Every 10-Q that Independent Bank Corp. (IBCP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow IBCP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full IBCP filings page.
Independent Bank Corporation reported higher profitability for the quarter ended June 30, 2026. Quarterly net income was $18,805, up from $16,877, and diluted EPS was $0.90 versus $0.81. For the first six months, net income was $35,680 compared with $32,467 and diluted EPS was $1.72 versus $1.54.
Net interest income rose to $47,902 for the quarter and $94,757 year to date, while interest expense declined. The provision for credit losses increased to $2,717 for the quarter. Non‑interest income improved to $15,334, including $1,600 of gains on Visa equity securities and higher mortgage servicing income, while non‑interest expenses grew to $37,809 with higher compensation, litigation, and merger‑related costs.
Total assets reached $5,663,841 with loans of $4,413,864 and deposits of $4,862,133 as of June 30, 2026. The allowance for credit losses on loans increased to $65,673, and nonperforming loans rose to $32,797. Shareholders’ equity grew to $528,413. The company completed its acquisition of HCB Financial Corp. on July 1, 2026 and discusses related integration and credit risks.
Independent Bank Corporation reports solid first-quarter 2026 results, with net income of $16.9 million compared with $15.6 million a year earlier. Basic earnings per share rose to $0.82 from $0.74, while diluted EPS increased to $0.81.
Net interest income grew to $46.9 million, supported by higher loan balances and lower interest expense, and the provision for credit losses declined to $0.4 million. Non-interest income improved to $12.0 million, helped by stronger mortgage servicing results, although gains on mortgage loan sales were lower.
Non-interest expense increased to $38.3 million, driven by higher compensation, $1.5 million of litigation expense, and $0.3 million of merger-related costs tied to the pending acquisition of HCB Financial Corp. Total assets reached $5.56 billion, loans were $4.31 billion, and deposits were $4.88 billion at March 31, 2026.
Independent Bank Corporation reported higher profitability in its latest quarter while continuing to grow loans and deposits. For the three months ended September 30, 2025, net income rose to $17.5 million from $13.8 million a year earlier, with basic earnings per share increasing to $0.85 from $0.66. Net interest income improved to $45.4 million as loan interest and fee income expanded. For the first nine months of 2025, net income reached $50.0 million, up from $48.3 million, and basic earnings per share were $2.40.
Total loans increased to $4.20 billion and deposits to $4.86 billion, helping lift total assets to $5.49 billion. The allowance for credit losses grew to $62.5 million as non-performing loans increased to $20.4 million. Shareholders’ equity rose to $490.7 million, supported by earnings and improved unrealized losses on securities, while the company returned capital through $16.2 million of dividends and $7.8 million of share repurchases year-to-date.