Hagerty 8-K includes stockholder letter and investor presentation

Rhea-AI Filing Summary

Hagerty, Inc. (HGTY) furnished an 8-K announcing it released financial results for the fiscal quarter ended September 30, 2025, via a stockholder letter and press release, and scheduled a conference call on November 4, 2025 to discuss results for the three and nine months ended September 30, 2025.

The company also posted an investor presentation to its investor relations website and attached it as an exhibit. The materials in Items 2.02 and 7.01, including Exhibits 99.1, 99.2 and 99.3, are furnished and not deemed filed under the Exchange Act.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

November 4, 2025

Date of Report (date of earliest event reported)

HAGERTY, INC.

(Exact name of registrant as specified in its charter)

Delaware			001-40244			86-1213144
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification No.)

121 Drivers Edge

Traverse City, Michigan 49684

(Address of principal executive offices and zip code)

(800) 922-4050

Registrant's telephone number, including area code

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbols

Name of each exchange on which registered

Class A common stock, par value $0.0001 per share

HGTY

The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02     Results of Operations and Financial Condition

On November 4, 2025, Hagerty, Inc. (the "Company") announced its financial results for the fiscal quarter ended September 30, 2025 by issuing a letter to its stockholders and a press release. The Company will also be holding a conference call on November 4, 2025 to discuss its financial results for the three and nine months ended September 30, 2025. The full text of the Company's letter to its stockholders and press release are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively.

ITEM 7.01    Regulation FD Disclosure

On November 4, 2025, the Company posted to the investor relations page of its website an investor presentation expected to be used by the Company in connection with certain future presentations to investors and others. A copy of the investor presentation is attached as Exhibit 99.3 to this Current Report on Form 8-K.

The Company uses its investor relations website as a means of disclosing material non-public information, announcing upcoming investor conferences and for complying with its disclosure obligations under Regulation FD. Accordingly, investors should monitor the Company's investor relations website in addition to following its press releases, SEC filings and public conference calls and webcasts.

The information contained in Item 2.02 and Item 7.01 of this Current Report on Form 8-K, including Exhibits 99.1, 99.2 and 99.3, shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act") or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No.						Description
99.1						Letter to Stockholders, dated November 4, 2025
99.2						Press Release, dated November 4, 2025
99.3						Investor Presentation, dated November 4, 2025
104						Cover Page Interactive Data File (formatted as Inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						HAGERTY, INC.
						/s/ Diana M. Chafey
Date: November 4, 2025						Diana M. Chafey
						Chief Legal Officer

FAQ

What did Hagerty (HGTY) announce in this 8-K?

Hagerty announced financial results for the fiscal quarter ended September 30, 2025, and provided a stockholder letter and press release.

Which period does the update cover for HGTY?

It covers the fiscal quarter and the three and nine months ended September 30, 2025.

Did Hagerty schedule a conference call?

Yes. A conference call was scheduled on November 4, 2025 to discuss the results.

What exhibits were included with the Hagerty 8-K?

Exhibit 99.1 (Letter to Stockholders), Exhibit 99.2 (Press Release), and Exhibit 99.3 (Investor Presentation).

Where can investors find the Hagerty investor presentation?

It was posted to the company’s investor relations website and attached as Exhibit 99.3.

Are the materials deemed filed with the SEC?

No. The information in Items 2.02 and 7.01 and Exhibits 99.1, 99.2, and 99.3 is furnished and not deemed filed under the Exchange Act.

What is Hagerty’s listed security and exchange?

Class A common stock (HGTY) is listed on the New York Stock Exchange.