STOCK TITAN

Hovnanian Enterprises (NYSE: HOV) CEO converts 12,595 Class B into Class A stock

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Form Type
4

Rhea-AI Filing Summary

Hovnanian Enterprises Inc. Chairman and CEO Ara K. Hovnanian reported a conversion of 12,595 shares of Class B Common Stock into an equal number of Class A Common Stock on July 15, 2026, at a stated price of 0.0000 per share. Following the transaction, he holds 12,595 Class A shares and 324,716 Class B shares directly. He also reports extensive additional indirect holdings of both classes through various family trusts, LLCs and partnerships, many of which are immediately convertible into Class A with no expiration date, and for which he disclaims beneficial ownership except to the extent of any potential pecuniary interest.

Positive

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Negative

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Insider HOVNANIAN ARA K
Role Chairman of the Board & CEO
Type Security Shares Price Value
Conversion Class B Common Stock 12,595 $0.00 --
Conversion Class A Common Stock 12,595 $0.00 --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class B Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class B Common Stock — 324,716 shares (Direct); Class A Common Stock — 12,595 shares (Direct); Class B Common Stock — 5,328.4 shares (Indirect, Held as trustee for daughter Serena); Class A Common Stock — 52,285.872 shares (Indirect, Held as trustee of trusts for Esther K. Barry's family)
Footnotes (1)
  1. On July 15, 2026, Ara Hovnanian converted 12,595 shares of Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), in to an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock"). The Reporting Person disclaims beneficial ownership of these securities except to the extent of his potential pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of the beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the Hovnanian Family 2012 LLC (the "2012 LLC"). Held by trusts for the benefit of the family of Lucy K. Kalian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trusts for the benefit of the family of Nadia K. Rodriguez, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trusts for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by The Esther K. Barry Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by The Lucy K. Kalian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by The Nadia K. Rodriguez Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest Held by The Sossie K. Najarian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest The Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), is immediately convertible into an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock") No expiration date Held by Ara K. Hovnanian 2012 Trust, of which the reporting person is trustee, including shares held through a limited liability company interest in the Hovnanian Family 2012 LLC (the "2012 LLC") Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC Held by trust for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, through a limited liability company interest in the 2012 LLC Held by The Ara K. Hovnanian Family 1994 Long-Term Trust, of which the reporting person is trustee Held by trusts for the benefit of the family of Kevork S. Hovnanian, of which the reporting person is a trustee and has a potential remainder interest
Class B shares converted 12,595 shares Class B Common Stock converted into an equal number of Class A shares on July 15, 2026
Conversion price per share 0.0000 per share Stated transaction price for the Class B to Class A conversion
Direct Class A holdings after transaction 12,595 shares Total Class A Common Stock held directly following the conversion
Direct Class B holdings after transaction 324,716 shares Total Class B Common Stock held directly after 12,595 shares were converted
Largest indirect Class B position 157,434.5600 shares Underlying Class A shares from Class B held by Ara K. Hovnanian 2012 Trust
Indirect Class B position via long-term trust 50,507.5100 shares Underlying Class A shares from Class B held by Ara K. Hovnanian Family 1994 Long-Term Trust
Class B Common Stock financial
"The Class B Common Stock, par value $.01 per share, non-cumulative"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
non-cumulative financial
"Class B Common Stock, par value $.01 per share, non-cumulative"
Non-cumulative describes a type of dividend or payment right where any missed distributions are not tracked or owed later; if a company skips a payment, investors do not receive that skipped amount in the future. Think of it like a one-time coupon that expires if not used: it can boost potential income when paid, but offers no catch-up protection, so investors face greater income uncertainty and should price in higher risk or lower yield expectations.
beneficial ownership financial
"The Reporting Person disclaims beneficial ownership of these securities"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
remainder interest financial
"of which the reporting person is a trustee and has a potential remainder interest"
derivative security financial
"Conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did HOV (Hovnanian Enterprises) report on July 15, 2026?

Hovnanian’s CEO Ara K. Hovnanian converted 12,595 Class B shares into 12,595 Class A shares on July 15, 2026, in a derivative conversion reported at a stated price of 0.0000 per share.

How many HOV Class A and Class B shares does Ara K. Hovnanian now hold directly?

After the reported conversion, Ara K. Hovnanian directly holds 12,595 shares of Class A Common Stock and 324,716 shares of Class B Common Stock, with the Class B shares remaining outstanding as a separate class.

Are HOV Class B shares held by Ara K. Hovnanian convertible into Class A stock?

Yes. The filing states that Class B Common Stock is immediately convertible into an equal number of Class A shares and that this conversion feature has no expiration date, as described in the footnotes to the insider report.

Does Ara K. Hovnanian have additional indirect holdings of HOV shares through trusts?

Yes. He reports numerous indirect holdings of both classes of Hovnanian shares through family trusts, partnerships and LLC interests, often as trustee with potential remainder interests, while disclaiming beneficial ownership except for any potential pecuniary interest.

What does the beneficial ownership disclaimer mean in the HOV Form 4 filing?

The filing explains that Ara K. Hovnanian disclaims beneficial ownership of certain indirectly held shares except to the extent of his potential pecuniary interest, and their inclusion should not be deemed an admission of beneficial ownership for Section 16 or other purposes.

Was the HOV insider conversion reported as a buy or sell transaction?

The transaction is coded as a conversion of a derivative security, where Class B shares were converted into Class A shares. It reflects both an acquisition of 12,595 Class A shares and a corresponding disposition of 12,595 Class B shares, rather than a market buy or sell.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOVNANIAN ARA K

(Last)(First)(Middle)
C/O HOVNANIAN ENTERPRISES, INC.
90 MATAWAN ROAD

(Street)
MATAWAN NEW JERSEY 07747

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
HOVNANIAN ENTERPRISES INC [ HOV ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chairman of the Board & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock07/15/2026C(1)12,595A$0.0000(1)12,595D
Class A Common Stock52,285.872(2)IHeld as trustee of trusts for Esther K. Barry's family(3)
Class A Common Stock20,522.872(2)IHeld as trustee of trusts for Lucy K. Kalian's family(4)
Class A Common Stock62,895.872(2)IHeld as trustee of trusts for Nadia K. Rodriguez's family(5)
Class A Common Stock45,634.872(2)IHeld as trustee of trusts for Sossie K. Najarian's family(6)
Class A Common Stock3,563.96(2)IHeld by trusts for Esther K. Barry's family(7)
Class A Common Stock4,132.76(2)IHeld by trusts for Lucy K. Kalian's family(8)
Class A Common Stock720(2)IHeld by trusts for Nadia K. Rodriguez's family(9)
Class A Common Stock720(2)IHeld by trusts for Sossie K. Najarian's family(10)
Class A Common Stock668IHeld by wife
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Class B Common Stock(11)07/15/2026C(1)12,595 (11) (12)Class A Common Stock12,595$0.0000324,716D
Class B Common Stock(11) (11) (12)Class A Common Stock5,328.45,328.4IHeld as trustee for daughter Serena
Class B Common Stock(11) (11) (12)Class A Common Stock5,328.45,328.4IHeld as trustee for son Alexander
Class B Common Stock(11) (11) (12)Class A Common Stock160160IHeld as trustee of the Alexander Hovnanian Trust
Class B Common Stock(11) (11) (12)Class A Common Stock160160IHeld as trustee of the Alton Hovnanian Trust
Class B Common Stock(11) (11) (12)Class A Common Stock157,434.56157,434.56IHeld as trustee of trust for Reporting Person's family(13)
Class B Common Stock(11) (11) (12)Class A Common Stock25,281.425,281.4(2)IHeld as trustee of trusts for Esther K. Barry's family(14)
Class B Common Stock(11) (11) (12)Class A Common Stock25,281.425,281.4(2)IHeld as trustee of trusts for Lucy K. Kalian's family(4)
Class B Common Stock(11) (11) (12)Class A Common Stock25,281.425,281.4(2)IHeld as trustee of trusts for Nadia K. Rodriguez's family(5)
Class B Common Stock(11) (11) (12)Class A Common Stock25,281.425,281.4(2)IHeld as trustee of trusts for Sossie K. Najarian's family(15)
Class B Common Stock(11) (11) (12)Class A Common Stock50,507.5150,507.51IHeld by Ara K. Hovnanian Family 1994 long-term trusts(16)
Class B Common Stock(11) (11) (12)Class A Common Stock5,125.285,125.28IHeld by Reporting Person through partnership interests in the Limited Partnership.
Class B Common Stock(11) (11) (12)Class A Common Stock38,736.69438,736.694(2)IHeld by trusts for Esther K. Barry's family(7)
Class B Common Stock(11) (11) (12)Class A Common Stock42,034.9242,034.92(2)IHeld by trusts for Kevork S. Hovnanian's family(17)
Class B Common Stock(11) (11) (12)Class A Common Stock38,777.856438,777.8564(2)IHeld by trusts for Lucy K. Kalian's family(8)
Class B Common Stock(11) (11) (12)Class A Common Stock22,849.197222,849.1972(2)IHeld by trusts for Nadia K. Rodriguez's family(9)
Class B Common Stock(11) (11) (12)Class A Common Stock33,256.336433,256.3364(2)IHeld by trusts for Sossie K. Najarian's family(10)
Class B Common Stock(11) (11) (12)Class A Common Stock812812IHeld by wife
Explanation of Responses:
1. On July 15, 2026, Ara Hovnanian converted 12,595 shares of Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), in to an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock").
2. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his potential pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of the beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose
3. Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the Hovnanian Family 2012 LLC (the "2012 LLC").
4. Held by trusts for the benefit of the family of Lucy K. Kalian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
5. Held by trusts for the benefit of the family of Nadia K. Rodriguez, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
6. Held by trusts for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
7. Held by The Esther K. Barry Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
8. Held by The Lucy K. Kalian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
9. Held by The Nadia K. Rodriguez Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
10. Held by The Sossie K. Najarian Family 1994 Long-Term Trust, of which the reporting person is a trustee and has a potential remainder interest
11. The Class B Common Stock, par value $.01 per share, non-cumulative ("Class B Common Stock"), is immediately convertible into an equal number of shares of Class A Common Stock, par value $.01 per share, non-cumulative ("Class A Common Stock")
12. No expiration date
13. Held by Ara K. Hovnanian 2012 Trust, of which the reporting person is trustee, including shares held through a limited liability company interest in the Hovnanian Family 2012 LLC (the "2012 LLC")
14. Held by trusts for the benefit of the family of Esther K. Barry, of which the reporting person is a trustee and has a potential remainder interest, including shares held through a limited liability interest in the 2012 LLC
15. Held by trust for the benefit of the family of Sossie K. Najarian, of which the reporting person is a trustee and has a potential remainder interest, through a limited liability company interest in the 2012 LLC
16. Held by The Ara K. Hovnanian Family 1994 Long-Term Trust, of which the reporting person is trustee
17. Held by trusts for the benefit of the family of Kevork S. Hovnanian, of which the reporting person is a trustee and has a potential remainder interest
Elizabeth D. Tice Attorney-in-Fact07/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)