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International Bancshares Corporation will hold its 2026 annual shareholder meeting on May 18, 2026 in Laredo, Texas. Shareholders will vote on electing eight directors, ratifying RSM US LLP as auditor for 2026, and approving a non-binding advisory resolution on executive compensation.
Holders of 62,179,994 shares of Common Stock as of April 1, 2026 are entitled to one vote per share. The Board highlights its majority-independent structure, active committees, and expanded ESG oversight, and outlines an executive pay program combining salary, profit sharing, performance-based cash incentives and stock appreciation rights.
The Vanguard Group filed Amendment No. 12 to Schedule 13G/A reporting 0 shares beneficially owned of International Bancshares Corp common stock and 0% ownership as of the filing. The amendment notes an internal realignment on January 12, 2026 that disaggregated certain subsidiaries, and states those subsidiaries now report separately under SEC Release No. 34-39538.
International Bancshares Corporation is a Texas-based multibank financial holding company serving 75 communities through 166 facilities and 247 ATMs across Texas and Oklahoma. It offers commercial and retail banking, international trade finance, foreign exchange, and consumer services including online and mobile banking.
The company emphasizes long-tenured management, with about 2,126 full-time employees and strong internal training and compensation programs. Cross‑border business is significant, with deposits from customers domiciled in Mexico representing about 32% of subsidiary bank deposits for the year ended December 31, 2025. Capital levels are high, with a holding‑company leverage ratio of 19.86% as of December 31, 2025 and all subsidiary banks classified as well capitalized.
As of June 30, 2025, voting stock held by non‑affiliates had an aggregate market value of $4,136,750,000, and as of February 23, 2026 there were 62,177,719 common shares outstanding. The filing also describes an extensive regulatory environment, including Basel III capital rules, anti‑money‑laundering requirements, evolving CRA, CFPB, cybersecurity, AI policy developments, and FDIC insurance assessments that influence operations and compliance costs.
International Bancshares Corporation reported 2025 net income of approximately $412.3 million, or $6.62 diluted earnings per share, up about 0.8% from 2024. Basic earnings per share were $6.63.
For the fourth quarter of 2025, net income was approximately $106.9 million, or $1.71 diluted earnings per share, down about 7.1% and 7.6%, respectively, from the same quarter of 2024. Results benefited from higher interest income on larger investment and loan portfolios in a higher-rate environment, partly offset by increased interest expense from higher deposit rates.
At December 31, 2025, total assets were about $16.6 billion, total net loans about $9.3 billion, and deposits about $12.4 billion, all modestly higher than a year earlier. Management highlighted a continued focus on balance sheet discipline, cost control, and new AI initiatives to drive efficiency.
American Century Investment Management, American Century Companies, and the Stowers Institute for Medical Research jointly report beneficial ownership of 3,198,405 shares of International Bancshares Corporation common stock, representing 5.2% of the outstanding class as of 12/31/2025.
The reporting persons have sole voting power over 3,147,327 shares and sole dispositive power over 3,198,405 shares, with no shared voting or dispositive power. The shares are held in the ordinary course of business for various investment company clients and institutional accounts advised by American Century, and the filers state they were not acquired to change or influence control of International Bancshares.
International Bancshares Corp. officer exercises stock options for additional shares
On 02/06/2026, Judith I. Wawroski, Treasurer/PAO of International Bancshares Corp. (IBOC), exercised employee stock options for a total of 1,175 shares of common stock, consisting of 875 shares at $38.30 per share and 300 shares at $16.84 per share. Following these transactions, she directly owns 12,347 shares of International Bancshares common stock.
International Bancshares Corporation is increasing cash returns to shareholders with a new semi-annual dividend. The Board approved a $0.73 per share cash dividend on Common Stock, a 4.3% increase from the prior cash dividend.
Shareholders of record as of the close of business on February 13, 2026 will receive the dividend, which is payable on February 27, 2026. The decision was approved by the Board on January 30, 2026 and announced via a news release incorporated as an exhibit.
International Bancshares Corporation reported Q3 2025 results with net income of $108,375,000 and diluted EPS of $1.74, up from $1.60 a year ago. Net interest income was $172,231,000 as interest expense held roughly flat year over year, and credit loss expense declined to $1,827,000 from $8,602,000.
Total assets reached $16,551,421,000, driven by loan growth to $9,400,969,000. Deposits were $12,455,690,000 with time deposits at $3,133,717,000. Shareholders’ equity rose to $3,127,808,000 as accumulated other comprehensive loss improved to $(263,089,000) from $(379,054,000) at year-end, reflecting stronger unrealized securities marks.
Non-interest income was $45,851,000, while non-interest expense was $79,763,000. The company declared dividends payable of $0.70 per share during the quarter. Shares outstanding were 62,163,887 as of November 3, 2025.
International Bancshares Corporation filed a current report to note that on November 6, 2025 it issued a news release announcing its net income for the three and nine months ended September 30, 2025. The company states that this news release is furnished as an exhibit and is also intended to be treated as information under Regulation Fair Disclosure rather than as material that is legally “filed” under the securities laws.