Welcome to our dedicated page for Hippo Hldgs SEC filings (Ticker: HIPO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Hippo Holdings Inc. (NYSE: HIPO) SEC filings page provides access to the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a technology-enabled property and casualty insurance group using a hybrid fronting platform, Hippo’s filings offer detailed insight into its homeowners, renters, commercial multi-peril, casualty, and other lines of business, as well as its risk management and capital structure.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q to understand Hippo’s consolidated financial statements, segment and line-of-business information, loss and loss adjustment expense trends, reinsurance arrangements, and discussion of risk factors. These core filings explain how Hippo presents metrics such as gross written premium, net written premium, net loss ratio, expense ratio, combined ratio, and non-GAAP measures like adjusted net income and adjusted return on equity.
Current reports on Form 8-K document material events, including the release of earnings results, Investor Day materials, and significant transactions such as the sale of Hippo’s homebuilder distribution network and strategic partnerships that affect its hybrid fronting platform. These filings often reference accompanying press releases, investor presentations, and supplemental financial information.
Users interested in insider activity and governance can monitor ownership and trading by directors and officers through Forms 3, 4, and 5, and review proxy statements on Schedule 14A for information on board composition, compensation, and corporate governance practices. Together, these documents provide a comprehensive regulatory record of how Hippo describes its evolution from a monoline homeowners carrier to a multi-line, technology-enabled insurance group.
On Stock Titan, AI-powered tools can help summarize lengthy Hippo filings, highlight key changes from prior periods, and surface important disclosures related to underwriting performance, risk diversification, and major corporate events, allowing readers to navigate complex documents more efficiently.
Hippo Holdings Inc. reported strong fourth quarter and full-year 2025 results, highlighted by a return to profitability and improved underwriting. For Q4, net income attributable to Hippo was $6.0 million, or $0.23 diluted EPS, with adjusted net income of $17.6 million, or $0.67 diluted adjusted EPS.
For 2025, Hippo generated $1.1 billion in gross written premium (up 24%) and $422.3 million in net written premium (up 13%), with total revenue of $468.6 million. Net income attributable to Hippo was $57.7 million versus a $40.5 million loss in 2024, while adjusted net income improved to $17.8 million from a $20.3 million loss.
Underwriting metrics strengthened: the full-year net loss ratio fell to 60.1% from 76.8%, and the combined ratio improved to 113.1% from 137.8%, helped by lower catastrophe and non-catastrophe losses. Book value per share rose to $16.97, and tangible book value per share to $14.76, both higher than year-end 2024. Growth shifted toward Casualty and Commercial Multi-Peril lines, while Homeowners shrank but remained the largest line by gross written premium.
For 2026, Hippo targets gross written premium of $1.4–$1.5 billion, net written premium of $500–$540 million, a combined ratio of 103–105%, and adjusted net income of $45–$55 million, signaling expectations for continued growth and better profitability.
Hippo Holdings Inc. received an amended ownership filing from Lennar-affiliated entities showing they have reduced their stake below 5% of Hippo’s common stock. This Amendment No. 5 to a Schedule 13D is described as a final, “exit” filing for these reporting persons.
The filing shows Lennar Corporation and Len X, LLC now report beneficial ownership of zero shares. LEN FW Investor, LLC retains an irrevocable proxy to vote 16,470 Hippo shares, which is less than one percent of the 25,335,179 shares outstanding as of October 29, 2025.
On February 17, 2026, LEN FW Investor, LLC contributed 2,067,997 Hippo shares and Len X, LLC contributed 4,000 shares to The Lennar Foundation, Inc., a private 501(c)(3) foundation, for no consideration. After these contributions, the group no longer qualifies as a greater-than-5% beneficial owner.
Hippo Holdings Inc. executive Torben Ostergaard, CEO of Spinnaker, reported two transactions in the company’s common stock. On February 17, 2026, he completed an open-market sale of 6,105 shares at a weighted average price of $28.5653 per share, executed under a Rule 10b5-1 trading plan dated August 22, 2025. Following this sale, he directly held 46,694 shares.
On February 15, 2026, he disposed of 2,408 shares at $28.5919 per share to cover tax withholding obligations, a common administrative transaction. A footnote states that his holdings include 42,427 restricted stock units (RSUs), which represent additional equity awards that may settle in shares over time.
Hippo Holdings Inc. executive Michael Stienstra, GM & Chief Insurance, reported a tax-related share disposition. On February 15, 2026, 2,752 shares of common stock were transferred at $28.5919 per share to satisfy tax withholding obligations. After this transaction, he directly owned 68,529 common shares, which the filing states include 31,502 restricted stock units (RSUs).
Hippo Holdings Inc. Chief Financial Officer Guy Zeltser reported two stock transactions involving the company’s common shares. On November 14, 2025, he bought 665 shares in an open-market purchase at $7.23 per share. On February 15, 2026, he disposed of 4,483 shares in a tax-withholding transaction at an implied value of $28.5919 per share to cover exercise price or tax obligations. Following these transactions, he directly held 65,042 common shares, and a footnote states this amount includes 50,176 restricted stock units (RSUs). Another footnote explains that certain shares were acquired through the company’s Employee Stock Purchase Plan.
Hippo Holdings Inc. director and Chief Executive Officer Richard McCathron reported a tax-withholding disposition of common stock under an equity award. On this transaction, 11,586 shares of common stock were disposed of at an average price of $28.5919 per share to cover tax obligations. Following this administrative transaction, McCathron’s direct holdings total 431,118 shares of Hippo common stock, which the filing notes include 154,336 restricted stock units (RSUs) that are subject to vesting conditions.
Hippo (HIPO) insider Torben Ostergaard has filed a Rule 144 notice to sell 6,105 shares of the company’s common stock. The planned sale, through Morgan Stanley Smith Barney on the NYSE, has an aggregate market value of $172,527.30 based on the figures in the notice.
The filing states that 25,335,179 shares of common stock were outstanding. It also discloses that over the prior three months, a Rule 10b5-1 plan sale of 3,645 common shares generated gross proceeds of $116,592.06. The signer represents they are not aware of undisclosed material adverse information about Hippo.
Thomas B. Akin and related entities filed an amended Schedule 13G reporting beneficial ownership of 2,888,370 shares of Hippo Holdings Inc. common stock, or 11.4% of the class. This percentage is based on 25,335,179 shares outstanding as of October 29, 2025.
Within this group, Thomas B. Akin directly beneficially owns 1,479,262 shares, Talkot Fund LP owns 988,109 shares, Blair Spencer Akin owns 140,000 shares, Akin Family Foundation owns 125,000 shares, Karen Hochster owns 105,999 shares, and Kyle Akin owns 50,000 shares. The filers certify the shares are not held to change or influence control of Hippo.
Hippo Holdings Inc. Chief Executive Officer and director Richard McCathron sold 5,000 shares of common stock on February 9, 2026 in an open-market transaction at $29.14 per share, executed under a Rule 10b5-1 trading plan dated August 29, 2025.
After this sale, McCathron beneficially owned 442,704 shares of Hippo Holdings Inc. common stock, including 181,675 restricted stock units (RSUs), all reported as held directly.
Hippo Holdings Inc. insider Richard McCathron filed a Rule 144 notice to sell 5,000 shares of common stock through Merrill Lynch on or about 02/09/2026 on the NYSE, with an aggregate market value of $145,700.
These shares come from restricted stock units acquired between 2020 and 2022. The notice also reports prior sales over the last three months: 5,000 common shares on 12/09/2025 for gross proceeds of $149,100 and 5,000 common shares on 01/09/2026 for gross proceeds of $157,600. Hippo had 25,335,179 common shares outstanding when this notice was prepared.