Mechanics Bancorp (MCHB) director files Form 3 with no holdings

Rhea-AI Filing Summary

Mechanics Bancorp director Patricia Cochran filed an initial ownership report stating she holds no company securities. The Form 3 identifies her as a director of Mechanics Bancorp as of the event date of 09/02/2025, with a remark explicitly noting that no securities are beneficially owned.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Cochran Patricia

(Last) (First) (Middle)

1111 CIVIC DR STE 390

(Street)

WALNUT CREEK CA 94596-3895

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/02/2025

3. Issuer Name and Ticker or Trading Symbol
Mechanics Bancorp [ MCHB ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

No securities are beneficially owned.

	/s/ Glenn Shrader, Attorney in fact for Patricia Cochran	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the reporting person in the Mechanics Bancorp (MCHB) Form 3 filing?

The reporting person is Patricia Cochran, identified as a director of Mechanics Bancorp. The Form 3 indicates it is filed by one reporting person and relates to her status under Section 16 of the Exchange Act.

What does Patricia Cochran report about her Mechanics Bancorp share ownership?

Patricia Cochran reports that she beneficially owns no securities of Mechanics Bancorp. The remarks section states, “No securities are beneficially owned,” and both non-derivative and derivative security tables contain no reported holdings.

What is the event date shown in Patricia Cochran’s Form 3 for Mechanics Bancorp?

The Form 3 lists an event date of 09/02/2025. This date represents when the status requiring the ownership statement arose, such as her becoming a director subject to Section 16 reporting requirements for Mechanics Bancorp.

What relationship does Patricia Cochran have to Mechanics Bancorp in this Form 3?

The filing shows Patricia Cochran’s relationship as a Director of Mechanics Bancorp. The director box is checked, while officer, 10% owner, and other relationship boxes are not selected, clarifying her role with the issuer.

Does the Form 3 for Mechanics Bancorp report any transactions or derivative securities?

No, the Form 3 reports no transactions and no derivative securities. Table I and Table II list no positions, and the remarks confirm that no securities are beneficially owned by the reporting person at the time of the filing.

Who signed Patricia Cochran’s Mechanics Bancorp Form 3 and on what date?

The Form 3 is signed by /s/ Glenn Shrader as attorney-in-fact for Patricia Cochran, dated 02/03/2026. This indicates the filing was executed under a power of attorney on Cochran’s behalf.