Inpoint Coml Real Estate Income Mutual Fund SEC Filings

InPoint Commercial Real Estate Income, Inc. reported its monthly NAV update. As of October 31, 2025, aggregate NAV per share was $15.2185 with total net asset value attributable to common stock of $154.012 million and 10.12 million common shares outstanding.

The portfolio’s major components included $377.600 million in commercial mortgage loans, $105.331 million of real estate owned, and $75.174 million in cash and restricted cash, offset by $242.270 million of repurchase agreements, $47.124 million of loan participations sold, and $88.511 million of preferred stock, among other liabilities.

Class-level NAV per share as of October 31, 2025 was: Class P $15.2068, Class A $15.2575, Class T $15.3952, Class D $15.2818, and Class I $15.2586. No Class S shares were outstanding. The board previously suspended primary offering sales and the distribution reinvestment plan on January 30, 2023.

InPoint Commercial Real Estate Income, Inc. reported a Q3 2025 net loss of $7,641, with a net loss attributable to common stockholders of $9,136 (basic and diluted EPS $(0.90)). Total income was $5,229, as net interest income fell and the company recorded a total other loss of $7,526, driven by a $8,418 realized loss on a loan sale, partially offset by an $892 reversal of credit losses.

On the balance sheet, total assets were $552,764 versus $661,315 at December 31, 2024. Commercial mortgage loans at cost, net, were $375,387, while real estate owned increased to $93,414. Cash and cash equivalents were $70,878. The CECL reserve totaled $8,211 (including $4,358 asset‑specific), down from the prior year‑end.

Financing shifted toward lower repo balances: the JPM repurchase facility outstanding was $242,270 (weighted average rate 6.58%). The company entered a new mortgage loan on September 30, 2025 for $24,500 (mortgage loan payable, net, $23,804). Cash flow from investing was $111,227, largely from loan repayments and a sale; financing used $(110,842), reflecting repo paydowns and distributions.

InPoint Commercial Real Estate Income, Inc. announced cash distributions for stockholders of record as of October 31, 2025 across all common stock classes. The gross distribution is $0.1042 per share for Class A, Class D, Class I, Class P, and Class T.

Net per-share amounts after stockholder servicing fees are: Class A $0.1042, Class I $0.1042, Class P $0.1042, Class D $0.1009 (reflecting a $0.0033 fee), and Class T $0.0930 (reflecting a $0.0112 fee). Distributions are payable on or about November 18, 2025 and will be paid in cash.

InPoint Commercial Real Estate Income, Inc. furnished a Regulation FD update via Form 8‑K, providing a stockholder letter and the Company’s portfolio status. The materials include a Form of Letter to Stockholders and Q3 2025 InPoint Portfolio Information reflecting data as of September 30, 2025.

The information in Items 7.01 and Exhibits 99.1 and 99.2 is being furnished, not filed, is not subject to Section 18 liability, and will not be incorporated by reference into other filings except by specific reference.

InPoint Commercial Real Estate Income, Inc. reporting person Robert N. Jenkins, a director, recorded transactions on 09/18/2025. He received 623.8614 shares of Class I common stock under the companys Employee and Director Restricted Share Plan at no cost; these shares vest in three equal annual installments on 09/18/2026, 09/18/2027 and 09/18/2028, with accelerated vesting on a liquidity event or death/disability. After the grant, he beneficially owns 3,843.8164 Class I shares, which includes shares from the issuers distribution reinvestment plan. The filing also reports a disposition of 4,800 Class P common shares. The form is signed by an attorney-in-fact on 09/19/2025.

Feinstein Norman, a director of InPoint Commercial Real Estate Income, Inc. (ICRP), reported transactions dated 09/18/2025. He was granted 623.8614 shares of Class I common stock under the issuer's Employee and Director Restricted Share Plan at a price of $0; these restricted shares vest in three equal installments of 33-1/3% on 09/18/2026, 09/18/2027 and 09/18/2028, with full vesting upon a liquidity event or the reporting person’s death or disability. Following the transaction he beneficially owns 3,843.8164 Class I shares (including DRP-acquired shares). He disposed of 800 Class P shares and reports 4,000 Class P shares held indirectly by the Aspen Holdings Profit Sharing Plan. The form is signed by an attorney-in-fact on 09/19/2025.

Cynthia Foster, a director of InPoint Commercial Real Estate Income, Inc. (symbol provided as ICRP), reported a restricted stock grant and a separate disposition. On 09/18/2025 she was granted 623.8614 shares of Class I common stock under the companys Employee and Director Restricted Share Plan at no cash cost; those shares vest in three equal annual installments of 33-1/3% on 09/18/2026, 09/18/2027 and 09/18/2028, with full vesting upon a liquidity event or death/disability. The report shows 3,843.8164 shares of Class I common stock beneficially owned after the grant, including shares from the issuers distribution reinvestment plan. The filing also discloses a disposition of 10,800 Class P common shares. The Form 4 was signed by an attorney-in-fact on 09/19/2025.

InPoint Commercial Real Estate Income, Inc. discloses how it accounts for stockholder servicing fees for its share classes. The company recognizes the servicing fee as a monthly reduction to NAV for Class T, Class S, and Class D shares, but under GAAP it records the full cost as an offering expense when those shares are sold. As of August 31, 2025, the company had accrued $645 in stockholder servicing fees payable to Inland Securities Corporation (the Dealer Manager) related to Class T and Class D shares. No Class S shares were sold as of that date, so no accrual was recorded for Class S. The Dealer Manager does not retain these fees; they are paid to participating and servicing broker-dealers for ongoing shareholder services.