Independent Bank (IBCP) CEO reports Form 4 disposal of 2,935 shares

Rhea-AI Filing Summary

Independent Bank Corp. President & CEO William B. Kessel, who is also a director, reported a disposition of 2,935 shares of common stock on February 6, 2026 at $36.60 per share. After this transaction, he directly held 153,643 common shares and indirectly held 8,761.23 shares through an ESOP.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kessel William B

Role President & CEO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	2,935	$36.60	$107K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 153,643 shares (Direct); Common Stock — 8,761.23 shares (Indirect, By ESOP)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kessel William B

(Last) (First) (Middle)

4200 E BELTLINE

(Street)

GRAND RAPIDS MI 49525

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								8,761.23	I	By ESOP
Common Stock	02/06/2026		F		2,935	D	$36.6	153,643	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	s/Darcy J. Benjamin, Attorney-in-Fact	02/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IBCP President & CEO William B. Kessel report?

William B. Kessel reported disposing of 2,935 shares of Independent Bank Corp. common stock. The Form 4 shows this transaction occurred on February 6, 2026 at a price of $36.60 per share, affecting his directly held non-derivative common stock position.

How many IBCP shares does William B. Kessel own after this Form 4 transaction?

After the reported transaction, Kessel directly owns 153,643 IBCP common shares. The filing also shows an additional 8,761.23 common shares held indirectly through an ESOP, reflecting both his direct and indirect beneficial ownership positions following the February 6, 2026 disposition.

What does the Form 4 show about Kessel’s indirect IBCP share holdings?

The Form 4 lists 8,761.23 IBCP common shares as indirectly owned by Kessel through an ESOP. This indirect position is separate from his directly held 153,643 shares and is reported as beneficial ownership "By ESOP" in the non-derivative securities table.

What transaction code is used for William B. Kessel’s IBCP stock disposition?

The filing records Kessel’s February 6, 2026 IBCP transaction with code "F". This code appears in the non-derivative securities table alongside the 2,935-share disposition of common stock at $36.60 per share, identifying the nature of that reported transaction.

Is William B. Kessel considered an insider of Independent Bank Corp (IBCP)?

Yes, Kessel is an insider as a director and as President & CEO of Independent Bank Corp. The Form 4 explicitly checks both the Director and Officer boxes, listing his officer title as President & CEO, which triggers ongoing Section 16 reporting obligations.