Independent Bank posts Q4 2025 earnings update

Independent Bank Corp. filed a current report describing its latest quarterly results communication.

Accepted by SEC EDGAR 01/22/2026 - 04:18 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Independent Bank Corp. filed a current report describing its latest quarterly results communication. On January 22, 2026, the company announced by press release its earnings for the quarter ended December 31, 2025, and attached that press release as Exhibit 99.1. It also furnished earnings presentation materials to be used on its earnings conference call as Exhibit 99.2. Both the press release and presentation are being furnished, not filed, which limits their treatment under certain liability provisions of the Exchange Act.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Independent Bank Corp. (INDB) disclose in this 8-K?

Independent Bank Corp. disclosed that it announced its earnings for the quarter ended December 31, 2025, via a press release furnished as Exhibit 99.1, and provided related earnings presentation materials as Exhibit 99.2.

Which period do the newly announced Independent Bank Corp. (INDB) earnings cover?

The earnings announced by Independent Bank Corp. cover the quarter ended December 31, 2025.

How did Independent Bank Corp. (INDB) provide its Q4 2025 earnings details?

Independent Bank Corp. provided its Q4 2025 earnings details in a press release dated January 22, 2026, attached as Exhibit 99.1, and in an earnings presentation attached as Exhibit 99.2.

Are the Independent Bank Corp. (INDB) Q4 2025 earnings materials considered filed with the SEC?

The company states that the information in Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, is being furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.

Who signed the Independent Bank Corp. (INDB) 8-K related to Q4 2025 earnings?

The 8-K was signed on behalf of Independent Bank Corp. by Mark J. Ruggiero, Chief Financial Officer.

Which exhibits accompany Independent Bank Corp.’s (INDB) Q4 2025 earnings 8-K?

The report includes Exhibit 99.1 (Q4 2025 earnings press release), Exhibit 99.2 (Q4 2025 earnings presentation), Exhibit 101 (inline XBRL instance document), and Exhibit 104 (cover page interactive data file).

AI-generated analysis. How Rhea-AI works. Not financial advice.

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1/22/20260000776901false00007769012026-01-222026-01-220000776901dei:MailingAddressMember2026-01-222026-01-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15 (d) of

The Securities and Exchange Act of 1934

DATE OF REPORT:

January 22, 2026

(Date of Earliest Event Reported)

Massachusetts

(State or Other Jurisdiction of Incorporation)

1-9047						04-2870273
(Commission File Number)						(I.R.S. Employer identification No.)

INDEPENDENT BANK CORP.

Office Address:

2036 Washington Street,

Hanover,

Massachusetts

02339

Mailing Address:

288 Union Street,

Rockland,

Massachusetts

02370

(Address of principal executive offices, including zip code)

NOT APPLICABLE

(Former Address of Principal Executive Offices)

(781)-878-6100

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each Class			Trading Symbol			Name of each exchange on which registered
Common Stock, $.01 par value per share			INDB			NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17CFR 230.405)) or Rule 12b-2 of the Exchange Act (17CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange

Act. ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On January 22, 2026, Independent Bank Corp. (the "Company") announced by press release its earnings for the quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

The information in this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to Item 2.02 and shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section.

ITEM 7.01 REGULATION FD DISCLOSURE

The Company is furnishing presentation materials to be discussed during its earnings conference call which are included as Exhibit 99.2 to this report pursuant to Item 7.01.

The information in this Item 7.01 (including Exhibit 99.2) shall not be deemed to be "filed" for the purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities of that section.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

d. The following exhibits are included with this Report:

Exhibit Index
Exhibit #			Exhibit Description
99.1			Q4 2025 Earnings Press Release dated January 22, 2026
99.2			Q4 2025 Earnings Presentation
101			The instance document does not appear in the interactive data file because its XBRL tags are embedded within the inline XBRL document
104			Cover page interactive data file (formatted as inline XBRL and contained in Exhibit 101)

SIGNATURE

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned and hereunto duly authorized.

									INDEPENDENT BANK CORP.
Date:			January 22, 2026			By:			/s/Mark J. Ruggiero
									MARK J. RUGGIERO
									CHIEF FINANCIAL OFFICER