Welcome to our dedicated page for Intercorp Financial Services SEC filings (Ticker: IFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Intercorp Financial Services Inc. ("IFS") SEC filings page on Stock Titan provides access to the company’s U.S. regulatory disclosures as a foreign private issuer listed on the New York Stock Exchange under the symbol IFS. IFS files annual reports on Form 20-F and current reports on Form 6-K with the U.S. Securities and Exchange Commission, in addition to its obligations on the Lima Stock Exchange.
In its Form 20-F annual reports, IFS includes audited consolidated financial statements prepared in accordance with International Financial Reporting Standards (IFRS) as adopted by the International Accounting Standards Board. These filings also contain the auditors’ opinion on the company’s compliance with internal control over financial reporting, along with detailed information about its banking, insurance, wealth management and payments businesses in Peru.
Form 6-K filings capture interim and event-driven information. For example, IFS has used Form 6-K to furnish unaudited results for quarterly periods, together with management discussion and analysis, and to disclose material events such as credit rating actions by FitchRatings and Standard & Poor’s affecting IFS and its banking subsidiary Interbank. Such filings help investors monitor developments between annual reports.
On Stock Titan, users can review these filings in chronological order and use AI-powered summaries to understand key points from lengthy documents, including segment performance, risk disclosures, accounting policies and capital structure information. Real-time updates from EDGAR ensure that new 20-F and 6-K submissions, as well as any other relevant forms, appear promptly, while AI-generated highlights make it easier to interpret complex regulatory language.
For investors analyzing IFS’s financial condition, governance and regulatory history, this filings page offers a structured view of its official SEC record, from annual 20-F reports to interim 6-K disclosures.
Intercorp Financial Services Inc., a Panama-organized holding company for banking, insurance, wealth management and payments businesses in Peru and the region, files its Form 20-F for the year ended December 31, 2025. The report notes 111,082,644 common shares outstanding as of December 31, 2025 and explains that consolidated statements are prepared in soles under IFRS Accounting Standards, audited by EY Peru.
The filing highlights reliance on regulated subsidiaries such as Interbank, Interseguro and Inteligo, extensive SBS and foreign oversight, and differences between IFRS and SBS GAAP that affect dividends. Interseguro reported 2025 net profit of S/274.5 million under IFRS and S/429.7 million under SBS GAAP, supporting a planned S/160.0 million dividend in 2026. Key risks span capital and liquidity rules (including Basel III-style buffers), intense competition from banks, fintechs and insurers, Peru’s political and macroeconomic volatility, ESG and climate disclosure demands, cybersecurity and operational resilience. The report also notes an exchange rate of S/3.363 per US$1 at year-end 2025 and a joint venture acquisition of 50% of IXP Holding Corp. effective April 1, 2026.
Intercorp Financial Services Inc. director Santa Maria Guzman Hugo Antonio reported an indirect open-market sale of 225 Common Shares on March 26, 2026. The shares were held "by wife" and sold at $47.76 per share. Following this transaction, indirect holdings reported for this account are 0 shares.
Intercorp Financial Services Inc. (IFS) has entered into a joint venture with InRetail Perú Corp. to acquire InFinance XP S.A. (formerly Financiera Oh!). The partners bought 100% of InFinance XP via the purchase of IXP Holding Corp. from IFH Retail Corp. for $130 million, effective as of April 1, 2026.
InFinance XP serves about three million customers, with S/ 1.7 billion in total loans and S/ 1.5 billion in total deposits. It recently launched the SIP app, which integrates financial products, payments, and a loyalty program. IFS contributes a broad financial-services platform, while InRetail adds a nationwide retail network of more than 4,000 stores to build a larger consumer financing and payments ecosystem.
Intercorp Financial Services Inc. filed an initial insider ownership report showing that Chief Executive Officer Luis Felipe Castellanos Lopez Torres holds 31,610 Common Shares directly. This Form 3 filing establishes his reported equity stake in the company but does not disclose any recent share purchases or sales.
Intercorp Financial Services Inc. approved several key items at its 2026 Annual Shareholders’ Meeting. Shareholders accepted the 2025 results presentation, annual report, and audited separate and consolidated financial statements, and acknowledged the company’s performance in the S&P Global 2025 Corporate Sustainability Assessment.
The meeting approved a dividend of US$1.80 per share from 2025 net profits, totaling US$207,796,869, equivalent to PEN 723,964,291.60 at an exchange rate of PEN 3.484 per dollar. The record date is April 24, 2026 and the payment date is May 5, 2026. Additionally, PEN 900,000,000 will be allocated to voluntary reserves and PEN 308,505,785.91 to retained earnings.
Shareholders also approved a 2026 dividend policy targeting a minimum distribution of 20% of net profits, subject to legal, equity and financial conditions, appointed Tanaka, Valdivia, Arribas & Asociados as external auditors for 2027–2029, and authorized signatories to implement these resolutions in Panama and Peru.
Intercorp Financial Services Inc. filed a Form 6-K furnishing its 2025 Annual Report, showing sharply stronger results. Separate net income reached S/ 1,932.5 million, up 48.6% from 2024, mainly from a 43.1% increase in subsidiaries’ earnings and higher investment valuation gains.
Total assets rose to S/ 13,398.0 million and equity to S/ 12,348.6 million. Interbank delivered net income of S/ 1,475 million with ROE of 15.5%, Interseguro earned S/ 274.5 million with ROE of 39.5%, and Inteligo generated S/ 231.1 million with ROE of 21.5%.
Intercorp Financial Services Inc. (IFS) reports that its board approved the audited separate and consolidated financial statements and the annual report for fiscal year 2025, both to be submitted to the 2026 Annual Shareholders’ Meeting.
The board will propose 2025 net profit allocation and dividend distribution, a dividend policy for 2026, and the appointment of external auditors. It also called the 2026 virtual Annual Shareholders’ Meeting for first call on March 31, 2026 and second call on April 6, 2026 at 9:30 a.m. Lima time to address 2025 results, sustainability (ESG) progress, dividend decisions, and auditor appointments.
Intercorp Financial Services Inc. reported consolidated net profit of S/1,943,195,000 for 2025, compared with S/1,307,461,000 in 2024 and S/1,079,276,000 in 2023, showing strong earnings growth over three years.
Total assets reached S/99,097,427,000 at December 31, 2025, up from S/95,503,781,000 a year earlier, while total equity increased to S/12,421,844,000 from S/10,978,595,000, reflecting profit retention and capital strength.
The external auditor Tanaka, Valdivia, Arribas & Asociados, member of Ernst & Young, issued an unmodified opinion stating the consolidated financial statements present fairly, in all significant respects, the Group’s financial position and performance under IFRS, and highlighted key audit matters including the IT environment, expected credit loss modelling and insurance liability discount rates.
Intercorp Financial Services Inc. director Fernando Martin Zavala Lombardi has filed a Form 3, the initial insider ownership report. The provided data show no reported transactions, no derivative positions, and no listed holdings, indicating this filing is primarily an administrative disclosure of his insider status.
Intercorp Financial Services Inc. director Lucia Cayetana Aljovin Gazzani has filed an initial ownership report on Form 3. The filing shows an indirect holding of 1,200 Common Shares, held "By Estate." This is a baseline disclosure of existing ownership, with no buy or sell transaction reported.