INDB files 8-K, furnishes Q3 2025 press release and presentation

Rhea-AI Filing Summary

Independent Bank Corp. (INDB) announced its earnings for the quarter ended September 30, 2025 and furnished related materials. The earnings press release was provided as Exhibit 99.1 under Item 2.02. The company also furnished an earnings presentation as Exhibit 99.2 under Item 7.01. The furnished information, including Exhibits 99.1 and 99.2, is not deemed “filed” under Section 18 of the Exchange Act.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

10/16/20250000776901false00007769012025-10-162025-10-160000776901dei:MailingAddressMember2025-10-162025-10-16

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15 (d) of

The Securities and Exchange Act of 1934

DATE OF REPORT:

October 16, 2025

(Date of Earliest Event Reported)

Massachusetts

(State or Other Jurisdiction of Incorporation)

1-9047						04-2870273
(Commission File Number)						(I.R.S. Employer identification No.)

INDEPENDENT BANK CORP.

Office Address:

2036 Washington Street,

Hanover,

Massachusetts

02339

Mailing Address:

288 Union Street,

Rockland,

Massachusetts

02370

(Address of principal executive offices, including zip code)

NOT APPLICABLE

(Former Address of Principal Executive Offices)

(781)-878-6100

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each Class			Trading Symbol			Name of each exchange on which registered
Common Stock, $.01 par value per share			INDB			NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17CFR 230.405)) or Rule 12b-2 of the Exchange Act (17CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange

Act. ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On October 16, 2025, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to Item 2.02 and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section.

ITEM 7.01 REGULATION FD DISCLOSURE

The Company is furnishing presentation materials to be discussed during its earnings conference call which are included as Exhibit 99.2 to this report pursuant to Item 7.01.

The information in this Item 7.01 (including Exhibit 99.2) shall not be deemed to be "filed" for the purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

d. The following exhibits are included with this Report:

Exhibit Index
Exhibit #			Exhibit Description
99.1			Q3 2025 Earnings Press Release dated October 16, 2025
99.2			Q3 2025 Earnings Presentation
101			The instance document does not appear in the interactive data file because its XBRL tags are embedded within the inline XBRL document
104			Cover page interactive data file (formatted as inline XBRL and contained in Exhibit 101)

SIGNATURE

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned and hereunto duly authorized.

									INDEPENDENT BANK CORP.
Date:			October 16, 2025			By:			/s/Mark J. Ruggiero
									MARK J. RUGGIERO
									CHIEF FINANCIAL OFFICER

FAQ

What did INDB disclose in this 8-K?

The company furnished its Q3 2025 earnings press release (Exhibit 99.1) and an earnings presentation (Exhibit 99.2).

Which items of the 8-K apply to Independent Bank Corp.?

Item 2.02 for the earnings press release and Item 7.01 for the earnings presentation materials.

Are the exhibits considered "filed" or "furnished"?

They are furnished and are not deemed to be "filed" for purposes of Section 18 of the Exchange Act.

What period do the results cover?

The earnings relate to the quarter ended September 30, 2025.

When were the materials furnished?

On October 16, 2025.

Where can I find the materials?

See Exhibit 99.1 for the press release and Exhibit 99.2 for the presentation listed in the exhibit index.