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ICICI Bank’s dual identity as one of India’s largest lenders and a New York–listed ADR makes its disclosures richer—and more intricate—than most peers. From granular reports on non-performing assets to Basel III capital snapshots, every SEC document here shows how the bank balances rapid digital expansion with disciplined risk control.
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ICICI Bank Limited furnished a Form 6-K noting it has released an investor presentation to be used during its earnings call with analysts and investors. The presentation covers the financial results for the quarter and six months ended September 30, 2025, and is available on the Bank’s website.
The Bank directed stakeholders to access the presentation at https://www.icicibank.com/about-us/qfr. The report lists the subject as a disclosure under Indian listing regulations and was signed by the Company Secretary.
ICICI Bank Limited reported steady Q2-2026 performance. On a consolidated basis, net profit was ₹13,357 crore, up 3.2% year-on-year. Standalone net profit was ₹12,358.89 crore, with operating profit of ₹17,297.96 crore and provisions of ₹914.11 crore.
Asset quality improved: the gross NPA ratio fell to 1.58% and net NPA to 0.39%. Total advances reached ₹14,08,456 crore (up 10.3% year-on-year), while period-end deposits were ₹16,12,825 crore (up 7.7% year-on-year). Average deposits rose 9.1% year-on-year in Q2-2026.
Capital remained strong. Including H1 profits, the Bank’s total capital adequacy ratio was 17.00% and CET‑1 was 16.35%, above regulatory minimums. The provisioning coverage ratio on non-performing loans stood at 75.0%.
Key subsidiaries were mixed: Life Insurance VNB margin was 24.5% in H1-2026, General Insurance profit after tax was ₹820 crore, Asset Management profit after tax was ₹835 crore, and ICICI Securities (now wholly owned) profit after tax was ₹425 crore.
ICICI Bank Limited filed a Form 6-K announcing media and investor calls to discuss results for the quarter and six months ended September 30, 2025. The media call is scheduled at 4:00 p.m. IST on October 18, 2025, followed by the earnings call at 5:00 p.m. IST the same day.
Universal dial-ins include +91-22-62801154 and +91-22-71158055, with toll-free options for India, Hong Kong, Singapore, the UK, and the USA. The audio recording and transcript will be posted on the Bank’s website after the calls.