Independent Bank Corp. (IBCP) EVP reports 439-share disposition at $36.60

Rhea-AI Filing Summary

Independent Bank Corp. executive Christopher S. Michaels, an Executive Vice President, reported a disposition of 439 shares of common stock on February 6, 2026, at $36.60 per share, coded as transaction type F. Following this, he directly held 11,399 common shares and indirectly held 2,071.65 shares through an employee stock ownership plan (ESOP).

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider MICHAELS CHRISTOPHER S

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	439	$36.60	$16K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 11,399 shares (Direct); Common Stock — 2,071.65 shares (Indirect, By ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MICHAELS CHRISTOPHER S

(Last) (First) (Middle)

4200 E BELTLINE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								2,071.65	I	By ESOP
Common Stock	02/06/2026		F		439	D	$36.6	11,399	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP executive Christopher S. Michaels report?

Christopher S. Michaels reported a disposition of 439 shares of Independent Bank Corp. common stock. The transaction occurred on February 6, 2026 and was coded F at a price of $36.60 per share, as disclosed in the Form 4 filing.

How many IBCP shares does Christopher S. Michaels own after this Form 4 transaction?

After the reported transaction, Christopher S. Michaels beneficially owned 11,399 shares of Independent Bank Corp. common stock directly. He also had an additional 2,071.65 shares held indirectly through an employee stock ownership plan, according to the filing’s ownership tables.

What was the price per share in Christopher S. Michaels’ February 6, 2026 IBCP transaction?

The reported transaction price was $36.60 per share for Independent Bank Corp. common stock. This price applied to 439 shares disposed of in the February 6, 2026 transaction disclosed under code F in the Form 4.

What does indirect ownership ‘By ESOP’ mean in the IBCP Form 4 filing?

The filing shows 2,071.65 Independent Bank Corp. shares held indirectly “By ESOP.” This indicates beneficial ownership through an employee stock ownership plan, where shares are held in the plan rather than directly in the executive’s personal brokerage account.

What is Christopher S. Michaels’ role at Independent Bank Corp. (IBCP)?

Christopher S. Michaels is identified as an officer of Independent Bank Corp. with the title Executive Vice President. This role is disclosed in the Form 4, which also confirms he is not listed as a director or 10% beneficial owner of the company.