Hilltop Holdings (HTH) furnishes Q4 2025 earnings presentation and webcast details

Rhea-AI Filing Summary

Hilltop Holdings Inc. furnished an earnings presentation for the quarter ended December 31, 2025 as an exhibit to a current report. The presentation is provided in Exhibit 99.1 and may be used in meetings with investors and analysts, including a webcast on January 30, 2026 at 8:00 a.m. central time.

The company states that this earnings presentation and related information are being furnished under Regulation FD and are not deemed filed for liability purposes under the Securities Exchange Act or incorporated into Securities Act filings unless specifically referenced.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported): January 29, 2026

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Hilltop Holdings Inc.

(Exact name of registrant as specified in its charter)

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Maryland	​	1-31987	​	84-1477939
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(IRS Employer Identification No.)

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6565 Hillcrest Avenue	​	​
Dallas, Texas	​	75205
(Address of principal executive offices)	​	(Zip Code)

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Registrant’s telephone number, including area code: (214) 855-2177

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(Former name or former address, if changed since last report.)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to section 12(b) of the Act:

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	​		​
Title of each class	​	Trading symbol	​	Name of each exchange on which registered
Common Stock, par value $0.01 per share	​	HTH	​	New York Stock Exchange NYSE Texas

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b–2 of the Securities Exchange Act of 1934.

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Section 7 – Regulation FD

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Item 7.01 Regulation FD Disclosure.

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A copy of the Earnings Presentation of Hilltop Holdings Inc., or the Company, for the quarter ended December 31, 2025 is set forth in Exhibit 99.1 attached to this Current Report on Form 8-K and is incorporated herein by reference. The Company intends to use the Earnings Presentation, in whole or in part, in one or more meetings with investors or analysts, including in a webcast on January 30, 2026 at 8:00 a.m. (central time).

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The information in this Item (including Exhibit 99.1) is being furnished pursuant to Item 7.01 and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as expressly set forth in such filing.

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Section 9 – Financial Statements and Exhibits

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Item 9.01  Financial Statements and Exhibits.

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(a)Financial statements of businesses acquired.

Not applicable.

(b) Pro forma financial information.

Not applicable.

(c) Shell company transactions.

Not applicable.

(d) Exhibits.

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The following exhibit(s) are filed or furnished, depending on the relevant item requiring such exhibit, in accordance with the provisions of Item 601 of Regulation S-K and Instruction B.2 to this form.

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Exhibit Number	​	​ Description of Exhibit
​ 99.1	​	​ Fourth Quarter 2025 Earnings Presentation (furnished pursuant to Item 7.01).
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104	​	Cover Page Interactive File (formatted as Inline XBRL).

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SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	​	Hilltop Holdings Inc.,
​	​	a Maryland corporation
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Date:	January 29, 2026	By:	/s/ COREY PRESTIDGE
​	​	Name:	Corey G. Prestidge
​	​	Title:	Executive Vice President,
​	​	​	General Counsel & Secretary

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FAQ

What did Hilltop Holdings Inc. (HTH) disclose in this 8-K filing?

Hilltop Holdings Inc. furnished its Fourth Quarter 2025 Earnings Presentation for the quarter ended December 31, 2025. The presentation is included as Exhibit 99.1 and may be used in investor and analyst meetings, including a webcast.

How will Hilltop Holdings Inc. (HTH) use the Fourth Quarter 2025 earnings presentation?

Hilltop Holdings Inc. plans to use the Fourth Quarter 2025 Earnings Presentation in meetings with investors and analysts. It will also be used during a webcast scheduled for January 30, 2026 at 8:00 a.m. central time.

Is the Hilltop Holdings Inc. (HTH) earnings presentation considered filed with the SEC?

The earnings presentation and related information are furnished under Regulation FD and are not deemed filed under Section 18 of the Exchange Act. They are not incorporated into Securities Act filings unless expressly stated otherwise.

Which exhibit in the Hilltop Holdings Inc. (HTH) 8-K contains the earnings presentation?

Exhibit 99.1 to the 8-K contains Hilltop Holdings Inc.’s Fourth Quarter 2025 Earnings Presentation. The company identifies this exhibit as being furnished pursuant to Item 7.01 of Regulation FD Disclosure.

When is the Hilltop Holdings Inc. (HTH) earnings webcast scheduled?

Hilltop Holdings Inc. plans a webcast using the earnings presentation on January 30, 2026 at 8:00 a.m. central time. The company may also use the materials in additional investor or analyst meetings.

What other exhibits are included in Hilltop Holdings Inc. (HTH) 8-K?

In addition to the earnings presentation in Exhibit 99.1, the 8-K includes Exhibit 104. Exhibit 104 is the cover page interactive data file formatted as Inline XBRL, consistent with SEC filing requirements.