $179.9 million, up from $123.1 million. Gross premiums written rose 17.3% to $819.7 million and net premiums earned rose 13.1% to $591.3 million. Underwriting income was $15.5 million, compared with $64.1 million; the combined ratio was 97.3%, versus 87.8%. A combined ratio below 100% indicates an underwriting profit.
For the nine months ended September 30, 2026, net income attributable to common shareholders was $358.8 million, versus $404.5 million, while operating income was $504.9 million versus $334.3 million. Gross premiums written increased 14.9% to $2.6 billion, and the combined ratio improved to 94.1% from 95.2%. Total investment return was $88.4 million in the quarter, including a $144.7 million Two Sigma Hamilton Fund return and a $56.3 million loss from fixed income, short-term investments and cash and cash equivalents. The company repurchased $3.1 million of common shares during the quarter and paid its previously declared $2.00-per-share special dividend on March 30, 2026.
Hamilton Insurance Group, Ltd. (HG), as guarantor, entered into an Amendment and Restatement Agreement on October 26, 2026, with Hamilton Re, Ltd. as borrower, Hamilton Corporate Member Limited as applicant, and ING Bank N.V., Commerzbank AG and Deutsche Bank AG as lenders. The amendment changes an unsecured letter of credit previously made available to Hamilton Corporate Member Limited and issued in favor of Lloyd’s: the amended letter of credit is $330 million and will expire on December 31, 2030.
The facility provides a letter of credit to be applied toward Funds at Lloyd’s requirements for Lloyd’s Syndicate 4000. It bears a fee of 150.0 basis points per annum on issued letters of credit.
Hamilton Insurance Group, Ltd. reported strong profitability for the quarter ended June 30, 2026, with net income of $143.8 million, or $1.42 per diluted share, and an annualized return on average common equity of 20.6%. Operating income was $158.2 million, or $1.56 per diluted share, with an annualized operating ROE of 22.7%. Gross premiums written grew 16.7% to $831.0 million and net premiums earned rose 14.6% to $586.0 million. Higher catastrophe and prior‑year losses, including $49.9 million largely from the Middle East conflict and unfavorable development, lifted the loss ratio to 61.7% and the combined ratio to 95.0% from 86.8% in the prior‑year quarter.
For the first six months of 2026, Hamilton generated net income of $277.3 million and operating income of $324.9 million. The year‑to‑date combined ratio improved to 92.5% from 99.1%, and underwriting income increased to $86.7 million from $9.2 million, supported by $234.9 million of net investment income, including significant contributions from the Two Sigma Hamilton Fund. Book value per common share was $28.91, and book value per share plus accumulated dividends reached $30.91, up 8.5% since December 31, 2025. Capital management actions included a $2.00 per share special dividend and $41.8 million of share repurchases year to date.
Hamilton’s board approved an amendment to Chief Executive Officer Pina Albo’s employment agreement, extending her term through December 31, 2029, with automatic one‑year renewals thereafter, reinforcing leadership continuity as the company pursues its long‑term strategy.
Hamilton Insurance Group, Ltd. reported results from its 2026 Annual General Meeting, where shareholders elected all eleven Class B director nominees, including first-time nominee Peter W. Wilson, to the Board of Directors. Upon election, Wilson was appointed to the Technology, Nominating and Governance, and Underwriting and Risk Committees.
As of the March 17, 2026 record date, 17,320,078 Class A common shares and 66,721,755 Class B common shares were issued and outstanding, for a total of 84,041,833 shares. Shareholders present or represented by proxy totaled 77,050,957 shares. Shareholders approved, on a non-binding advisory basis, fiscal 2025 compensation for named executive officers and ratified the appointment of Ernst & Young Ltd. as independent registered public accounting firm for 2026.
The company also issued a press release announcing Wilson’s election to the Board and highlighting his extensive leadership experience in global specialty insurance markets.
Hamilton Insurance Group reported a much stronger first quarter of 2026. Net income attributable to common shareholders rose to $133.5 million, or $1.31 per diluted share, and operating income reached $166.7 million, or $1.64 per diluted share. Annualized return on average equity was 19.3%, while operating return on equity was 24.1%.
The company produced underwriting income of $57.6 million on net premiums earned of $570.5 million and an 89.8% combined ratio, a sharp improvement from 111.6% a year earlier, helped by the absence of catastrophe losses and strong investment gains of $177.1 million. Gross premiums written were $940.1 million, up 11.5%.
Hamilton returned capital via a special dividend of $2.00 per share, totaling $205.8 million, and repurchased $19.7 million of common shares. Book value per share was $27.42, down 3.8% from December 31, 2025, but book value per share plus accumulated dividends increased 3.2% to $29.42.
Hamilton Insurance Group, Ltd. entered into a new Investment Agreement on April 1, 2026 governing Hamilton Re’s investment in the Two Sigma Hamilton Fund. Hamilton Re will use reasonable best efforts to keep at least the lesser of $1.8 billion or 60% of the Group’s net tangible assets invested as a Minimum Commitment Amount.
The agreement creates two capital tiers: Sub‑Series A Interests, representing amounts above the minimum, and Sub‑Series B Interests, representing capital at or below that threshold. Sub‑Series A withdrawals are allowed quarterly with 55 days’ notice, while Sub‑Series B withdrawals are allowed monthly but require six months’ prior notice and are capped at 1/12 of Sub‑Series B per month.
At the same time, the parties terminated the prior commitment agreement dated July 1, 2023, as amended January 1, 2025, which had different rolling commitment periods, withdrawal mechanics, allocation parameters and monthly certification requirements. The new Investment Agreement fully replaces the prior arrangement.
Hamilton Insurance Group, Ltd. announced a board change under a shareholder designation right held by the Magnitude Investor. Effective February 20, 2026, Marc N. Roston succeeded H. Hawes Bostic, III as the Magnitude Investor’s shareholder‑appointed director on Hamilton’s Board of Directors.
The company states that Mr. Bostic’s departure was not related to any disagreement regarding operations, policies or practices. Mr. Roston is expected to serve on the Board’s Investments and Technology Committees, will not receive board compensation from Hamilton, and will be reimbursed only for reasonable out‑of‑pocket expenses.
Hamilton notes that Mr. Roston is not party to any transaction requiring disclosure under Item 404(a) of Regulation S‑K. The company also issued a press release on February 25, 2026, furnished as Exhibit 99.1, describing this director appointment.
Hamilton Insurance Group reported very strong fourth-quarter and full-year 2025 results and declared a sizable special dividend. For 2025, net income attributable to common shareholders was $576.7 million, or $5.55 diluted EPS, with a 22.4% return on average common equity. Gross premiums written rose 20.7% to $2.9 billion, net premiums earned increased 21.6% to $2.1 billion, and the full-year combined ratio was 92.9%, indicating underwriting profitability despite $159.0 million of catastrophe losses, mainly from California wildfires.
Investment performance was a key contributor, with $775.1 million in total net realized and unrealized gains and investment income, including strong returns from the Two Sigma Hamilton Fund. Book value per share climbed 24.2% to $28.50, and tangible book value per share reached $27.62. Reflecting this capital strength, the Board declared a special dividend of $2.00 per common share, totaling about $206.0 million, payable on March 30, 2026 to shareholders of record on March 6, 2026.
Hamilton Insurance Group, Ltd. announced that its Board of Directors approved a $150 million increase to the company’s existing share repurchase authorization. The update was disclosed via a press release furnished as Exhibit 99.1.
This action expands the capacity for future buybacks and reflects a board-level decision regarding capital allocation.
Hamilton Insurance Group, Ltd. (HG) furnished an 8‑K announcing its financial results for the quarter ended September 30, 2025. The company made its press release and supplementary financial information available, and noted an investor presentation may be referenced during its earnings call.
The materials were furnished under Item 2.02, with the press release as Exhibit 99.1, supplementary financial information as Exhibit 99.2, and the investor presentation as Exhibit 99.3. The company stated these materials are being furnished, not filed, under General Instruction B.2.
Hamilton Insurance Group (HG) reported new and amended letter-of-credit arrangements supporting Lloyd’s Syndicate 4000. On October 20, 2025, Hamilton Re entered into an amendment and restatement to its Letter of Credit Facility, substituting a previously issued unsecured letter of credit with a new $260 million letter of credit that expires on December 31, 2029. Issued letters of credit under this facility bear a fee of 150.0 basis points per annum.
Separately, effective October 23, 2025, Hamilton Re executed a fifteenth amendment with UBS, renewing a letter-of-credit facility in an amount equal to the greater of $25 million and the issued-and-outstanding letter-of-credit amount, capped at $75 million, through October 23, 2026. These facilities are used to provide Funds at Lloyd’s to meet FAL requirements.