First Internet Bancorp (INBK) COO awarded 8,084 RSUs vesting through 2029

Rhea-AI Filing Summary

First Internet Bancorp reported that President and COO Nicole S. Lorch received an equity grant. On January 20, 2026, she was granted 8,084 shares of common stock at a price of $0, representing a grant of restricted stock units (RSUs) under the company’s 2022 Equity Incentive Plan. These RSUs are scheduled to vest in three substantially equal annual installments on January 31, 2027, January 31, 2028, and January 31, 2029, which means she will gain full ownership over time if service conditions are met. Following this grant, she beneficially owned 78,449 shares of common stock, which includes shares accumulated through the company’s dividend reinvestment and employee stock purchase plans.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lorch Nicole S.

(Last) (First) (Middle)

8701 E. 116TH STREET

(Street)

FISHERS IN 46038

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
First Internet Bancorp [ INBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & COO

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/20/2026		A		8,084(1)	A	$0	78,449(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of RSUs under the First Internet Bancorp 2022 Equity Incentive Plan. The RSUs are scheduled to vest in substantially equal annual installments on January 31, 2027, January 31, 2028, and January 31, 2029.

2. Includes 136 shares acquired from November 28, 2025 through January 16, 2026 pursuant to the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan and 23 shares acquired from November 28, 2025 through January 16, 2026 pursuant to the First Internet Bancorp Employee Stock Purchase Plan.

Remarks:

	/s/ Kenneth J. Lovik, Attorney-in-Fact for Nicole S. Lorch (power of attorney previously filed)	01/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did First Internet Bancorp (INBK) disclose for Nicole S. Lorch?

First Internet Bancorp disclosed that President & COO Nicole S. Lorch was granted 8,084 shares of common stock on January 20, 2026, reported as a grant of restricted stock units under the company’s 2022 Equity Incentive Plan.

How many First Internet Bancorp (INBK) RSUs were granted and when do they vest?

Nicole S. Lorch received a grant of 8,084 RSUs. These RSUs are scheduled to vest in substantially equal annual installments on January 31, 2027, January 31, 2028, and January 31, 2029.

What is Nicole S. Lorch’s total beneficial ownership of First Internet Bancorp (INBK) shares after this grant?

After the reported grant, Nicole S. Lorch beneficially owned 78,449 shares of First Internet Bancorp common stock in total.

Was there a purchase price for the RSU grant reported for INBK’s President & COO?

The grant to Nicole S. Lorch was reported at a price of $0 per share, consistent with a typical restricted stock unit award rather than an open-market purchase.

What plans contributed to Nicole S. Lorch’s share balance in First Internet Bancorp (INBK)?

Her total includes 136 shares acquired through the First Internet Bancorp Dividend Reinvestment and Stock Purchase Plan and 23 shares acquired through the First Internet Bancorp Employee Stock Purchase Plan between November 28, 2025 and January 16, 2026.

What role does Nicole S. Lorch hold at First Internet Bancorp (INBK)?

Nicole S. Lorch is reported as an officer of First Internet Bancorp, serving as President & COO.