[Form 4] International Money Express, Inc. Insider Trading Activity

Rhea-AI Filing Summary

International Money Express, Inc. (IMXI) filed a Form 4 on 24 June 2025 reporting that Director Bernardo B. Fernandez Jr. received an automatic equity award on 20 June 2025. The grant consists of 14,867 restricted stock units (RSUs) with a reference price of $10.09 per share. After the award, the director’s direct holdings increase to 38,473 common shares.

The RSUs are conditioned upon Fernandez’s continued board service and will vest on the first anniversary of the grant date, or immediately before the next annual shareholder meeting, whichever occurs sooner. The transaction is coded “A” (acquisition) indicating no open-market purchase or sale, and no derivative securities were involved. This filing reflects routine director compensation, marginally enhancing insider alignment but carrying no material financial impact for shareholders.

Insights

Corporate Governance Analyst

TL;DR — Routine RSU grant to IMXI director; negligible market impact, modestly increases insider alignment.

The Form 4 discloses a standard, non-cash compensation event: 14,867 RSUs granted to Director Bernardo Fernandez at a reference price of $10.09. Post-grant ownership rises to 38,473 shares, still a de-minimis stake relative to IMXI’s total float. Because the award vests over one year and requires continued service, it serves primarily as a retention and alignment tool rather than a signal of insider sentiment. No shares were sold, and the grant represents roughly $150 thousand in value — immaterial against the company’s market capitalization. Investors should view the disclosure as neutral; it neither alters fundamentals nor suggests a shift in governance risk.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fernandez Bernardo B. Jr.

(Last) (First) (Middle)

9100 SOUTH DADELAND BLVD., STE. 1100

(Street)

MIAMI FL 33156

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
International Money Express, Inc. [ IMXI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
06/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/20/2025		A		14,867(1)	A	$10.09	38,473	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported transaction is an award of restricted stock units, subject to the reporting person's continued service as a director of the issuer. These restricted stock units will vest on the one-year anniversary of the grant date or, if earlier, the day immediately prior to the annual meeting of stockholders of the Company following the grant date.

Remarks:

	/s/ Robert Pargac as Attorney-in-Fact for Fernandez, Jr. Bernardo B.	06/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did IMXI disclose in the June 2025 Form 4?

IMXI reported that Director Bernardo B. Fernandez Jr. was granted 14,867 restricted stock units on 20 June 2025.

How many IMXI shares does Bernardo Fernandez own after the RSU award?

Following the grant, Fernandez directly holds 38,473 common shares of IMXI.

When will the awarded IMXI RSUs vest?

The RSUs vest on the one-year anniversary of 20 June 2025 or immediately before the next annual shareholder meeting, whichever comes first.

Was the IMXI insider transaction an open-market purchase?

No. The Form 4 lists code “A,” indicating the shares were granted as compensation, not bought on the open market.