Mechanics Bancorp 8-K: Q3 2025 earnings release furnished as Exhibit 99.1

Rhea-AI Filing Summary

Mechanics Bancorp furnished an update on its business by issuing a press release with results for the third quarter of 2025. The company submitted an 8‑K under Item 2.02, and attached the earnings release as Exhibit 99.1.

The company states this information is being furnished and is not deemed “filed” under Section 18 of the Exchange Act, and it is not incorporated by reference into Securities Act or Exchange Act filings. The press release provides the detailed third‑quarter results.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_______________________________

FORM 8-K  

_______________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): October 30, 2025

________________________________ 

MECHANICS BANCORP

________________________________ 

(Exact name of registrant as specified in its charter)

California

001-35424

91-0186600

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1111 Civic Drive, Walnut Creek, CA 94596

(Address of principal executive offices) (Zip Code)

(925) 482-8000

(Registrant’s telephone number, including area code) 

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A Common Stock, No Par Value

MCHB

The Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Act or Rule 12b-2 of the Exchange Act.

☐			Emerging growth Company
☐			If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 2.02    Results of Operations and Financial Condition

On October 30, 2025, Mechanics Bancorp. issued a press release reporting results of operations for the third quarter of 2025. A copy of the earnings release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference. This information (including Exhibit 99.1) is being furnished pursuant to Item 2.02 and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, and is not incorporated by reference into any filing under the Securities Act of 1933, as amended, or Securities Exchange Act of 1934, as amended.

Item 9.01    Financial Statements and Exhibits

(d)    Exhibits.

Exhibit 99.1			Earnings Release issued by Mechanics Bancorp dated October 30, 2025 regarding its results of operations for the third quarter of 2025 (furnished pursuant to Item 2.02).
Exhibit 104			Cover Page Interactive Data File (embedded within with Inline XBRL)

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 30, 2025

			MECHANICS BANCORP
			By:						/s/ Nathan Duda
									Nathan Duda
									Executive Vice President and Chief Financial Officer

3

FAQ

What did Mechanics Bancorp (HMST) announce in this 8-K?

The company furnished a press release reporting its results of operations for the third quarter of 2025, attached as Exhibit 99.1.

Which period does the Mechanics Bancorp update cover?

It covers the third quarter of 2025.

Where can I find the detailed Q3 2025 results for Mechanics Bancorp (MCHB)?

They are included in the earnings release attached as Exhibit 99.1 to the 8‑K.

Is the Q3 2025 information considered filed with the SEC?

No. The company states it is being furnished under Item 2.02 and is not deemed “filed” under Section 18.

What exhibits are included with this 8-K?

The filing includes Exhibit 99.1 (earnings release) and Exhibit 104 (Cover Page Interactive Data File).

Which exchange lists Mechanics Bancorp common stock?

Class A Common Stock trades on The Nasdaq Global Select Market under the symbol MCHB.