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Independent Bank Corp (IBCP) SVP reports sale of 489 shares and updated holdings

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

Independent Bank Corp. (IBCP) Senior Vice President James J. Twarozynski reported selling 489 shares of common stock on 2026-08-10 at $37.6686 per share in an open market or private transaction. After this sale, he directly holds 8,195 shares and indirectly holds 4,295.65 shares through an ESOP.

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Insider TWAROZYNSKI JAMES J
Role Senior Vice President
Sold 489 shs ($18K)
Type Security Shares Price Value
Sale Common Stock 489 $37.6686 $18K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 8,195 shares (Direct); Common Stock — 4,295.65 shares (Indirect, By ESOP)
Shares sold 489 shares Common stock sale on 2026-08-10
Sale price per share $37.6686 per share Common stock sale on 2026-08-10
Direct holdings after transaction 8,195 shares Common stock directly owned following sale
Indirect ESOP holdings 4,295.65 shares Common stock held indirectly by ESOP
Net shares sold 489 shares Net buy/sell direction reported as net-sell
Common Stock financial
"security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
ESOP financial
"nature_of_ownership: "By ESOP""
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
open market or private transaction financial
"transaction_code_description: "Sale in open market or private transaction""

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FAQ

What insider transaction did IBCP executive James J. Twarozynski report?

James J. Twarozynski reported a sale of 489 shares of Independent Bank Corp. common stock on 2026-08-10 at $37.6686 per share, categorized as a sale in an open market or private transaction.

How many IBCP shares did James J. Twarozynski sell and at what price?

He sold 489 shares of Independent Bank Corp. common stock at a price of $37.6686 per share. The transaction is coded as a sale in an open market or private transaction.

What are James J. Twarozynski’s IBCP holdings after the reported sale?

Following the sale, he directly holds 8,195 shares of Independent Bank Corp. common stock and indirectly holds 4,295.65 shares through an ESOP, as reported in the Form 4 filing.

Is the IBCP insider transaction by James J. Twarozynski under a Rule 10b5-1 plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmative, and there is no footnote stating a trading plan, so the reported sale is not identified as pursuant to a Rule 10b5-1 plan.

What role does James J. Twarozynski hold at Independent Bank Corp. (IBCP)?

James J. Twarozynski is reported as a Senior Vice President of Independent Bank Corp. He filed Form 4 to report a sale of common stock and his resulting direct and indirect shareholdings.

How many IBCP shares does James J. Twarozynski hold indirectly through the ESOP?

He reports 4,295.65 shares of Independent Bank Corp. common stock held indirectly "By ESOP." This reflects shares attributed to him through an Employee Stock Ownership Plan structure.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
TWAROZYNSKI JAMES J

(Last)(First)(Middle)
4200 E BELTLINE AVE

(Street)
GRAND RAPIDS MICHIGAN 49525

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP /MI/ [ IBCP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Senior Vice President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/10/2026S489D$37.66868,195D
Common Stock4,295.65IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
Remarks:
s/Darcy J. Benjamin, Attorney-in-Fact08/10/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)