STOCK TITAN

Hooker Furnishings returns to profit on $7.9M tariffs

Hooker Furnishings’ sales fell but margins, earnings and cash flow improved, helped by $7.9 million of tariff recoveries and a stronger balance sheet.

(High)
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

HOOKER FURNISHINGS Corp (HOFT) reported lower sales but sharply improved profitability for the quarter and first half ended August 2, 2026. Quarterly net sales were $63.3 million, down 8.7% year over year, yet gross margin rose to 31.8% from 24.9% and operating income improved to $1.3 million from a loss of $0.5 million.

For the first six months, net sales declined 5.5% to $132.7 million, but operating income swung to a $2.9 million profit from a $1.0 million loss, and net income from continuing operations reached $2.3 million ($0.21 per diluted share). A key driver was $7.9 million of tariff recoveries, which reduced cost of sales and boosted margins in both continuing and discontinued operations.

Liquidity strengthened significantly: cash increased to $18.7 million with no term debt outstanding and $51.8 million of availability under the asset-based revolver. Backlog rose to $42.4 million, up 6.2% from the prior-year quarter, while the company continued paying quarterly dividends and repurchasing shares. Management notes that end-market demand for home furnishings remains weak and does not expect meaningful near-term improvement, but believes recent cost reductions and portfolio actions position the business for more consistent earnings.

Positive

  • Return to profitability: Net income from continuing operations was $1.2 million for Q2 and $2.3 million for the first half, versus losses in the prior-year periods.
  • Strong margin expansion: Consolidated gross margin rose to 31.8% in Q2 and 30.7% year-to-date, up 690 and 560 basis points respectively, aided by tariff recoveries and pricing/mix.
  • Tariff refunds boost cash and earnings: The company received $7.9 million of tariff recoveries in Q2, materially improving gross profit in both continuing and discontinued operations.
  • Improved balance sheet: Cash grew to $18.7 million with no term debt outstanding and $51.8 million of revolver availability, enhancing financial flexibility.
  • Backlog growth: Consolidated backlog reached $42.4 million, up 6.2% year over year, driven mainly by Hooker Branded and increased private-label upholstery orders.

Negative

  • Revenue decline: Consolidated net sales fell 8.7% in Q2 and 5.5% for the first half, with decreases across Hooker Branded, Domestic Upholstery and All Other.
  • Higher operating cost ratio: Selling and administrative expenses increased to of sales in Q2 and 27.7% year-to-date, up several points from the prior-year periods.
  • Dividend cut versus prior year: Cash dividends declared were $0.115 per share in Q2 and $0.23 for the first half, down from $0.23 and $0.46 respectively a year earlier.
  • End-market softness: Management highlights continued weak demand for big-ticket home furnishings, low existing-home sales and pressured consumer discretionary spending, and does not expect meaningful near-term demand improvement.

Filing Explained

The filing separates $51.8 million of borrowing capacity from cash and identifies $1.8 million of tariff recovery still held in inventory value.

The company’s unaudited 10-Q reports that, as of August 2, 2026, $51.8 million of availability was capacity under a $70 million revolving commitment, not cash proceeds; no additional borrowings were outstanding, apart from $3.2 million of letters of credit.

Of the $7.9 million in tariff recoveries, $1.8 million had not yet reduced cost of sales and instead reduced inventory carrying value at quarter-end; the company does not expect material additional recoveries.

The Pulaski Furniture and Samuel Lawrence brands were sold on December 12, 2025, so the divestiture is completed, while current-period discontinued-operations activity mainly reflects tariff recoveries and approximately $0.5 million of settlement charges.

During the first half, the company purchased and retired 92,357 shares at an average price of $13.68, leaving approximately $3.7 million under the existing $5 million repurchase authorization.

Q2 2027 Net Sales $63.3 million Thirteen weeks ended August 2, 2026; down 8.7% year over year
Q2 2027 Gross Margin 31.8% Consolidated gross profit as a percentage of net sales in Q2 2027
Q2 2027 Operating Income $1.3 million Operating income from continuing operations versus a $0.5 million loss in prior-year Q2
Tariff Recoveries Received $7.9 million Recoveries of IEEPA-related tariffs recorded in second quarter of fiscal 2027
Operating Cash Flow $24.0 million Net cash provided by operating activities for the twenty-six weeks ended August 2, 2026
Cash and Cash Equivalents $18.7 million Balance at August 2, 2026, versus $1.1 million at February 1, 2026
Revolver Availability $51.8 million Availability under the Amended and Restated Loan Agreement as of August 2, 2026
Order Backlog $42.4 million Consolidated backlog of unshipped orders at August 2, 2026, up 6.2% year over year
discontinued operations financial
"financial results of the PFC and SLF businesses are reflected ... as discontinued operations"
Discontinued operations are parts of a company that it has decided to sell or shut down, and no longer plans to run in the future. This matters to investors because it helps them understand which parts of the business are ongoing and which are being phased out, providing a clearer picture of the company’s current performance and future prospects. Think of it like a store closing a department—it no longer contributes to sales or profits.
International Emergency Economic Powers Act regulatory
"tariffs imposed under the International Emergency Economic Powers Act (“IEEPA”)"
A U.S. law that gives the president broad authority to control trade, financial transactions, and assets during a declared national emergency, such as by imposing sanctions, freezing property, or restricting exports and imports. For investors it matters because those powers can suddenly block deals, cut off access to markets or funds, and change the value of companies or securities much like an emergency brake that can stop or reroute economic activity overnight.
asset-based lending facility financial
"our Amended and Restated Loan Agreement, including the fact that our asset-based lending facility is secured"
A lending arrangement where a company borrows money using specific assets—such as unpaid customer invoices, inventory, or equipment—as collateral, similar to using items at a pawn shop to get a short-term loan. Investors care because it alters a company’s cash flow and risk profile: it can provide quick working capital but increases secured obligations and can affect lenders’ priority if the business runs into financial trouble. The terms and size of the facility also influence borrowing costs and financial flexibility.
Term SOFR Rate financial
"loans ... will bear interest at a rate per annum equal to the then-current Term SOFR Rate"
Term SOFR rate is a forward-looking interest rate for a set period (for example one or three months) based on the overnight cost of borrowing cash using Treasury securities as collateral. Think of it as a quoted, agreed-upon lending rate for a future interval, like locking in the expected short-term borrowing cost ahead of time. Investors care because it is used to price loans, bonds and derivatives as a transparent replacement for older benchmarks, affecting interest payments and valuation.
Enterprise Resource Planning system technical
"implementation of our Enterprise Resource Planning system (“ERP”)"
A business-wide software system that gathers and organizes core functions—finance, inventory, payroll, purchasing and sales—into a single, shared platform so different parts of a company use the same data and processes. Like replacing scattered notebooks with a single control center, it can boost efficiency, cut costs, speed decision-making and improve financial forecasting; for investors, successful use (or costly implementation problems) can materially affect profits and growth.
revolving credit facility financial
"provides for a revolving credit facility in a committed principal amount of up to $70,000,000"
A revolving credit facility is a type of loan that a business can borrow from whenever it needs money, up to a set limit. It’s like having a credit card for companies—allowing them to borrow, pay back, and borrow again as needed, providing flexibility for managing cash flow or funding short-term expenses.
Q2 Net Sales $63.3 million -8.7% vs. $69.2 million in prior-year quarter
Year-to-date Net Sales $132.7 million -5.5% vs. $140.4 million in prior-year period
Q2 Net Income from Continuing Operations $1.2 million Improved from a $0.5 million loss in prior-year quarter
Year-to-date Net Income from Continuing Operations $2.3 million Improved from a $1.2 million loss in prior-year period
Q2 Diluted EPS from Continuing Operations $0.11 Up from a diluted loss of $0.06 in prior-year quarter
Year-to-date Diluted EPS from Continuing Operations $0.21 Up from a diluted loss of $0.11 in prior-year period

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How did HOFT’s revenue perform in the quarter ended August 2, 2026?

Consolidated net sales were $63.3 million for the quarter ended August 2, 2026, down 8.7% from $69.2 million in the prior-year quarter, with declines in Hooker Branded, Domestic Upholstery and All Other segments.

What were HOFT’s earnings and EPS from continuing operations in Q2 2027?

Net income from continuing operations was $1.2 million for the quarter ended August 2, 2026, compared to a loss of $0.5 million a year earlier. Diluted earnings from continuing operations were $0.11 per share, versus a diluted loss of $0.06 per share.

How much did tariff recoveries contribute to HOFT’s Q2 2027 results?

During the second quarter, the company received $7.9 million of tariff recoveries. In continuing operations, $4.3 million reduced cost of sales and $201,000 was interest income, partly offset by a $522,000 revenue reduction, with additional impacts in discontinued operations and inventory.

What is HOFT’s liquidity and debt position as of August 2, 2026?

As of August 2, 2026, HOFT held $18.7 million in cash and cash equivalents, had no outstanding loans under its Amended and Restated Loan Agreement, maintained $3.2 million of letters of credit, and reported $51.8 million of borrowing availability.

How did HOFT’s backlog change, and what was the level at quarter-end?

Consolidated order backlog was $42.4 million at August 2, 2026, up 6.2% from $39.9 million a year earlier, driven mainly by higher Hooker Branded backlog and increased private-label upholstery orders.

What cash flows did HOFT generate in the first half of fiscal 2027?

Net cash provided by operating activities from continuing operations was $24.0 million for the twenty-six weeks ended August 2, 2026. This funded $3.6 million of debt repayment, $2.5 million of dividends, $1.3 million of share repurchases and $1.1 million of capital expenditures.

What dividend did HOFT declare after quarter-end?

On September 3, 2026, the board declared a quarterly cash dividend of $0.115 per share, payable on September 30, 2026 to shareholders of record as of September 15, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

 

FORM 10-Q

 

 

 

Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

For the quarterly period ended August 2, 2026

 

Commission file number 000-25349

 

HOOKER FURNISHINGS CORPORATION

(Exact name of registrant as specified in its charter)

 

Virginia   54-0251350
(State or other jurisdiction of
incorporation or organization)
  (IRS employer
identification no.)

 

440 East Commonwealth Boulevard, Martinsville, VA 24112

(Address of principal executive offices, zip code)

 

(276) 632-2133

(Registrant’s telephone number, including area code)

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically, every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”, and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large accelerated Filer ☐ Accelerated filer
Non-accelerated Filer ☐ Smaller reporting company
Emerging growth company  

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class   Trading Symbol(s)   Name of each exchange on which registered
Common Stock, no par value    HOFT   NASDAQ Global Select Market

 

As of September 4, 2026, there were 10,692,197 shares of the registrant’s common stock outstanding.

 

 

 

 

Table of Contents

 

PART I. FINANCIAL INFORMATION 1
     
Item 1. Financial Statements 1
     
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations 20
     
Item 3. Quantitative and Qualitative Disclosures about Market Risk 32
     
Item 4. Controls and Procedures 32
     
PART II. OTHER INFORMATION 33
     
Item 5. Other Information 33
     
Item 6. Exhibits 33
     
Signature 34

 

i

Table of Contents

 

PART I. FINANCIAL INFORMATION

 

Item 1. Financial Statements

 

HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED BALANCE SHEETS

(In thousands)

 

    August 2,        
    2026     February 1,  
As of   (unaudited)     2026  
Assets            
Current assets            
Cash and cash equivalents   $ 18,660     $ 1,112  
Trade accounts receivable, net     26,275       37,786  
Inventories     43,414       48,684  
Income tax recoverable     -       30  
Prepaid expenses and other current assets     5,729       5,283  
Total current assets     94,078       92,895  
Property, plant and equipment, net     22,181       25,207  
Cash surrender value of life insurance policies     31,491       30,422  
Deferred taxes     24,305       24,941  
Operating leases right-of-use assets     22,051       23,015  
Intangible assets, net     11,905       12,994  
Goodwill     575       575  
Other assets     17,856       15,842  
Total non-current assets     130,364       132,996  
Total assets   $ 224,442     $ 225,891  
                 
Liabilities and Shareholders’ Equity                
Current liabilities                
Trade accounts payable   $ 12,180     $ 11,002  
Accrued salaries, wages and benefits     4,882       3,730  
Accrued income taxes     117       42  
Customer deposits     6,435       5,291  
Current portion of operating lease liabilities     5,089       5,445  
Other accrued expenses     2,327       2,083  
Total current liabilities     31,030       27,593  
Long term debt     -       3,223  
Deferred compensation     5,960       6,365  
Operating lease liabilities     18,865       19,468  
Total long-term liabilities     24,825       29,056  
Total liabilities     55,855       56,649  
                 
Shareholders’ equity                
Common stock, no par value, 20,000 shares authorized, 10,727 and 10,764 shares issued and outstanding on each date     51,311       51,361  
Retained earnings     117,028       117,603  
Accumulated other comprehensive income     248       278  
Total shareholders’ equity     168,587       169,242  
Total liabilities and shareholders’ equity   $ 224,442     $ 225,891  

 

The accompanying notes are an integral part of the unaudited condensed consolidated financial statements.

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

(In thousands, except per share data)

(Unaudited)

 

   For the   For the 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,   August 3,   August 2,   August 3, 
   2026   2025   2026   2025 
                 
Net sales  $63,250   $69,243   $132,702   $140,427 
                     
Cost of sales   43,151    52,001    92,011    105,250 
                     
Gross profit   20,099    17,242    40,691    35,177 
                     
Selling and administrative expenses   18,272    17,127    36,741    34,894 
Intangible asset amortization   544    625    1,089    1,292 
                     
Operating income / (loss)   1,283    (510)   2,861    (1,009)
                     
Other income, net   376    22    349    120 
Interest expense, net   116    171    237    549 
                     
Income / (Loss) from continuing operations before income taxes   1,543    (659)   2,973    (1,438)
                     
Income tax expense / (benefit)   338    (114)   664    (278)
                     
Net income / (loss) from continuing operations   1,205    (545)   2,309    (1,160)
                     
Net income / (loss) from discontinued operations, net of taxes   465    (2,732)   422    (5,169)
                     
Net income / (loss)  $1,670   $(3,277)  $2,731   $(6,329)
                     
Basic:                    
Earnings / (Loss) from continuing operations per share  $0.12   $(0.06)  $0.21   $(0.11)
Earnings / (Loss) from discontinued operations per share   0.04    (0.25)   0.04    (0.49)
Basic earnings / (loss) per share  $0.16   $(0.31)  $0.25   $(0.60)
                     
Diluted:                    
Earnings / (Loss) from continuing operations per share  $0.11   $(0.06)  $0.21   $(0.11)
Earnings / (Loss) from discontinued operations per share   0.04    (0.25)   0.04    (0.49)
Diluted loss per share  $0.15   $(0.31)  $0.25   $(0.60)
                     
Weighted average shares outstanding:                    
Basic   10,644    10,612    10,644    10,587 
Diluted   10,760    10,612    10,774    10,587 
                     
Cash dividends declared per share  $0.115   $0.23   $0.230   $0.46 

 

The accompanying notes are an integral part of the unaudited condensed consolidated financial statements.

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME / (LOSS)

(In thousands)

(Unaudited)

 

   For the 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,   August 3,   August 2,   August 3, 
   2026   2025   2026   2025 
                 
Net income / (loss)  $1,670   $(3,277)  $2,731   $(6,329)
Other comprehensive income:                    
Actuarial adjustments   (20)   (45)   (39)   (89)
Income tax effect on adjustments   5    11    9    21 
Adjustments to net periodic benefit cost   (15)   (34)   (30)   (68)
                     
Total comprehensive income / (loss)  $1,655   $(3,311)  $2,701   $(6,397)

 

The accompanying notes are an integral part of the unaudited condensed consolidated financial statements.

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(In thousands)

(Unaudited)

 

   For the 
   Twenty-Six Weeks Ended 
   August 2,   August 3, 
   2026   2025 
Operating Activities:        
Net income / (loss)  $2,731   $(6,329)
Less: Income / (Loss) from discontinued operations, net of taxes   422    (5,169)
           
Adjustments to reconcile net income to net cash provided by operating activities:          
Depreciation and amortization   3,629    3,499 
Deferred income tax expense / (benefit)   645    (1,990)
Noncash restricted stock and performance awards   408    144 
Provision for / (benefit from) doubtful accounts and sales allowances   193    (182)
Gain on life insurance policies   (874)   (724)
Loss on disposal of assets   7    15 
Changes in assets and liabilities:          
Trade accounts receivable   10,706    13,008 
Inventories   5,270    10,225 
Income tax recoverable   30    482 
Prepaid expenses and other assets   (787)   (2,563)
Trade accounts payable   584    (1,284)
Accrued salaries, wages, and benefits   1,153    614 
Accrued income taxes   (47)   (16)
Customer deposits   1,144    1,125 
Operating lease assets and liabilities   5    124 
Other accrued expenses   106    38 
Deferred compensation   (444)   (431)
Net cash provided by operating activities  $24,037   $20,924 
           
Investing Activities:          
Purchases of property and equipment   (1,094)   (1,570)
Premiums paid on life insurance policies   (325)   (326)
Proceeds received on life insurance policies   540    - 
Proceeds from sales of assets   6    - 
Net cash used in investing activities  $(873)  $(1,896)
           
Financing Activities:          
Proceeds from revolving credit facility   3,216    32,440 
Payments for long-term loans   (6,770)   (48,956)
Cash dividends paid   (2,486)   (5,011)
Purchase and retirement of common stock   (1,265)   - 
Debt issuance costs   -    (33)
Net cash used in financing activities  $(7,305)  $(21,560)
           
Discontinued Operations          
Cash provided by / (used in) operating activities   1,689    (2,818)
Cash used in investing activities   -    (124)
Cash provided by / (used in) discontinued operations  $1,689   $(2,942)
           
Net Increase / (decrease) in cash and cash equivalents   17,548    (5,474)
Cash and cash equivalents - beginning of year   1,112    6,295 
Cash and cash equivalents - end of quarter  $18,660   $821 
           
Supplemental schedule of cash flow information:          
Income taxes paid / (refund), net  $35   $(443)
Interest paid, net   6    609 
           
Supplemental schedule of noncash investing activities:          
Increase in lease liabilities arising from obtaining right-of-use assets  $1,799   $10 
Increase in property and equipment through accrued purchases   41    152 

 

The accompanying notes are an integral part of the unaudited condensed consolidated financial statements.

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY

(In thousands, except per share data)

(Unaudited)

 

               Accumulated     
               Other   Total 
   Common Stock   Retained   Comprehensive   Shareholders’ 
   Shares   Amount   Earnings   Income   Equity 
Balance at May 4, 2025   10,712   $50,831   $147,787   $539   $199,157 
Net loss for the 13 weeks ended August 3, 2025             (3,277)        (3,277)
Actuarial adjustments on defined benefit plan, net of tax of $11                  (34)   (34)
Cash dividends paid and accrued ($0.23 per share)             (2,514)        (2,514)
Restricted stock grants, net of forfeitures   38    -              - 
Restricted stock compensation cost        218              218 
Performance-based restricted stock units cost        (430)             (430)
Balance at August 3, 2025   10,750   $50,619   $141,996   $505   $193,120 
                          
Balance at May 3, 2026   10,770   $51,479   $117,352   $263   $169,094 
Net income for the 13 weeks ended August 2, 2026             1,670         1,670 
Actuarial adjustments on defined benefit plan, net of tax of $5                  (15)   (15)
Cash dividends paid and accrued ($0.115 per share)             (1,232)        (1,232)
Purchase and retirement of common stock   (84)  $(421)   (762)        (1,183)
Restricted stock grants, net of forfeitures   41    (17)             (17)
Restricted stock compensation cost        343              343 
Performance-based restricted stock units cost        (73)             (73)
Balance at August 2, 2026   10,727   $51,311   $117,028   $248   $168,587 

 

The accompanying notes are an integral part of the unaudited condensed consolidated financial statements.

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY (CONT.)

(In thousands, except per share data)

(Unaudited)

 

               Accumulated     
               Other   Total 
   Common Stock   Retained   Comprehensive   Shareholders’ 
   Shares   Amount   Earnings   Income   Equity 
Balance at February 2, 2025   10,703   $50,474   $153,336   $573   $204,383 
Net loss for the 26 weeks ended August 3, 2025             (6,329)        (6,329)
Actuarial adjustments on defined benefit plan, net of tax of $21                  (68)   (68)
Cash dividends paid and accrued ($0.46 per share)             (5,011)        (5,011)
Restricted stock grants, net of forfeitures   47    (211)             (211)
Restricted stock compensation cost        635              635 
Performance-based restricted stock units cost        (279)             (279)
Balance at August 3, 2025   10,750   $50,619   $141,996   $505   $193,120 
                          
Balance at February 1, 2026   10,764   $51,361   $117,603   $278   $169,242 
Net income for the 26 weeks ended August 2, 2026             2,731         2,731 
Actuarial adjustments on defined benefit plan, net of tax of $9                  (30)   (30)
Cash dividends paid and accrued ($0.23 per share)             (2,486)        (2,486)
Purchase and retirement of common stock   (92)  $(458)   (820)        (1,278)
Restricted stock grants, net of forfeitures   55    (369)             (369)
Restricted stock compensation cost        687              687 
Performance-based restricted stock units cost        90              90 
Balance at August 2, 2026   10,727   $51,311   $117,028   $248   $168,587 

 

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HOOKER FURNISHINGS CORPORATION AND SUBSIDIARIES

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Dollar and share amounts in tables, except per share amounts, in thousands unless otherwise indicated)

(Unaudited)

For the Twenty-Six Weeks Ended August 2, 2026

 

1.Preparation of Interim Financial Statements

 

The condensed consolidated financial statements of Hooker Furnishings Corporation and subsidiaries (referred to as “we,” “us,” “our,” “Hooker” or the “Company”) have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission (“SEC”). In the opinion of management these statements include all adjustments necessary for a fair statement of the results of all interim periods reported herein. All such adjustments are of a normal recurring nature. Certain information and footnote disclosures prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) are condensed or omitted pursuant to SEC rules and regulations. However, we believe that the disclosures made are adequate for a fair presentation of our results of operations and financial position. These financial statements should be read in conjunction with the audited consolidated financial statements and accompanying notes included in our annual report on Form 10-K for the fiscal year ended February 1, 2026 (“2026 Annual Report”). The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect both the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from our estimates. Operating results for the interim periods reported herein may not be indicative of the results expected for the fiscal year.

 

The financial statements contained herein are being filed as part of a quarterly report on Form 10-Q covering the 2027 fiscal year thirteen-week period (also referred to as “three months,” “three-month period,” “quarter,” “second quarter” or “quarterly period”) that began May 4, 2026, and the twenty-six week period (also referred to as “six months,” “six-month period” or “first half”) that began February 2, 2026, which both ended August 2, 2026. This report discusses our results of operations for these periods compared to the 2026 fiscal year thirteen-week period that began May 5, 2025 and the twenty-six week period that began February 3, 2025, which both ended August 3, 2025; and our financial condition as of August 2, 2026 compared to February 1, 2026.

 

References in these notes to the condensed consolidated financial statements of the Company to:

 

the 2027 fiscal year and comparable terminology mean the fifty-two-week fiscal year that began February 2, 2026 and will end January 31, 2027; and

 

the 2026 fiscal year and comparable terminology mean the fifty-two-week fiscal year that began February 3, 2025 and ended February 1, 2026.

 

2.Recently Adopted Accounting Policies

 

In November 2024, the FASB issued ASU 2024-03, “Disaggregation of income statement expenses”. The new guidance requires new tabular disclosures to disaggregate prescribed natural expenses underlying any income statement caption. ASU 2024-03 is effective for annual periods beginning after December 15, 2026 (our fiscal 2028). We are currently evaluating the impact that the adoption of this new guidance will have on our consolidated financial statements and will add necessary disclosures upon adoption.

 

We reviewed all other newly issued accounting pronouncements and concluded that they are either not applicable to our business or are not expected to have a material effect on our consolidated financial statements as a result of future adoption.

 

3.Discontinued Operations

 

During the third quarter of fiscal 2026, we determined that the Home Meridian segment no longer aligned with our long-term strategy to streamline our portfolio and enhance profitability by focusing on brands that generate consistent earnings. As a result, we initiated a process to sell two brands in the segment. On December 1, 2025, we entered into an Asset Purchase Agreement (the “Asset Purchase Agreement”) with a buyer to sell the Company’s Pulaski Furniture (“PFC”) and Samuel Lawrence (“SLF”) casegoods brands, including specified assets and liabilities associated with those brands. We retain the Samuel Lawrence brand in connection with the operation of its hospitality business.

 

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On December 12, 2025, the Company completed the sale and received cash proceeds of approximately $5.5 million, representing the estimated net book value of the assets at closing, less a holdback amount of approximately $0.6 million, in accordance with the terms of the purchase agreement. Final transaction pricing, including working capital adjustments, resulted in approximately $0.3 million below the estimated fair value less costs to sell determined at the measurement date and the final net proceeds received.

 

Following the sale, the Home Meridian segment was eliminated, with its remaining Samuel Lawrence Hospitality brand reclassified into the “All Other” category.

 

We believe this transaction represented a single disposal plan that constituted a strategic shift that materially affects our operations and financial results. Accordingly, the financial results of the PFC and SLF businesses are reflected in our consolidated financial statements as discontinued operations for all periods presented.

 

Although the divestiture was completed in the prior fiscal year, current-period activity in discontinued operations primarily reflected tariff recoveries the Company received during the second quarter of fiscal 2027 associated with the divested business. Approximately $612,000 to be credited to customers were recorded as a reduction of revenue, while $1.6 million recoveries of tariff costs previously recognized in cost of sales were recorded as a reduction of cost of sales. The Company also recorded $54,000 of interest income.

 

Current-period activity also included approximately $0.5 million of additional charges arising from the net settlement of various divestiture-related balances with the buyer. These charges consisted of a $327,000 reduction of revenue for sales allowances, a $132,000 increase in cost of sales and a $74,000 additional loss on the divestiture related to final working capital adjustments.

 

The following table represents summarized statements of operations information of carrying amounts of major classes of line items constituting pretax income or loss of discontinued operations included as part of discontinued operations:

 

   For the   For the 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,   August 3,   August 2,   August 3, 
   2026   2025   2026   2025 
                 
Net sales  $(939)  $12,905   $(939)  $27,038 
                     
Cost of sales   (1,546)   13,095    (1,503)   25,945 
                     
Gross profit / (loss)   607    (190)   564    1,093 
                     
Selling and administrative expenses   -    3,455    -    7,557 
                     
Intangible asset amortization   -    246    -    492 
Other income items that are not major   (54)   (70)   (54)   (98)
Pretax income / (loss) of discontinued operations related to major classes   661    (3,821)   618    (6,858)
Loss on sale of the discontinued operations   74    -    74    - 
Income / (Loss) from discontinued operations before income taxes   587    (3,821)   544    (6,858)
                     
Income tax expense / (benefit)   122    (1,089)   122    (1,689)
                     
Net income / (loss) from discontinued operations   465    (2,732)   422    (5,169)

 

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The significant components included in our condensed consolidated statements of cash flows for the discontinued operations are as follows:

 

   For the 
   Twenty-Six Weeks Ended 
   August 2,   August 3, 
   2026   2025 
Operating Activities:        
Income / (Loss) from discontinued operations, net of tax  $422   $(5,169)
Depreciation and amortization   -    876 
Changes in assets and liabilities:          
Trade accounts receivable, net   612    4,055 
Inventories        1,999 
Trade accounts payable   533    (4,752)
Other assets and liabilities   122    173 
Cash provided by / (used in) operating activities from discontinued operations  $1,689   $(2,818)
           
Investing Activities:          
Purchase of properties and equipment   -    (124)
Cash used in investing activities from discontinued operations  $-   $(124)

 

4.Accounts Receivable

 

   August 2,   February 1, 
   2026   2026 
         
Gross accounts receivable  $31,635   $43,327 
Customer allowances   (496)   (354)
Allowance for doubtful accounts   (4,864)   (5,187)
Trade accounts receivable  $26,275   $37,786 

 

5.Inventories

 

   August 2,   February 1, 
   2026   2026 
Finished furniture  $55,445   $61,178 
Furniture in process   1,581    1,497 
Materials and supplies   11,804    11,879 
Inventories at FIFO   68,830    74,554 
Reduction to LIFO basis   (25,416)   (25,870)
Inventories  $43,414   $48,684 

 

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6.Property, Plant and Equipment

 

   Depreciable Lives   August 2,   February 1, 
   (In years)   2026   2026 
             
Buildings and land improvements   15 - 30   $34,566   $34,566 
Machinery and equipment   10    11,872    11,852 
Computer software and hardware   3 - 10    8,232    8,286 
Leasehold improvements   Term of lease    7,659    7,630 
Furniture and fixtures   3 - 8    3,086    3,067 
Other   5    691    701 
Total depreciable property at cost        66,106    66,102 
Less accumulated depreciation        (47,376)   (46,060)
Total depreciable property, net        18,730    20,042 
Land        1,077    1,077 
Construction-in-progress        2,374    4,088 
Property, plant and equipment, net       $22,181   $25,207 

 

7.Internal-Use Software

 

Our internal-use software includes our Enterprise Resource Planning (“ERP”) system across all divisions, as well as our new website and integrated B2B online marketplace, which was placed into service at the beginning of fiscal 2027. The gross carrying amount of capitalized implementation costs related to our cloud computing hosting arrangements increased by $2.7 million during the first quarter of fiscal 2027, primarily due to the reclassification of costs associated with our new digital platform from implementation costs in process upon being placed into service. Based on the provisions of ASU 2018-15, Intangibles — Goodwill and Other — Internal-Use Software, we capitalize implementation costs associated with hosting arrangements that are service contracts. These costs are recorded in “other noncurrent assets” in our condensed consolidated balance sheets. We amortize these costs on a straight-line basis over a 10-year term. The amortization expenses are recorded as a component of selling and administrative expenses in our condensed consolidated statements of operations.

 

No material implementation costs or interest expense were capitalized in fiscal 2027. Implementation costs and interest expenses of $287,000 and $551,000 were capitalized in fiscal 2026 second quarter and first half, respectively. Amortization expense was $555,000 in the second quarter of fiscal 2027 and $368,000 in the second quarter of fiscal 2026, and $1.1 million and $735,000 for the respective six-month periods. The capitalized implementation costs at August 2, 2026 and February 1, 2026 were as follows:

 

   August 2, 2026   February 1, 2026 
   Gross
carrying
amount
   Accumulated
amortization
   Gross
carrying
amount
   Accumulated
amortization
 
Implementation Costs  $20,215   $(4,003)  $17,479   $(2,963)
Interest Expenses   783    (98)   782    (49)

 

8.Fair Value Measurements

 

Fair value is the price that would be received upon the sale of an asset or paid upon the transfer of a liability (an exit price) in an orderly transaction between market participants on the applicable measurement date. We use a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include:

 

Level 1, defined as observable inputs such as quoted prices in active markets for identical assets and liabilities;

 

Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and

 

Level 3, defined as unobservable inputs for which little or no market data exists, therefore requiring an entity to develop its own assumptions.

 

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As of August 2, 2026 and February 1, 2026, Company-owned life insurance was measured at fair value on a recurring basis based on Level 2 inputs. The fair value of the Company-owned life insurance is determined by inputs that are readily available in public markets or can be derived from information available in publicly quoted markets. Additionally, the fair value of the Company-owned life insurance is marked to market each reporting period and any change in fair value is reflected in income for that period.

 

Our assets measured at fair value on a recurring basis at August 2, 2026 and February 1, 2026, were as follows:

 

   Fair value at August 2, 2026   Fair value at February 1, 2026 
Description  Level 1   Level 2   Level 3   Total   Level 1   Level 2   Level 3   Total 
   (In thousands) 
Assets measured at fair value                                
Company-owned life insurance  $-   $31,491   $-   $31,491   $-   $30,422   $-   $30,422 

 

9.Intangible Assets

 

Our intangible assets with indefinite lives consist of: goodwill related to the Shenandoah and BOBO Intriguing Objects acquisitions; and trademarks and tradenames related to the acquisitions of Bradington-Young, Home Meridian and BOBO Intriguing Objects. Our intangible assets with definite lives are recorded in the Domestic Upholstery segment, consisting of Shenandoah and Sunset West trade names and customer relations. Details of our intangible assets are as follows:

 

   August 2, 2026   February 1, 2026 
   Gross
carrying
amount
   Impairment /
Accumulated
Amortization
   Gross
carrying
amount
   Impairment /
Accumulated
Amortization
 
Intangible assets with indefinite lives:                
Goodwill                
 Domestic Upholstery - Shenandoah *   490    -    490    - 
 All Other - BOBO Intriguing Objects   85    -    85    - 
Goodwill   575    -    575    - 
                     
Trademarks and Trade names *   2,019    (1,114)   2,019    (1,114)
                     
Intangible assets with definite lives:                    
Customer Relationships   23,601    (13,648)   23,601    (12,620)
Trademarks and Trade names   2,334    (1,286)   2,334    (1,225)
Intangible assets, net   27,954    (16,048)   27,954    (14,959)

 

*:The amounts are net of impairment charges of $16.4 million related to Shenandoah goodwill; $5.7 million related to certain Home Meridian trade names unrelated to PFC and SLF, including $2.6 million recorded in fiscal 2021, $2.5 million recorded in fiscal 2025, and $558,000 recorded in fiscal 2026; and $556,000 related to the Bradington-Young trade name in the Domestic Upholstery segment.

 

Amortization expenses for intangible assets with definite lives were $544,000 and $625,000 for the second quarters of fiscal 2027 and 2026, and $1.1 million and $1.3 million for the first half of fiscal 2027 and 2026, respectively. For the remainder of fiscal 2027, amortization expense is expected to be approximately $1.1 million.

 

10.Leases

 

We have operating leases for warehouses, showrooms, manufacturing facilities, offices and equipment. Sub-lease income totaled $64,000 in the second quarter and $129,000 for the first half of fiscal 2027, compared with $119,000 and $200,000, respectively, in fiscal 2026 periods.

 

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The components of lease cost and supplemental cash flow information for leases for the second quarters and six-months of fiscal 2027 and 2026 were:

 

   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,
2026
   August 3,
2025
   August 2,
2026
   August 3,
2025
 
Operating lease cost  $1,708   $2,147   $3,366   $4,319 
Variable lease cost   103    74    182    163 
Short-term lease cost   47    49    94    99 
Total operating lease cost  $1,858   $2,270   $3,642   $4,581 
                     
Operating cash outflows  $1,867   $2,223   $3,636   $4,456 

 

The right-of-use assets and lease liabilities recorded on our condensed consolidated balance sheets as of August 2, 2026 and February 1, 2026 were as follows:

 

   August 2,
2026
   February 1,
2026
 
Real estate  $21,488   $22,328 
Property and equipment   563    687 
Total operating leases right-of-use assets  $22,051   $23,015 
           
Current portion of operating lease liabilities  $5,089   $5,445 
Long term operating lease liabilities   18,865    19,468 
Total operating lease liabilities  $23,954   $24,913 

 

The weighted-average discount rate is 5.1%. The weighted-average remaining lease term is 5.4 years as of August 2, 2026.

 

The following table reconciles the undiscounted future lease payments for operating leases to the operating lease liabilities recorded in the condensed consolidated balance sheets on August 2, 2026:

 

   Undiscounted
Future
Operating
Lease
Payments
 
Remainder of fiscal 2027  $3,400 
2028   4,976 
2029   4,214 
2030   4,189 
2031   4,230 
2032 and thereafter   6,580 
Total lease payments  $27,589 
Less: impact of discounting   (3,635)
Present value of lease payments  $23,954 

 

11.Long-Term Debt

 

On December 5, 2024, the Company and its wholly owned subsidiaries, Bradington-Young, LLC, Sam Moore Furniture LLC and Home Meridian Group, LLC (together with the Company, the “Borrowers”), entered into an Amended and Restated Loan and Security Agreement (the “Amended and Restated Loan Agreement”) with Bank of America, N.A. (“BofA”), as lender. The Amended and Restated Loan Agreement amends, restates and replaces the Second Amended and Restated Loan Agreement, dated as of September 29, 2017, between the Borrowers and BofA, as amended (the “Existing Loan Agreement”). The outstanding principal amount of loans and letters of credit issued under the Existing Loan Agreement and used to collateralize certain insurance arrangements and for imported product purchases will remain outstanding as loans and letters of credit under the Amended and Restated Loan Agreement.

 

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The Amended and Restated Loan Agreement provides for a revolving credit facility in a committed principal amount of up to $70,000,000 (the “Revolving Commitment”), including subline of $8,000,000 for letters of credit, and an option to increase the Revolving Commitment by up to $30,000,000 upon meeting certain conditions, including agreement by BofA to increase the Revolving Commitment by such amount. Proceeds of loans and letters of credit under the Amended and Restated Loan Agreement will be available for general working capital and other corporate purposes of the Borrower.

 

Availability of loans and letters of credit under the Revolving Commitment is capped by a borrowing base formula calculated as of any date as the sum for the Borrowers of (a) the value of their accounts receivable, (b) the value of their inventory, (c) the value of their in-transit inventory and (d) the life insurance cash surrender value of Company-owned life insurance policies, in each case subject to eligibility requirements, advance rates, valuation metrics, reductions for write-offs and other dilutive items and reserves (the “Borrowing Base”). The lesser of the Revolving Commitment and the Borrowing Base, in each case net of the principal amount of outstanding loans and the face amount of letters of credit, constitutes “Availability” under the Amended and Restated Credit Agreement.

 

Outstanding loans under the Amended and Restated Loan Agreement will bear interest at a rate per annum equal to the then-current Term SOFR Rate for a period of one month plus 0.10% plus a margin of 1.75%. The Term SOFR Rate will be adjusted on a monthly basis. Letters of credit are subject to a letter of credit fee equal to the actual daily amount of undrawn letters of credit multiplied by a per annum rate of 1.75% and a fronting fee equal to the actual daily amount of undrawn letters of credit multiplied by a per annum rate of 0.125%. We must also pay a monthly unused commitment fee that is based on the average daily unused amount of Revolving Commitment multiplied by a per annum rate of 0.25%. All accrued interest and fees are payable in cash monthly in arrears.

 

We may prepay any outstanding principal amounts borrowed under the Amended and Restated Loan Agreement at any time, without penalty provided that any payment is accompanied by all accrued interest owed. Subject to the Borrowers having sufficient borrowing base capacity and customary conditions precedent to borrowing, amounts repaid may be reborrowed. The Revolving Commitment will terminate, and all amounts outstanding thereunder will be due and payable, on December 5, 2029.

 

The obligations under the Amended and Restated Loan Agreement are secured by a first priority security interest in substantially all of the assets of the Borrowers, other than real estate, including all Company-owned life insurance policies, all accounts receivable, all inventory, all intellectual property, all equipment and all other personal property.

 

The Amended and Restated Loan Agreement includes customary representations and warranties and requires the Borrowers to comply with customary affirmative and negative covenants, including, among other things, a financial covenant requiring the maintenance of a ratio of (x) EBITDA net of capital expenditures (to the extent not paid using Borrowed Money) to (y) the sum of debt service and dividends paid, in each case as of the last day of each month for the trailing twelve-month period ending on such day, of at least 1.0 to 1.0, if an event of default has occurred and is continuing or Availability has fallen below 10% of the Revolving Commitment at any time (until such time as both Availability is 10% or greater and no event of default exists, for the 30 consecutive days prior to such month end).

 

The Amended and Restated Loan Agreement also limits the Borrowers’ right to incur other indebtedness, make certain investments and create liens upon our assets, subject to certain exceptions, among other restrictions. The Amended and Restated Loan Agreement does not restrict the Company’s ability to pay cash dividends on, or repurchase, shares of its common stock, subject to (a) no default existing prior to or resulting from such dividend or repurchase, (b) Availability is not less than 15% of the Revolving Commitment for each of the preceding 45 days prior to announcement of such dividend or repurchase and after giving pro forma effect to such dividend or repurchase and (c) if Availability is less than 20% of the Revolving Commitment on any day in such 45-day period, the Borrowers are in compliance with the financial covenant described above after giving effect to such dividend or repurchase.

 

We incurred $598,000 in previous fiscal years in debt issuance costs in connection with our term loans. As of August 2, 2026, unamortized loan costs of $415,000 were recorded in other assets on our condensed consolidated balance sheets.

 

As of August 2, 2026, there were no outstanding loans, other than $3.2 million face amount of letters of credit. We had $51.8 million of Availability based on the current Borrowing Base. There were no additional borrowings outstanding under the Amended and Restated Loan Agreement as of August 2, 2026.

 

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12.Earnings Per Share

 

We refer you to the discussion of Earnings Per Share in Note 1. Summary of Significant Accounting Policies, in the financial statements included in our 2026 Annual Report, for additional information concerning the calculation of earnings per share (EPS).

 

All stock awards are designed to encourage retention and to provide an incentive for increasing shareholder value. We have issued restricted stock awards to non-employee members of the board of directors since 2006 and to certain non-executive employees since 2014. We have issued RSUs to certain senior executives since fiscal 2012 under the Company’s Stock Incentive Plan. Each RSU entitles an executive to receive one share of the Company’s common stock and vests in three equal annual installments, with one-third vesting at the end of each service period, if the executive remains continuously employed with the Company through the end of a three-year service period. The RSUs may be paid in shares of our common stock, cash or both at the discretion of the Compensation Committee of our board of directors. We have issued PSUs to certain senior executives since fiscal 2019 under the Company’s Stock Incentive Plan. Each PSU entitles the executive officer to receive one share of our common stock based on the achievement of one of two specified performance conditions if the executive officer remains continuously employed through the end of the three-year performance period, one performance condition is the Company’s annual EPS growth over the performance period and the other performance condition is the Company’s total shareholder return during the performance period compared to the Company’s peer group. The payout or settlement of the PSUs will be made in shares of our common stock.

 

We expect to continue to grant these types of awards annually in the future. The following table sets forth the number of outstanding restricted stock awards and RSUs and PSUs, net of forfeitures and vested shares, as of the fiscal period-end dates indicated:

 

   August 2,   February 1, 
   2026   2026 
         
Restricted shares   104    140 
RSUs and PSUs   194    155 
    298    295 

 

All restricted shares, RSUs and PSUs awarded that have not yet vested are considered when computing diluted earnings per share.

 

During the fiscal 2027 first half, we purchased and retired 92,357 shares of our common stock (at an average price of $13.68 per share) under the $5 million share repurchase authorization approved by our board of directors in fiscal 2026, with approximately $3.7 million remaining available for future purchases under the authorization. These repurchases reduced our total outstanding shares and, consequently, reduced the weighted outstanding shares used in our calculation of earnings per share for the fiscal 2027 second quarter and first half shown below.

 

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The following table sets forth the computation of basic and diluted earnings per share:

 

   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,   August 3,   August 2,   August 3, 
   2026   2025   2026   2025 
                 
Net income / (loss) from continuing operations  $1,205   $(545)  $2,309   $(1,160)
Less: Unvested participating restricted stock dividends   13    29    28    62 
Net earnings allocated to unvested participating restricted stock   17    -    31    - 
Earnings / (loss) from continuing operations available for common shareholders   1,175    (574)   2,250    (1,222)
Earnings / (loss) from discontinued operations available for common shareholders   465    (2,732)   422    (5,169)
Net earnings / (loss) available for common shareholders   1,640    (3,306)   2,672    (6,391)
                     
Weighted average shares outstanding for basic earnings per share   10,644    10,612    10,644    10,587 
Dilutive effect of unvested restricted stock, RSU and PSU awards   116    -    130    - 
Weighted average shares outstanding for diluted earnings per share   10,760    10,612    10,774    10,587 
                     
Basic earnings / (loss) from continuing operations per share  $0.12   $(0.06)  $0.21   $(0.11)
Basic earnings / (loss) from discontinued operations per share   0.04    (0.25)   0.04    (0.49)
Basic earnings / (loss) per share  $0.16   $(0.31)  $0.25   $(0.60)
                     
Diluted earnings / (loss) from continuing operations per share  $0.11   $(0.06)  $0.21   $(0.11)
Diluted earnings / (loss) from discontinued operations per share   0.04    (0.25)   0.04    (0.49)
Diluted earnings / (loss) per share  $0.15   $(0.31)  $0.25   $(0.60)

 

Due to net losses, approximately 106,000 shares and 115,000 shares for the second quarter and first half of fiscal 2026, would have been antidilutive and are therefore excluded from the calculation of earnings per share, respectively.

 

13.Income Taxes

 

In the fiscal 2027 second quarter, we recorded income tax expenses of $338,000 under continuing operations and $122,000 under the discontinued operations. In the fiscal 2026 second quarter, we recorded income tax benefits of $114,000 under continuing operations and $1.1 million under discontinued operations. The effective tax rate for continuing operations was 21.3% for the second quarter of fiscal 2027 compared to 17.3% for the second quarter of fiscal 2026. The increase was primarily due to a prior-year state net operating loss valuation allowance adjustment, along with the shifting tax impact of company-owned life insurance gains and restricted stock compensation relative to prior-year pretax losses versus current-year pretax income.

 

In the fiscal 2027 first half, we recorded income tax expenses of $664,000 under continuing operations and $122,000 under the discontinued operations. In the fiscal 2026 first half, we recorded income tax benefits of $278,000 under continuing operations and $1.7 million under discontinued operations. The effective tax rate for continuing operations was 22.3% for the first six months of fiscal 2027 compared to 19.3% for the first six months of fiscal 2026. The increase in the effective tax rate for the year-to-date period was driven by the same factors noted above.

 

No material and non-routine positions have been identified as uncertain tax positions.

 

Tax years ending January 29, 2023 through February 1, 2026 remain subject to examination by federal and state taxing authorities.

 

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14.Segment Information

 

As a public entity, we are required to present disaggregated information by segment using the management approach. The objective of this approach is to allow users of our financial statements to see our business through the eyes of management based upon the way management reviews performance and makes decisions. The management approach requires segment information to be reported based on how management internally evaluates the operating performance of the Company’s business units or segments. The objective of this approach is to meet the basic principles of segment reporting as outlined in ASC 280 Segments (“ASC 280”), which are to allow the users of our financial statements to:

 

better understand our performance;

 

better assess our prospects for future net cash flows; and

 

make more informed judgments about us as a whole.

 

We define our segments as those operations our chief operating decision maker (“CODM”) regularly reviews to analyze performance and allocate resources. The Company’s CODM is the Chief Executive Officer. The CODM regularly reviews net sales, gross profit, and operating income by segment as the primary measures of segment performance. The CODM reviews net sales as a primary indicator of operational performance, assessing how much revenue is brought in from core business activities, after returns, allowances, and discounts, which reflects demand and execution of each segment’s strategy. Gross profit, which is derived from net sales and cost of sales, is reviewed by the CODM as a diagnostic metric, particularly useful in evaluating margin trends. Operating income is the key profitability metric used to assess performance across segments and make decisions related to resource allocation, including capital expenditures, headcount, and other investment initiatives. Each of these metrics are considered in budgeting, forecasting, and operational planning decisions.

 

For financial reporting purposes, we are organized into two reportable segments and “All Other”, which includes the remainder of our businesses. The following tables present segment information for the periods, and as of the dates, indicated.

 

Hooker Branded, consisting of the operations of our imported Hooker Casegoods and Hooker Upholstery businesses;

 

Domestic Upholstery, which includes the domestic upholstery manufacturing operations of Bradington-Young, HF Custom (formerly Sam Moore), Shenandoah Furniture and Sunset West; and

 

All Other, consisting of Samuel Lawrence Hospitality, intercompany eliminations and operating segments that are not individually reportable.

 

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The following tables present segment information for the periods, and as of the dates, indicated.

 

   Thirteen Weeks Ended       Twenty-Six Weeks Ended     
   August 2, 2026       August 3, 2025       August 2, 2026       August 3, 2025     
       % Net       % Net       % Net       % Net 
Net Sales      Sales       Sales       Sales       Sales 
Hooker Branded  $34,620    54.7%  $36,250    52.4%  $69,950    52.7%  $73,359    52.2%
Domestic Upholstery   27,152    42.9%   28,677    41.4%   55,506    41.8%   57,590    41.0%
All Other   1,478    2.3%   4,316    6.2%   7,246    5.5%   9,478    6.7%
Consolidated  $63,250    100%  $69,243    100%  $132,702    100%  $140,427    100%
                                         
Cost of Sales                                        
Hooker Branded  $20,899    60.4%  $25,709    70.9%  $42,311    60.5%  $51,754    70.5%
Domestic Upholstery   20,919    77.0%   23,372    81.5%   44,308    79.8%   47,005    81.6%
All Other   1,333    90.2%   2,920    67.7%   5,392    74.4%   6,491    68.5%
Consolidated  $43,151    68.2%  $52,001    75.1%  $92,011    69.3%  $105,250    74.9%
                                         
Gross Profit                                        
Hooker Branded  $13,722    39.6%  $10,541    29.1%  $27,639    39.5%  $21,605    29.5%
Domestic Upholstery   6,233    23.0%   5,305    18.5%   11,198    20.2%   10,585    18.4%
All Other   144    9.7%   1,396    32.3%   1,854    25.6%   2,987    31.5%
Consolidated  $20,099    31.8%  $17,242    24.9%  $40,691    30.7%  $35,177    25.1%
                                         
Selling and Administrative Expenses                                        
Hooker Branded  $12,852    37.1%  $10,532    29.1%  $25,563    36.5%  $21,569    29.4%
Domestic Upholstery   4,856    17.9%   5,169    18.0%   9,966    18.0%   10,458    18.2%
All Other   564    38.2%   1,426    33.0%   1,212    16.7%   2,867    30.2%
Consolidated  $18,272    28.9%  $17,127    24.7%  $36,741    27.7%  $34,894    24.8%
                                         
Intangible Asset Amortization                                        
Domestic Upholstery   544    2.0%  $544    1.9%   1,089    2.0%  $1,130    2.0%
All Other   -    0.0%   81    1.9%   -    0.0%   162    1.7%
Consolidated  $544    0.9%  $625    0.9%  $1,089    0.8%  $1,292    0.9%
                                         
Operating Income / (Loss)                                        
Hooker Branded  $870    2.5%  $10    0.0%  $2,076    3.0%  $37    0.1%
Domestic Upholstery   833    3.1%   (408)   -1.4%   144    0.3%   (1,004)   -1.7%
All Other   (420)   -28.4%   (112)   -2.6%   641    8.8%   (42)   -0.4%
Consolidated  $1,283    2.0%  $(510)   -0.7%  $2,861    2.2%  $(1,009)   -0.7%
                                         
Other Income, net                                        
Hooker Branded  $285    0.8%  $13    0.0%  $226    0.3%  $94    0.1%
Domestic Upholstery   35    0.1%   -    0.0%   35    0.1%   -    0.0%
All Other   56    3.8%   9    0.2%   88    1.2%   26    0.3%
Consolidated  $376    0.6%  $22    0.0%  $349    0.3%  $120    0.1%
                                         
Interest expense - Corporate  $116    0.2%  $171    0.2%  $237    0.2%  $549    0.4%
                                         
Income taxes - Corporate  $338    0.5%  $(114)   -0.2%  $664    0.5%  $(278)   -0.2%
                                         
Net income / (loss) from continuing operations - Corporate  $1,205    1.9%  $(545)   -0.8%  $2,309    1.7%  $(1,160)   -0.8%

 

During the second quarter of fiscal 2027, the Company received $7.9 million in recoveries of tariffs imposed under the International Emergency Economic Powers Act (“IEEPA”) from the implementation of the tariffs through the U.S. Supreme Court’s decision in early February 2026. In continuing operations, the Company recorded $4.3 million as a reduction of cost of sales and $201,000 as interest income in the second quarter of fiscal 2027, partially offset by a $522,000 reduction of revenue. In discontinued operations, the Company recorded $1.6 million as a reduction of cost of sales and $54,000 interest income, partially offset by a $612,000 reduction of revenue. Additionally, approximately $1.8 million of the tariff recoveries had not yet impacted costs of sales and was recorded as a reduction of the carrying value of inventories at quarter end. The Company does not expect to receive material additional tariff recoveries.

 

The following table presents the tariff recoveries recorded by segment during the second quarter of fiscal 2027.

 

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   TARIFF RECOVERIES BY SEGMENT 
   13 Weeks Ended   26 Weeks Ended 
   August 2,
2026
       August 2,
2026
     
       % Net       % Net 
Net sales      Sales       Sales 
Hooker Branded  $(65)   -0.2%  $(65)   -0.1%
Domestic Upholstery   -    0.0%   -    0.0%
All Other   (457)   -30.9%   (457)   -6.3%
Consolidated  $(522)   -0.8%  $(522)   -0.4%
                     
Cost of sales                    
Hooker Branded  $(2,503)   -7.2%  $(2,503)   -3.6%
Domestic Upholstery   (805)   -3.0%   (805)   -1.5%
All Other   (961)   -65.0%   (961)   -13.3%
Consolidated  $(4,269)   -6.7%  $(4,269)   -3.2%
                     
Interest Income                    
Hooker Branded  $138    0.4%  $138    0.2%
Domestic Upholstery   40    0.1%   40    0.1%
All Other   23    1.6%   23    0.3%
Consolidated  $201    0.3%  $201    0.2%
                     
Discontinued Operations                    
Net sales  $(612)       $(612)     
Cost of sales   (1,635)        (1,635)     
Interest Income   54         54      

 

   As of 
   August 2,
2026
 
Inventories    
Hooker Branded  $(1,511)
Domestic Upholstery   (276)
All Other   - 
Consolidated  $(1,787)
Discontinued Operations  $- 

 

   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2, 2026   August 3, 2025   August 2, 2026   August 3, 2025 
Restructuring Costs                
Hooker Branded  $153   $655   $157   $782 
Domestic Upholstery   -    152    114    265 
All Other   5    153    11    194 
Consolidated  $158   $960   $282   $1,241 
                     
Capital Expenditures                    
Hooker Branded  $647   $749   $984   $1,424 
Domestic Upholstery   34    79    100    122 
All Other   10    24    10    24 
Consolidated  $691   $852   $1,094   $1,570 
                     
Depreciation & Amortization                    
Hooker Branded  $715   $536   $1,426   $1,068 
Domestic Upholstery   1,012    998    2,028    2,033 
All Other   86    199    175    398 
Consolidated  $1,813   $1,733   $3,629   $3,499 

 

Restructuring costs, primarily related to severance, were $158,000 and $960,000 during the second quarters of fiscal 2027 and fiscal 2026, and $282,000 and $1.2 million during the first six months of those fiscal years, respectively. As of August 2, 2026 and February 1, 2026, we had accrued restructuring charges of approximately $157,000 and $298,000, respectively. The balance as of August 2, 2026 is expected to be paid during the next 12 months. The restructuring costs were recorded under cost of sales and selling and administrative expenses in the condensed consolidated statements of operations.

 

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   As of
August 2,
       As of
February 1,
     
   2026   %Total   2026   %Total 
Assets      Assets       Assets 
Hooker Branded  $154,741    73.0%  $140,732    66.3%
Domestic Upholstery   52,881    24.9%   55,083    25.9%
All Other   4,340    2.1%   16,507    7.8%
Consolidated Assets  $211,962    100%  $212,322    100%
Consolidated Goodwill and Intangibles   12,480         13,569      
Total Consolidated Assets  $224,442        $225,891      

 

Sales by product type are as follows:

 

   Net Sales (in thousands) 
   Thirteen Weeks Ended       Twenty-Six Weeks Ended 
   August 2,
2026
   %Total   August 3,
2025
   %Total   August 2,
2026
   %Total   August 3,
2025
   %Total 
Casegoods  $30,520    48%  $34,610    50%  $65,969    50%  $69,950    50%
Upholstery   32,730    52%   34,633    50%   66,733    50%   70,477    50%
   $63,250    100%  $69,243    100%  $132,702    100%  $140,427    100%

 

15. Subsequent Events

 

Dividends

 

On September 3, 2026, our board of directors declared a quarterly cash dividend of $0.115 per share which will be paid on September 30, 2026 to shareholders of record at September 15, 2026.

 

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Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

All references to the “Company,” “we,” “us” and “our” in this document refer to Hooker Furnishings Corporation and its consolidated subsidiaries, unless specifically referring to segment information. The Hooker Branded segment includes Hooker Casegoods and Hooker Upholstery. The Domestic Upholstery segment includes Bradington-Young, HF Custom (formerly Sam Moore), Shenandoah Furniture and Sunset West. “All Other” includes Samuel Lawrence Hospitality, intercompany eliminations and operating segments that are not individually reportable.

 

Forward-Looking Statements

 

Certain statements made in this report, including statements under Item 2. “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and in the notes to the condensed consolidated financial statements included in this report, are not based on historical facts, but are forward-looking statements.  These statements reflect our reasonable judgment with respect to future events and typically can be identified by the use of forward-looking terminology such as “believes,” “expects,” “projects,” “intends,” “plans,” “may,” “will,” “should,” “would,” “could,” or “anticipates,” or the negatives thereof, or other variations thereof, or comparable terminology, or by discussions of strategy.  Forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those in the forward-looking statements.  Those risks and uncertainties include but are not limited to:

 

(1) adverse political acts or developments affecting the international markets from which we import products and certain components used in our Domestic Upholstery segment, including the imposition of duties or tariffs by the U.S. or foreign governments, such as the tariffs under Section 301, antidumping and countervailing duty orders on raw materials like timber and lumber, the potential for additional or higher reciprocal tariffs on imports from key sourcing countries, uncertainty regarding tariff refunds, and other trade restrictions, could affect our supply chain and increase our costs, and adversely affect our sales, earnings, and liquidity;

 

(2) general economic or business conditions, both domestically and internationally, including the current macroeconomic uncertainties and challenges to the retail environment for home furnishings along with instability in the financial and credit markets, in part due to elevated interest rates and housing market volatility, which can affect consumer discretionary spending, existing home sales, and demand for home furnishings, including their potential impact on (i) our sales, operating costs and access to financing, (ii) our customers, and (iii) our suppliers and their ability to obtain financing or generate the cash necessary to conduct their respective businesses;

 

(3) the impairment of our long-lived assets, which can result in reduced earnings and net worth;

 

(4) the cyclical nature of the furniture industry, which is particularly sensitive to changes in consumer confidence, the amount of consumers’ income available for discretionary purchases, and the availability and terms of consumer credit;

 

(5) achieving and managing growth and change, and the risks associated with new business lines including the Margaritaville launch, acquisitions, the selection of suitable acquisition targets, restructurings, strategic alliances and international operations;

 

(6) risks associated with the ultimate outcome of our cost reduction efforts, including the amounts and timing of savings realized and the ability to scale the business appropriately as customer demand increases or decreases based on the macroeconomic environment;

 

(7) risks associated with our reliance on offshore sourcing and the cost of imported goods, including fluctuation in the prices of purchased finished goods, customs issues, tariffs, freight and fuel costs, including the price and availability of shipping containers, ocean vessels, domestic trucking, and warehousing costs and the risk that a disruption in our supply chain or the transportation and handling industries, including labor stoppages, strikes, slowdowns, or geopolitical conflicts or instability affecting key global shipping routes and our suppliers, could adversely affect our ability to timely fulfill customer orders;

 

(8) interruption, inadequacy, security breaches or integration failure of our information systems or information technology infrastructure, related service providers or the internet or other related issues including unauthorized disclosures of confidential information, hacking or other cybersecurity threats or inadequate levels of cyber insurance or risks not covered by cyber insurance;

 

(9) difficulties in forecasting demand for our imported products and raw materials used in our domestic operations;

 

(10) our inability to collect amounts owed to us or significant delays in collecting such amounts;

 

(11) risks associated with domestic manufacturing operations, including fluctuations in capacity utilization and the prices and availability of key raw materials, as well as changes in transportation, warehousing and domestic labor costs, availability of skilled labor, and environmental compliance and remediation costs;

 

(12) disruptions and damage (including those due to weather) affecting our Virginia or North Carolina warehouses, our Virginia, North Carolina or California administrative and manufacturing facilities, our High Point, Las Vegas, and Atlanta showrooms or our representative office or warehouse in Vietnam;

 

(13) changes in U.S. and foreign government regulations and in the political, social and economic climates of the countries from which we source our products;

 

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(14) risks associated with product defects, including higher than expected costs associated with product quality and safety, regulatory compliance costs related to the sale of consumer products and costs related to defective or non-compliant products, product liability claims and costs to recall defective products and the adverse effects of negative media coverage;

 

(15) the direct and indirect costs and time spent by our associates related to the implementation of our Enterprise Resource Planning system (“ERP”), including costs resulting from unanticipated disruptions to our business;

 

(16) risks associated with our self-insured healthcare and workers compensation plans, which utilize stop-loss insurance for aggregate claims above specified thresholds and can be impacted by higher healthcare inflation and expenditures, all of which may cause our healthcare and workers compensation costs to rise unexpectedly, adversely affecting our earnings, financial condition, and liquidity;

 

(17) the risks associated with our Amended and Restated Loan Agreement, including the fact that our asset-based lending facility is secured by substantially all of our assets and contains provisions which limit the amount of our future borrowings under the facility, as well as financial and negative covenants that, among other things, may limit our ability to incur additional indebtedness;

 

(18) risks associated with distribution through third-party retailers, such as non-binding dealership arrangements;

 

(19) changes in domestic and international monetary policies and fluctuations in foreign currency exchange rates affecting the price of our imported products and raw materials;

 

(20) price competition in the furniture industry;

 

(21) changes in consumer preferences, including increased demand for lower-priced furniture, especially in light of recently imposed tariffs on imported furniture;

 

(22) the risks specifically related to the concentrations of a material part of our sales and accounts receivable in only a few customers, including the loss of several large customers through business consolidations, failures or other reasons, or the loss of significant sales programs with major customers;

 

(23) decisions concerning the allocation of capital including the extent to which we repurchase shares of our common stock which will affect shares outstanding and earnings per share (EPS); and

 

(24) future actions by activist stockholders that could divert management attention, create uncertainty around our strategic direction, disrupt relationships with key shareholders, increase our costs, drive stock price volatility, and otherwise materially impact our business, financial condition, results of operations, and cash flows.

 

Our forward-looking statements could be wrong in light of these and other risks, uncertainties and assumptions. The future events, developments or results described in this report could turn out to be materially different. Any forward-looking statement we make speaks only as of the date of that statement, and we undertake no obligation, except as required by law, to update any forward-looking statements whether as a result of new information, future events or otherwise and you should not expect us to do so.

 

Also, our business is subject to significant risks and uncertainties, any of which can adversely affect our business, results of operations, financial condition or future prospects. For a discussion of risks and uncertainties that we face, see the Forward-Looking Statements detailed above and Item 1A, “Risk Factors” in our 2026 Annual Report.

 

Investors should also be aware that while we occasionally communicate with securities analysts and others, it is against our policy to selectively disclose to them any material nonpublic information or other confidential commercial information. Accordingly, investors should not assume that we agree with any projection, forecast or report issued by any analyst regardless of the content of the statement or report, as we have a policy against confirming information issued by others.

 

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Quarterly Reporting

 

This quarterly report on Form 10-Q includes our unaudited condensed consolidated financial statements for the 2027 fiscal year thirteen-week period (also referred to as “three months,” “three-month period,” “quarter,” “second quarter” or “quarterly period”) that began May 4, 2026 and the twenty-six-week period (also referred to as “six months”, “six-month period”, or “first half”) that began February 2, 2026, which both ended August 2, 2026. This report discusses our results of operations for these periods compared to the 2026 fiscal year thirteen-week period that began May 5, 2025, and the twenty-six-week period that began February 3, 2025, which both ended August 3, 2025; and our financial condition as of August 2, 2026 compared to February 1, 2026.

 

References in this report to:

 

the 2027 fiscal year and comparable terminology mean the fiscal year that began February 2, 2026, and will end January 31, 2027; and

 

the 2026 fiscal year and comparable terminology mean the fiscal year that began February 3, 2025, and ended February 1, 2026.

 

Dollar amounts presented in the tables below are in thousands except for per share data.

 

The following discussion should be read in conjunction with the condensed consolidated financial statements, including the related notes, contained elsewhere in this quarterly report. We also encourage users of this report to familiarize themselves with all our recent public filings made with the SEC, especially our 2026 Annual Report. Our 2026 Annual Report contains critical information regarding known risks and uncertainties that we face, critical accounting policies and information on commitments and contractual obligations that are not reflected in our condensed consolidated financial statements, as well as a more thorough and detailed discussion of our corporate strategy and new business initiatives.

 

Our 2026 Annual Report and other public filings made with the SEC are available, without charge, at www.sec.gov and at http://investors.hookerfurnishings.com.

 

Overview

 

Hooker Furnishings Corporation, incorporated in Virginia in 1924, is a designer, marketer, and importer of casegoods (wooden and metal furniture), leather furniture, fabric-upholstered furniture, lighting, accessories, and home décor for the residential, hospitality and contract markets. We also domestically manufacture premium residential custom leather, custom fabric-upholstered furniture and outdoor furniture.

 

Orders and Backlog

 

In the discussion below and herein, we reference changes in sales orders or “orders” and sales order backlog (unshipped orders at a point in time) or “backlog” over and compared to certain periods of time and changes discussed are in sales dollars and not units of inventory, unless stated otherwise. We believe orders are generally good current indicators of sales momentum and business conditions. If the items ordered are in stock and the customer has requested immediate delivery, we generally ship products in about seven days or less from receipt of order; however, orders may be shipped later if they are out of stock or there are production or shipping delays or the customer has requested the order to be shipped at a later date or has requested that we ship the order “in-full”, meaning all products ordered for the end-user must ship together. It is our policy and industry practice to allow order cancellation for casegoods up to the time of shipment or, in the case of container direct orders, up until the time the container is booked with the ocean freight carrier; therefore, customer orders for casegoods are not firm. However, domestically produced upholstered products are predominantly custom-built and consequently, cannot be cancelled once the leather or fabric has been cut. Additionally, our hospitality products are highly customized and are generally not cancellable. Similarly, for our outdoor furnishings, most orders require a deposit upon order and the balance before production is started and hence are generally not cancellable.

 

For the Hooker Branded and Domestic Upholstery segments, we generally consider backlogs to be one helpful indicator of sales for the upcoming 30-day period, but because of our relatively quick delivery and our cancellation policies, we do not consider order backlogs to be a reliable indicator of expected long-term sales.

 

At August 2, 2026, our backlog of unshipped orders was as follows:

 

   Order Backlog 
   (Dollars in 000s) 
Reporting Segment  August 2,
2026
   February 1,
2026
   August 3,
2025
 
             
Hooker Branded  $21,150   $16,490   $15,701 
Domestic Upholstery   20,230    19,557    19,313 
All Other   1,036    7,807    4,912 
                
Consolidated  $42,416   $43,854   $39,926 

 

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Consolidated backlog at the end of the second quarter of fiscal 2027 increased 6.2% compared with the end of the prior-year second quarter and 8.4% from the end of the first quarter of fiscal 2027. The increases were primarily driven by higher Hooker Branded backlog. Domestic Upholstery backlog also increased, primarily due to higher private-label orders. All Other backlog decreased significantly during the six-month period, primarily due to large hospitality shipments during the first quarter and the project-based nature of the hospitality business.

 

Executive Summary

 

Tariff-related matters:

 

In February 2026, the U.S. Supreme Court ruled that certain tariffs imposed pursuant to the International Emergency Economic Powers Act (“IEEPA”) exceeded the authority granted under the statute. In March 2026, the U.S. Court of International Trade directed U.S. Customs and Border Protection to establish a process for refunding tariffs previously collected under IEEPA.

 

Prior to the U.S. Supreme Court’s February 2026 decision invalidating the IEEPA tariffs, the Company incurred an estimated $10.3 million of cumulative pre-tax costs related to tariffs in fiscal year 2026, which had a significant adverse impact on the fiscal 2026 results, and significantly exceeded the tariff recoveries the Company received. Following the imposition of IEEPA tariffs beginning in April 2025, the Company elected to honor pricing on its existing customer backlog and, for competitive and administrative reasons, did not immediately adjust pricing on certain other products. The Company's pricing reflects its total cost structure and the competitive and macro-economic environment in which it operates, with tariffs being only one of many factors considered. 

 

During the second quarter of fiscal 2027, the Company received $7.9 million in recoveries related to tariffs imposed under the IEEPA on imported products from the implementation of the tariffs through the U.S. Supreme Court’s decision in early February 2026. Most of the products associated with these recoveries had been sold during fiscal 2026. In continuing operations, the Company recorded $4.3 million as a reduction of cost of sales and $201,000 as interest income in the second quarter of fiscal 2027, partially offset by a $522,000 reduction of revenue. In discontinued operations, the Company recorded $1.6 million as a reduction of cost of sales and $54,000 interest income, partially offset by a $612,000 reduction of revenue. Additionally, approximately $1.8 million of the tariff recoveries had not yet impacted costs of sales and was recorded as a reduction of the carrying value of inventories at quarter end. The Company does not expect to receive material additional tariff recoveries.

 

Results of Operations and Financial Position

 

During the second quarter of fiscal 2027, consolidated net sales decreased by $6.0 million, or 8.7%, versus the prior year three-month period, reflecting declines in our two reportable segments and All Other. Hooker Branded was affected by lower unit volume and higher promotional discounts, while Domestic Upholstery declines in upscale leather and custom fabric were partially offset by growth in private-label and outdoor furnishings. All Other decreased primarily due to hospitality project timing. Despite lower net sales, consolidated gross profit increased by $2.9 million, and gross margin increased by 690 basis points, primarily due to tariff recoveries and higher average selling prices at Hooker Branded. The Company reported an operating income of $1.3 million, compared to a $0.5 million loss in the prior-year second quarter. Consolidated net income from continuing operations was $1.2 million, or $0.11 per diluted share.

 

During the first six months of fiscal 2027, consolidated net sales decreased by $7.7 million, or 5.5%, versus the prior year six-month period. The decrease reflected lower Hooker Branded unit volume, higher promotional discounts, and first-quarter inventory constraints in imported upholstery, as well as continued weakness in Domestic Upholstery’s upscale leather and custom fabric businesses. All Other was affected by hospitality project timing, with approximately 80% of first-half shipments occurring during the first quarter. Consolidated gross profit increased by $5.5 million, and gross margin increased by 560 basis points, driven primarily by tariff recoveries, as well as improvements in Hooker Branded and Domestic Upholstery. The Company reported an operating income of $2.9 million, compared to a $1.0 million loss in the prior-year first half, representing $3.9 million improvement. Consolidated net income from continuing operations was $2.3 million, or $0.21 per diluted share.

 

In addition to improved profitability, the Company significantly improved its liquidity and financial flexibility during the quarter. Cash and cash equivalent increased to $18.7 million at the end of second quarter, with no outstanding term loan balance, compared to $1.1 million cash on hand and $3.6 million term loan balance at fiscal 2026 year-end, primarily reflecting tariff refund proceeds and accounts receivable collections. For the six-month period, $24.0 million in cash generated from operating activities funded the repayment of $3.6 million of principal amount of outstanding loans, $2.5 million in cash dividends, $1.3 million for share repurchases under the previously authorized $5 million share repurchase program, and $1.1 million capital expenditures.

 

Our fiscal 2027 second quarter and first-half performance is discussed in greater detail below under “Results of Operations – Continuing Operations” and “Results of Operations – Discontinued Operations”.

 

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Results of Operations – Continuing Operations

 

The following table sets forth the percentage relationship to net sales of certain items included in the condensed consolidated statements of income included in this report.

 

   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,   August 3,   August 2,   August 3, 
   2026   2025   2026   2025 
Net sales   100%   100%   100%   100%
Cost of sales   68.2    75.1    69.3    74.9 
Gross profit   31.8    24.9    30.7    25.1 
Selling and administrative expenses   28.9    24.7    27.7    24.8 
Intangible asset amortization   0.9    0.9    0.8    0.9 
Operating income / (loss)   2.0    (0.7)   2.2    (0.7)
Other income   0.6    -    0.3    0.1 
Interest expense   0.2    0.2    0.2    0.4 
Income / (Loss) from continuing operations before income taxes   2.4    (1.0)   2.2    (1.0)
Income tax expense / (benefit)   0.5    (0.2)   0.5    (0.2)
Net income / (loss) from continuing operations   1.9    (0.8)   1.7    (0.8)

 

Fiscal 2027 Second Quarter and First Half Compared to Fiscal 2026 Second Quarter and First Half

 

   Net Sales 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   %
Change
       % Net
Sales
       % Net
Sales
   $ Change   %
Change
 
Hooker Branded  $34,620    54.7%  $36,250    52.4%  $(1,630)   -4.5%  $69,950    52.7%  $73,359    52.2%  $(3,409)   -4.6%
Domestic Upholstery   27,152    42.9%   28,677    41.4%   (1,525)   -5.3%   55,506    41.8%   57,590    41.0%   (2,084)   -3.6%
All Other   1,478    2.3%   4,316    6.2%   (2,838)   -65.8%   7,246    5.5%   9,478    6.7%   (2,232)   -23.5%
Consolidated  $63,250    100%  $69,243    100%  $(5,993)   -8.7%  $132,702    100%  $140,427    100%  $(7,725)   -5.5%

 

Unit Volume   FY27 Q2 vs. FY26 Q2 Change     FY27 YTD vs. FY26 YTD Change     Average Selling Price ("ASP")   FY27 Q2 vs. FY26 Q2 Change     FY27 YTD vs. FY26 YTD Change  
                             
Hooker Branded     -11.9 %     -15.3 %   Hooker Branded     9.9 %     11.9 %
Domestic Upholstery     -6.9 %     -6.4 %   Domestic Upholstery     1.5 %     2.7 %
All Other     -21.9 %     53.6 %   All Other     -17.0 %     -31.5 %
Consolidated     -10.8 %     -5.8 %   Consolidated     6.3 %     1.7 %

 

Consolidated net sales decreased by $6.0 million or 8.7%, and $7.7 million, or 5.5%, during the second quarter and first six months of fiscal 2027, respectively, compared with the corresponding prior-year periods. The decreases were attributable to lower net sales in our two reportable segments and All Other.

 

  The Hooker Branded segment’s net sales decreased by $1.6 million, or 4.5%, and $3.4 million, or 4.6%, during the second quarter and first six months of fiscal 2027, respectively. The decreases were driven by lower unit volume, higher promotional discounts, and key SKU out-of-stocks, due to significantly longer lead times out of Asia, partially offset by higher average selling prices. Discounts as a percentage of net sales were 1,170 and 670 basis points higher during the respective periods, with the quarterly increase primarily attributable to broad-based e-commerce promotions. The imported upholstery product line accounted for approximately 47% of the six-month decrease due to first-quarter inventory constraints, including lower in-stock positions, production delays, and product-mix transitions, which have largely eased by the end of the second quarter.

 

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The Domestic Upholstery segment’s net sales decreased by $1.5 million, or 5.3%, and $2.1 million, or 3.6%, during the second quarter and first six months of fiscal 2027, respectively. Lower unit volume in the upscale leather furniture and the custom fabric upholstery product lines was largely offset by double-digit net sales growth in the private-label and outdoor furnishings businesses. Although average selling prices increased in all divisions during both periods, the segment’s overall average selling price increased only modestly, reflecting a lower proportion of higher-priced, upscale leather furniture sales.

 

All Other’s net sales decreased by $2.8 million, or 65.8%, and $2.2 million, or 23.5%, during the second quarter and first six months of fiscal 2027, respectively. Due to the project-based nature of the hospitality business, quarterly net sales fluctuate based on project timing and customer needs, with approximately 80% of first half of fiscal 2027 shipments occurring during the first quarter. Second-quarter net sales also included an approximately $0.5 million reduction in revenue for the portion of the tariff recoveries to be credited to customers.

 

   Gross Profit and Margin 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   % Change       % Net
Sales
       % Net
Sales
   $ Change   % Change 
Hooker Branded  $13,722    39.6%  $10,541    29.1%  $3,181    30.2%  $27,639    39.5%  $21,605    29.5%  $6,034    27.9%
Domestic Upholstery   6,233    23.0%   5,305    18.5%   928    17.5%   11,198    20.2%   10,585    18.4%   613    5.8%
All Other   144    9.7%   1,396    32.3%   (1,252)   -89.7%   1,854    25.6%   2,987    31.5%   (1,133)   -37.9%
Consolidated  $20,099    31.8%  $17,242    24.9%  $2,857    16.6%  $40,691    30.7%  $35,177    25.1%  $5,514    15.7%

 

Consolidated gross profit increased by $2.9 million and $5.5 million during the second quarter and first six months of fiscal 2027, respectively, compared with the corresponding prior-year periods. Gross margin increased by 690 and 560 basis points during the respective periods. These improvements were primarily driven by Hooker Branded and, to a lesser extent, Domestic Upholstery, partially offset by lower gross profit in All Other, primarily due to lower net sales.

 

The Hooker Branded segment’s gross profit increased by $3.2 million and $6.0 million during the second quarter and first six months of fiscal 2027, respectively, compared with the corresponding prior-year periods. Gross margin increased by 1,050 and 1,000 basis points during the respective periods, primarily attributable to a $2.5 million tariff recoveries recorded as a reduction of cost of sales, which increased gross margin by approximately 720 basis points during the second quarter and 360 basis points during the six-month period. Higher average selling prices also contributed to the improvements. These improvements more than offset the impact of increased e-commerce promotional discounting and higher warehousing and distribution expenses, the latter of which increased by 160 and 120 basis points during the second quarter and six-month period, respectively. The increases primarily reflected costs associated with the Company’s Vietnam warehouse, which was launched during the prior-year second quarter, and higher compensation costs.

 

The Domestic Upholstery segment’s gross profit increased by $928,000 and $613,000 during the second quarter and first six months of fiscal 2027, and gross margin increased by 450 and 180 basis points, respectively, compared with the corresponding prior-year periods. During the second quarter, the segment recorded an approximately $800,000 reduction of cost of sales related to tariff recoveries on imported materials, which increased gross margin by approximately 300 basis points for the quarter and 150 basis points for the six-month period. Performance varied across the segment’s four divisions. Gross profit and margin improved in the outdoor furnishings and private-label businesses due to certain lower imported-material costs and improved overhead absorption resulting from higher sales. These improvements were partially offset by higher cost of sales in the upscale leather furniture and custom fabric upholstery businesses.

 

All Other’s gross profit included a net tariff recovery of approximately $0.5 million during the second quarter, consisting of a $1.0 million reduction of cost of sales, partially offset by a $0.5 million reduction of revenue for the portion of the recoveries to be credited to customers. This benefit was insufficient to offset the impact of significantly lower shipment volume during the quarter, primarily due to the timing of hospitality projects.

 

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   Selling and Administrative Expenses (S&A) 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net Sales   $ Change   % Change       % Net
Sales
       % Net Sales   $ Change   % Change 
Hooker Branded  $12,852    37.1%  $10,532    29.1%  $2,320    22.0%  $25,563    36.5%  $21,569    29.4%  $3,994    18.5%
Domestic Upholstery   4,856    17.9%   5,169    18.0%   (313)   -6.1%   9,966    18.0%   10,458    18.2%   (492)   -4.7%
All Other   564    38.2%   1,426    33.0%   (862)   -60.4%   1,212    16.7%   2,867    30.2%   (1,655)   -57.7%
Consolidated  $18,272    28.9%  $17,127    24.7%  $1,145    6.7%  $36,741    27.7%  $34,894    24.8%  $1,847    5.3%

 

Consolidated selling and administrative (“S&A”) expenses increased in absolute terms and as a percentage of net sales during the second quarter and first six months of fiscal 2027, driven by higher expenses in Hooker Branded and partially offset by decreases in Domestic Upholstery and All Other.

 

The Hooker Branded segment’s S&A expenses increased by $2.3 million and $4.0 million during the second quarter and first six months of fiscal 2027, respectively, compared with the corresponding prior-year periods. The increases were primarily driven by administrative costs retained following the Home Meridian segment divestiture and performance-based incentive compensation accruals reflecting current-year profitability. These administrative costs remained below management’s expectations. Compensation expenses accounted for more than 80% and 70% of the increases during the second quarter and six-month period, respectively. The remaining increases primarily reflected higher consulting and IT-related expenses supporting the Company’s ERP system and amortization expense associated with its new website. These increases were partially offset by lower selling expenses resulting from lower net sales, particularly discounted e-commerce sales that carry lower commission rates; lower bad debt expense due to reduced accounts receivable balances; and lower severance expense.

 

  The Domestic Upholstery segment’s S&A expenses decreased by $313,000 and $492,000 during the second quarter and first six months of fiscal 2027, respectively, compared with the corresponding prior-year periods. The decreases were primarily attributable to lower salary and rent expenses resulting from previously implemented cost-reduction actions. Selling expenses decreased due to lower sales in the upscale leather and custom fabric upholstery businesses. In addition, private-label sales and a significant portion of outdoor furnishings sales through the e-commerce channel carried lower commission rates, limiting selling expense growth despite higher sales in both businesses. These decreases were partially offset by higher professional services expenses, advertising supplies, and increases in other operating expenses.

 

All Other S&A expenses decreased in both periods due to lower operating expenses in the hospitality business following the consolidation of certain operations and the absence of administrative expense allocations from the former Home Meridian segment.

 

   Intangible Asset Amortization 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   % Change       % Net
Sales
       % Net
Sales
   $ Change   % Change 
Intangible asset amortization   544    0.9%   625    0.9%  $(81)   -13.0%   1,089    0.8%   1,292    0.9%  $(203)   -15.7%

 

Intangible asset amortization decreased compared to the prior-year second quarter, due to the absence of amortization related to the Home Meridian trade name allocated to the hospitality business, which was reclassified to All Other. The decrease during the six-month period also reflected the absence of amortization expenses related to the Sam Moore trade name. See Note 9 to our condensed consolidated financial statements for additional information.

 

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   Operating Profit / (Loss) and Margin 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   % Change       % Net
Sales
       % Net
Sales
   $ Change   % Change 
Hooker Branded  $870    2.5%  $10    0.0%  $860    8600.0%  $2,076    3.0%  $37    0.0%  $2,039    5510.8%
Domestic Upholstery   833    3.1%   (408)   -1.4%   1,241    304.2%   144    0.3%   (1,004)   -1.7%   1,148    114.3%
All Other   (420)   -28.4%   (112)   -2.6%   (308)   -275.0%   641    8.8%   (42)   -0.4%   683    1626.2%
Consolidated  $1,283    2.0%  $(510)   -0.7%  $1,793    351.6%  $2,861    2.2%  $(1,009)   -0.7%  $3,870    383.5%

 

The Company reported operating income of $1.3 million and $2.9 million during the second quarter and first six months of fiscal 2027, respectively, compared with operating losses of $0.5 million and $1.0 million in the corresponding prior-year periods. Both reportable segments generated operating income during both periods. All Other reported a second-quarter operating loss due to lower hospitality sales but remained profitable for the six-month period due to higher first-quarter shipments.

 

   Income taxes 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   % Change       % Net
Sales
       % Net
Sales
   $ Change   % Change 
Consolidated income tax expense / (benefit)  $338    0.5%  $(114)   -0.2%  $452    396.5%  $664    0.5%  $(278)   -0.2%  $942    338.8%
                                                             
Effective Tax Rate   21.3%        17.3%                  22.3%        19.3%               

 

For the second quarters of fiscal 2027 and fiscal 2026, we recorded income tax expense of $338,000 and income tax benefit of $114,000 under continuing operations. The effective tax rate for continuing operations was 21.3% for the second quarter of fiscal 2027 compared to 17.3% for the second quarter of fiscal 2026.

 

For the first half of fiscal 2027 and fiscal 2026, we recorded income tax expense of $664,000 and income tax benefit of $278,000 under continuing operations. The effective tax rate for continuing operations was 22.3% for the first six months of fiscal 2027 compared to 19.3% for the first six months of fiscal 2026.

 

The increase in both periods was primarily due to a prior-year state net operating loss valuation allowance adjustment, along with the shifting tax impact of company-owned life insurance gains and restricted stock compensation relative to prior-year operating losses versus current-year operating income.

 

   Net Income / (Loss) from Continuing Operations 
   Thirteen Weeks Ended   Twenty-Six Weeks Ended 
   August 2,       August 3,               August 2,       August 3,             
   2026       2025               2026       2025             
       % Net
Sales
       % Net
Sales
   $ Change   % Change       % Net
Sales
       % Net
Sales
   $ Change   % Change 
Net income / (loss) from Continuing Operations  $1,205    1.9%  $(545)   -0.8%  $1,750    321.1%  $2,309    1.7%  $(1,160)   -0.8%  $3,469    299.1%
                                                             
Diluted earnings / (loss) from continuing operations per share  $0.11        $(0.06)                 $0.21        $(0.11)               

 

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Results of Operations – Discontinued Operations

 

The following table sets forth the percentage relationship to net sales of certain items included in the condensed consolidated statements of income included in this report.

 

    For the  
    Thirteen Weeks Ended     Twenty-Six Weeks Ended  
    August 2,           August 3,                       August 2,           August 3,                    
    2026           2025                       2026           2025                    
          % Net
Sales
          % Net
Sales
    $ Change     % Change           % Net
Sales
          % Net
Sales
    $ Change     % Change  
Net sales   $ (939 )     100.0 %   $ 12,905       100.0 %   $ (13,844 )     -107.3 %   $ (939 )     100.0 %   $ 27,038       100.0 %   $ (27,977 )     -103.5 %
Cost of sales     (1,546 )     164.6 %     13,095       101.5 %     (14,641 )     -111.8 %     (1,503 )     160.1 %     25,945       96.0 %     (27,448 )     -105.8 %
Gross profit / (loss)     607       -64.6 %     (190 )     -1.5 %     797       419.5 %     564       -60.1 %     1,093       4.0 %     (529 )     -48.4 %
                                                                                                 
S&A expenses     -       0.0 %     3,455       26.8 %     (3,455 )     -100.0 %     -       0.0 %     7,557       27.9 %     (7,557 )     -100.0 %
Intangible asset amortization     -       0.0 %     246       1.9 %     (246 )     -100.0 %     -       0.0 %     492       1.8 %     (492 )     -100.0 %
Other income items that are not major     (54 )     5.8 %     (70 )     -0.5 %     16       22.9 %     (54 )     5.8 %      (98 )     -0.4 %     44       44.9 %
Pretax income / (loss) of discontinued operations related to major classes     661       -70.4 %     (3,821 )     -29.6 %     4,482       117.3 %     618       -65.8 %     (6,858 )     -25.4 %     7,476       109.0 %
Loss on sale of the discontinued operations     74       -7.9 %     -       0.0 %     74       100  %      74       -7.9 %     -       0.0 %     74       100  % 
Income / (Loss) from discontinued operations before income taxes     587       -62.5 %     (3,821 )     -29.6 %     4,408       115.4 %     544       -57.9 %     (6,858 )     -25.4 %     7,402       107.9 %
Income tax expense / (benefit)     122       -13.0 %     (1,089 )     -8.4 %     1,211       111.2 %     122       -13.0 %     (1,689 )     -6.2 %     1,811       107.2 %
Net income / (loss) from discontinued operations     465       -49.5 %     (2,732 )     -21.2 %     3,197       117.0 %     422       -44.9 %     (5,169 )     -19.1 %     5,591       108.2 %

 

Although the divestiture was completed in the prior fiscal year, current-period activities in discontinued operations primarily reflected tariff recoveries received by the Company. The $612,000 of the recoveries to be credited to customers were recorded as a reduction of revenue to reflect the corresponding customer reimbursement. The $1.6 million refunds of tariff costs previously recognized in cost of sales were recorded as a reduction of cost of sales. Current-period activity also included approximately $0.5 million of additional charges arising from the net settlement of various divestiture-related balances with the buyer. See Note 3 to our condensed consolidated financial statements for additional information.

 

Outlook

 

Market conditions remain challenging as consumers continue to be selective and housing turnover and demand for big-ticket discretionary products remain weak. In July, retail sales at furniture and home furnishings stores were essentially flat sequentially but decreased 1.2% year over year, while existing-home sales declined 1.7% month over month to a seasonally adjusted annual rate of 4.1 million, remaining at historically low levels. Consumer sentiment decreased 6.3% in August, and July headline inflation remained elevated at 3.4%, although core inflation eased to 2.5%. These factors, together with elevated financing costs, continue to pressure discretionary purchasing power. The Company also continues to monitor tariff developments.

 

Given these conditions, the Company does not expect meaningful near-term improvement in market demand. However, changes to the Company’s cost structure and portfolio are delivering tangible benefits and are expected to support improved results compared with the prior-year period, even if current conditions persist.

 

With the principal cost-reduction initiatives completed, the Company is focused on disciplined execution across its core businesses and converting improved order momentum into sales. Actions taken during the past 18 to 24 months have created a leaner and more disciplined operating model designed to generate stronger and more consistent earnings over time.

 

Retailer response to Margaritaville remains encouraging, with commitments to approximately 100 in-store galleries and 10 free-standing retail stores, roughly double the levels reported in December. Shipments began during the second quarter and are expected to build through the second half of fiscal 2027 and into fiscal 2028. Together with Hooker Branded order momentum, the Margaritaville rollout positions the Company to capitalize on opportunities as demand recovers.

 

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Financial Condition, Liquidity and Capital Resources

 

Summary Cash Flow Information – Operating, Investing and Financing Activities

 

   Twenty-Six Weeks Ended 
   August 2,   August 3, 
   2026   2025 
Net cash provided by operating activities   24,037    20,924 
Net cash used in investing activities   (873)   (1,896)
Net cash used in financing activities   (7,305)   (21,560)
Net cash provided by / (used in) discontinued operations   1,689    (2,942)
Net increase / (decrease) in cash and cash equivalents  $17,548   $(5,474)

 

Cash and cash equivalents increased by $17.5 million during the first six months of fiscal 2027 to $18.7 million, compared with a $5.5 million decrease in the prior-year period. The increase primarily reflected $24.0 million provided by operating activities from continuing operations and $1.7 million provided by discontinued operations, partially offset by $7.3 million used in financing activities and $873,000 used in investing activities. Current-period cash flows included $7.9 million of tariff recoveries, of which $1.7 million related to discontinued operations.

 

Cash provided by operating activities under continuing operations increased to $24.0 million from $20.9 million in the prior-year period. The increase primarily reflected improved operating results and tariff recoveries, partially offset by lower cash generated from working capital. Significant working capital changes included:

 

Accounts receivable: provided $10.7 million of cash inflow, compared with $13.0 million in the prior-year period, reflecting collections of large project-based receivables in both periods. The smaller decrease provided $2.3 million less cash than in the prior-year period.

 

Inventories: provided $5.3 million of cash inflow, compared with $10.2 million in the prior-year period. The current-period decrease included a $1.8 million reduction in inventory carrying values related to tariff recoveries; however, the overall decrease provided $5.0 million less cash than in the prior-year period.

 

Prepaid expenses and other assets: $0.8 million of cash outflow, compared with $2.6 million in the prior-year period, primarily due to decreases in prepaid rent in previously terminated leases and the absence of material ERP-related expenditures during the current period.

 

Accounts payable: provided $0.6 million of cash inflow, compared with a $1.3 million use of cash in the prior-year period, primarily due to the timing of inventory purchases and vendor payments.

 

Accrued compensation: provided $1.2 million of cash inflow, compared with $0.6 million in the prior-year period, primarily reflecting incentive compensation accruals and the timing of payments.

 

Cash used in investing activities decreased to $873,000 from $1.9 million in the prior-year period, primarily due to lower capital expenditures and $540,000 of proceeds from company-owned life insurance policies.

 

Cash used in financing activities decreased to $7.3 million from $21.6 million in the prior-year period, primarily due to lower debt repayments and dividend payments, partially offset by $1.3 million of share repurchases during the current period.

 

Discontinued operations provided $1.7 million of cash during the current period, compared with a $2.9 million use of cash in the prior-year period. The current-period inflow reflected the portion of the Company’s tariff recoveries related to discontinued operations.

 

29

Table of Contents

 

Liquidity, Financial Resources and Capital Expenditures

 

Our sources of liquidity are:

 

available cash and cash equivalents, which are highly dependent on incoming order rates and our operating performance;

 

expected cash flow from operations;

 

available lines of credit; and

 

cash surrender value of Company-owned life insurance.

 

The most significant components of our working capital are inventory, accounts receivable and cash and cash equivalents reduced by accounts payable and accrued expenses.

 

Our most significant ongoing short-term cash requirements relate primarily to funding operations (including expenditures for inventory, lease payments and payroll), quarterly dividend payments and capital expenditures related primarily to our showroom renovations and upgrading systems, buildings and equipment. The timing of our working capital needs can vary greatly depending on demand for and availability of raw materials and imported finished goods but is generally the greatest in mid-summer as a result of inventory build-up for the traditional fall selling season. Long-term cash requirements relate primarily to funding lease payments.

 

Loan Agreements and Revolving Credit Facility

 

On December 5, 2024, the Company and its wholly owned subsidiaries, Bradington-Young, LLC, Sam Moore Furniture LLC and Home Meridian Group, LLC (together with the Company, the “Borrowers”), entered into an Amended and Restated Loan and Security Agreement (the “Amended and Restated Loan Agreement”) with Bank of America, N.A. (“BofA”), as lender. The Amended and Restated Loan Agreement amends, restates and replaces the Second Amended and Restated Loan Agreement, dated as of September 29, 2017, between the Borrowers and BofA, as amended (the “Existing Loan Agreement”). The outstanding principal amount of loans and letters of credit issued under the Existing Loan Agreement and used to collateralize certain insurance arrangements and for imported product purchases will remain outstanding as loans and letters of credit under the Amended and Restated Loan Agreement.

 

The Amended and Restated Loan Agreement provides for a revolving credit facility in a committed principal amount of up to $70,000,000 (the “Revolving Commitment”), including subline of $8,000,000 for letters of credit, and an option to increase the Revolving Commitment by up to $30,000,000 upon meeting certain conditions, including agreement by BofA to increase the Revolving Commitment by such amount. Proceeds of loans and letters of credit under the Amended and Restated Loan Agreement will be available for general working capital and other corporate purposes of the Borrower.

 

Availability of loans and letters of credit under the Revolving Commitment is capped by a borrowing base formula calculated as of any date as the sum for the Borrowers of (a) the value of their accounts receivable, (b) the value of their inventory, (c) the value of their in-transit inventory and (d) the life insurance cash surrender value of Company-owned life insurance policies, in each case subject to eligibility requirements, advance rates, valuation metrics, reductions for write-offs and other dilutive items and reserves (the “Borrowing Base”). The lesser of the Revolving Commitment and the Borrowing Base, in each case net of the principal amount of outstanding loans and the face amount of letters of credit, constitutes “Availability” under the Amended and Restated Credit Agreement.

 

Outstanding loans under the Amended and Restated Loan Agreement will bear interest at a rate per annum equal to the then-current Term SOFR Rate for a period of one month plus 0.10% plus a margin of 1.75%. The Term SOFR Rate will be adjusted on a monthly basis. Letters of credit are subject to a letter of credit fee equal to the actual daily amount of undrawn letters of credit multiplied by a per annum rate of 1.75% and a fronting fee equal to the actual daily amount of undrawn letters of credit multiplied by a per annum rate of 0.125%. We must also pay a monthly unused commitment fee that is based on the average daily unused amount of Revolving Commitment multiplied by a per annum rate of 0.25%. All accrued interest and fees are payable in cash monthly in arrears.

 

We may prepay any outstanding principal amounts borrowed under the Amended and Restated Loan Agreement at any time, without penalty provided that any payment is accompanied by all accrued interest owed. Subject to the Borrowers having sufficient borrowing base capacity and customary conditions precedent to borrowing, amounts repaid may be reborrowed. The Revolving Commitment will terminate, and all amounts outstanding thereunder will be due and payable, on December 5, 2029.

 

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The obligations under the Amended and Restated Loan Agreement are secured by a first priority security interest in substantially all of the assets of the Borrowers, other than real estate, including all Company-owned life insurance policies, all accounts receivable, all inventory, all intellectual property, all equipment and all other personal property.

 

The Amended and Restated Loan Agreement includes customary representations and warranties and requires the Borrowers to comply with customary affirmative and negative covenants, including, among other things, a financial covenant requiring the maintenance of a ratio of (x) EBITDA net of capital expenditures (to the extent not paid using Borrowed Money) to (y) the sum of debt service and dividends paid, in each case as of the last day of each month for the trailing twelve-month period ending on such day, of at least 1.0 to 1.0, if an event of default has occurred and is continuing or Availability has fallen below 10% of the Revolving Commitment at any time (until such time as both Availability is 10% or greater and no event of default exists, for the 30 consecutive days prior to such month end).

 

The Amended and Restated Loan Agreement also limits the Borrowers’ right to incur other indebtedness, make certain investments and create liens upon our assets, subject to certain exceptions, among other restrictions. The Amended and Restated Loan Agreement does not restrict the Company’s ability to pay cash dividends on, or repurchase, shares of its common stock, subject to (a) no default existing prior to or resulting from such dividend or repurchase, (b) Availability is not less than 15% of the Revolving Commitment for each of the preceding 45 days prior to announcement of such dividend or repurchase and after giving pro forma effect to such dividend or repurchase and (c) if Availability is less than 20% of the Revolving Commitment on any day in such 45-day period, the Borrowers are in compliance with the financial covenant described above after giving effect to such dividend or repurchase.

 

We incurred $598,000 in previous fiscal years in debt issuance costs in connection with our term loans. As of August 2, 2026, unamortized loan costs of $415,000 were recorded in other assets on our condensed consolidated balance sheets.

 

As of August 2, 2026, there were no outstanding loans, other than $3.2 million face amount of letters of credit. We had $51.8 million of Availability based on the current Borrowing Base. There were no additional borrowings outstanding under the Amended and Restated Loan Agreement as of August 2, 2026.

 

Share Repurchase Authorization

 

In fiscal 2026, our Board of Directors authorized the repurchase of up to $5 million of the Company’s common shares. The authorization did not obligate us to acquire a specific number of shares during any period and did not have an expiration date, but it could be modified, suspended, or discontinued at any time at the discretion of our Board of Directors. Repurchases could be made from time to time in the open market, or through privately negotiated transactions or otherwise, in compliance with applicable laws, rules and regulations, and subject to our cash requirements for other purposes, compliance with the covenants under the Amended and Restated Loan Agreement and other factors we deem relevant.

 

During fiscal 2027 first half, we used approximately $1.3 million of the authorization to purchase 92,357 of our common shares (at an average price of $13.68 per share), with approximately $3.7 million remaining available for future purchases under the authorization.

 

Capital Expenditures

 

We expect to spend approximately $2.0 million in capital expenditures in the remainder of fiscal 2027 to maintain and enhance our operating systems and facilities.

 

Dividends

 

On September 3, 2026, our board of directors declared a quarterly cash dividend of $0.115 per share which will be paid on September 30, 2026, to shareholders of record at September 15, 2026.

 

Critical Accounting Policies

 

There have been no material changes to our critical accounting policies and estimates from the information provided in Item 7, “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” included in our 2026 Annual Report.

 

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Table of Contents

 

Item 3. Quantitative and Qualitative Disclosures About Market Risk

 

We are exposed to various types of market risk in the normal course of our business, including the impact of interest rate changes, raw materials price risk and changes in foreign currency exchange rates, which could impact our results of operations or financial condition. We manage our exposure to this risk through our normal operating activities.

 

Interest Rate Risk

 

Borrowings under the Amended and Restated Loan Agreement will bear interest at a rate per annum equal to the then-current Term SOFR Rate for a period of one month plus 0.10% plus a margin of 1.75%. The Term SOFR Rate will be adjusted on a monthly basis. As such, these debt instruments expose us to market risk for changes in interest rates. As of August 2, 2026, there were no outstanding loans, other than amounts reserved for standby letters of credit in the amount of $3.2 million.

 

Raw Materials Price Risk

 

We are exposed to market risk from changes in the cost of raw materials used in our domestic upholstery manufacturing processes; principally, wood, fabric, and foam products. Increases in home construction activity could result in increases in wood and fabric costs. Additionally, the cost of petroleum-based foam products we utilize are sensitive to crude oil prices, which vary due to supply, demand, and geo-political factors.

 

Currency Risk

 

For imported products, we generally negotiate firm pricing denominated in U.S. Dollars with our foreign suppliers, typically for periods of at least one year.  We accept the exposure to exchange rate movements beyond these negotiated periods. We do not use derivative financial instruments to manage this risk but could choose to do so in the future.  Most of our imports are purchased from suppliers located in Vietnam and China.  The Chinese currency floats within a limited range in relation to the U.S. Dollar, resulting in exposure to foreign currency exchange rate fluctuations.

 

Since we transact our imported product purchases in U.S. Dollars, a relative decline in the value of the U.S. Dollar could increase the price we pay for imported products beyond the negotiated periods. We generally expect to reflect substantially all of the effect of any price increases from suppliers in the prices we charge for imported products. However, these changes could adversely impact sales volume or profit margins during affected periods.

 

Item 4. Controls and Procedures

 

Evaluation of Disclosure Controls and Procedures

 

Our management, with the participation of our principal executive officer and principal financial officer, evaluated the effectiveness of our disclosure controls and procedures as of the end of the fiscal quarter ended August 2, 2026. Based on this evaluation, our principal executive officer and principal financial officer have concluded that our disclosure controls and procedures are effective as of August 2, 2026 to provide reasonable assurance that information required to be disclosed in the reports that we file or submit under the Securities Exchange Act of 1934, as amended, is accumulated and communicated to the Company’s management, including our principal executive officer and principal financial officer, as appropriate to allow timely decisions regarding required disclosure and are effective to provide reasonable assurance that such information is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms.

 

Changes in Internal Control over Financial Reporting

 

There have been no changes in our internal control over financial reporting during the fiscal quarter ended August 2, 2026, that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

 

32

Table of Contents

 

PART II. OTHER INFORMATION

 

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds (1).

 

   Total
Number of
Shares
Purchased
   Average
Price Paid
Per Share
   Total
Number of
Shares
Purchased
As Part of
Publicly
Announced
Program
   Maximum
Dollar
Value of
Shares
That May
Yet Be
Purchased
Under
The Program
 
May 4, 2026 - June 7, 2026   37,821    12.75    37,821   $4,904,552 
June 8, 2026 - July 5, 2026   13,556    13.98    13,556    4,422,187 
July 6, 2026 - August 2, 2026   33,365    14.87    33,365    4,232,666 
                     
Total   84,742   $13.78    84,742    3,736,618 

 

(1)In fiscal 2026 fourth quarter, our Board of Directors authorized the repurchase of up to $5 million of the Company’s common shares. The authorization does not obligate us to acquire a specific number of shares during any period and does not have an expiration date, but it may be modified, suspended, or discontinued at any time at the discretion of our Board of Directors. Repurchases may be made from time to time in the open market, or through privately negotiated transactions or otherwise, in compliance with applicable laws, rules and regulations, and subject to our cash requirements for other purposes, compliance with the covenants under the loan agreement for our revolving credit facility and other factors we deem relevant.

 

During the first half of fiscal 2027, pursuant to a plan compliant with the safe harbors of Rules 10b5-1 and 10b-18, we used approximately $1.3 million of the authorization to purchase 92,357 of our common shares (at an average price of $13.68 per share), with approximately $3.7 million remaining available for future purchases under the authorization.

 

Item 5. Other Information

 

During the three months ended August 2, 2026, no director or officer of the Company adopted, terminated or modified a ‘Rule 10b5-1 trading arrangement’ or ‘non-Rule 10b5-1 trading arrangement,’ as each term is defined in Item 408(a) of Regulation S-K.

 

Item 6. Exhibits

 

3.1Articles of Incorporation of the Company, as amended as of September 16, 2021 (incorporated by reference to Exhibit 3.1 to the Company’s Quarterly Report on Form 10-Q (SEC File No. 000-25349) for the quarter ended October 31, 2021)
   
3.2Amended and Restated Bylaws of the Company, as amended September 5, 2023 (incorporated by reference to Exhibit 3.2 to the Company’s Quarterly Report on Form 10-Q (SEC File No. 000-25349) for the quarter ended July 30, 2023)
   
4.1Articles of Incorporation of the Company, as amended (See Exhibit 3.1)
   
4.2Amended and Restated Bylaws of the Company, as amended (See Exhibit 3.2)
   
10.1*Employment Agreement, dated June 8, 2026, by and between Hooker Furnishings Corporation and Adam G. Tilley.
   
10.2*Employment Agreement, dated June 8, 2026, by and between Hooker Furnishings Corporation and Richard L. Vest II.
   
31.1*Rule 13a-14(a) Certification of the Company’s principal executive officer
   
31.2*Rule 13a-14(a) Certification of the Company’s principal financial officer
   
32.1**Rule 13a-14(b) Certification of the Company’s principal executive officer and principal financial officer pursuant to 18 U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
   
101*Interactive Data Files (formatted as Inline XBRL)
   
104*Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

 

 

*Filed herewith
**Furnished herewith

 

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Table of Contents

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

  HOOKER FURNISHINGS CORPORATION
   
Date: September 11, 2026 By: /s/ C. Earl Armstrong III
    C. Earl Armstrong III
    Senior Vice President – Finance and
    Chief Financial Officer

 

34

The amounts are net of impairment charges of $16.4 million related to Shenandoah goodwill; $14.5 million related to Sunset West goodwill; $5.7 million related to certain Home Meridian trade names unrelated to PFC and SLF, including $2.6 million recorded in fiscal 2021, $2.5 million recorded in fiscal 2025, and $558,000 recorded in fiscal 2026; and $556,000 related to the Bradington-Young trade name in the Domestic Upholstery segment. 0001077688 false 2027 Q2 --01-31 0001077688 2026-02-01 2026-08-02 0001077688 2026-09-04 0001077688 2026-08-02 0001077688 2026-02-01 0001077688 2026-05-03 2026-08-02 0001077688 2025-05-04 2025-08-03 0001077688 2025-02-02 2025-08-03 0001077688 2026-01-31 0001077688 2025-02-01 0001077688 2025-08-03 0001077688 us-gaap:CommonStockMember 2025-05-03 0001077688 us-gaap:RetainedEarningsMember 2025-05-03 0001077688 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-05-03 0001077688 2025-05-03 0001077688 us-gaap:RetainedEarningsMember 2025-05-04 2025-08-03 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