INDEPENDENT BANK CORP (INDB) officer disposes 196 shares for tax withholding

Rhea-AI Filing Summary

INDEPENDENT BANK CORP Chief Credit Officer Kathryn O'Malley reported three small share dispositions to cover tax withholding obligations. On February 16, 17, and 18, 2026, she surrendered a total of 196 common shares at prices around $83–$84 per share. These were tax-withholding dispositions to Independent Bank Corp., not open-market sales, and left her with about 9,624 directly owned shares, including holdings in a 401(k) plan and dividend reinvestment shares.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider O'MALLEY KATHRYN

Role Chief Credit Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	45	$83.30	$4K
Tax Withholding	Common Stock	48	$83.895	$4K
Tax Withholding	Common Stock	103	$82.905	$9K

Holdings After Transaction: Common Stock — 9,624.156 shares (Direct)

Footnotes (1)

1. Disposition of shares by the Filer to Independent Bank Corp. to satisfy a tax withholding obligation. Total Holdings include 397.8208 shares held in the Filer's 401(k) account. Holdings include 34.5977 shares acquired as a result of participation in the Independent Bank Corp. 2014 Dividend Reinvestment and Stock Purchase Plan since the last Form 4 filing (3/3/2025), which transactions are exempt from the reporting requirements of Section 16 of the Securities and Exchange Act of 1934, as amended.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

O'MALLEY KATHRYN

(Last) (First) (Middle)

C/O INDEPENDENT BANK CORP.

288 UNION STREET

(Street)

ROCKLAND MA 02370

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
INDEPENDENT BANK CORP [ INDB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/16/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/16/2026		F		103(1)	D	$82.905	9,717.1556(2)(3)	D
Common Stock	02/17/2026		F		48(1)	D	$83.895	9,669.1556(2)(3)	D
Common Stock	02/18/2026		F		45(1)	D	$83.3	9,624.1556(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Disposition of shares by the Filer to Independent Bank Corp. to satisfy a tax withholding obligation.

2. Total Holdings include 397.8208 shares held in the Filer's 401(k) account.

3. Holdings include 34.5977 shares acquired as a result of participation in the Independent Bank Corp. 2014 Dividend Reinvestment and Stock Purchase Plan since the last Form 4 filing (3/3/2025), which transactions are exempt from the reporting requirements of Section 16 of the Securities and Exchange Act of 1934, as amended.

Remarks:

	/s/ Maureen A. Gaffney, Power of Attorney for Kathryn O'Malley	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did INDEPENDENT BANK CORP (INDB) report for Kathryn O'Malley?

INDEPENDENT BANK CORP reported that Chief Credit Officer Kathryn O’Malley disposed of common shares to satisfy tax withholding. The Form 4 shows three small tax-withholding dispositions rather than open-market sales, all involving the company’s common stock at prices around the low-$80s per share.

How many INDEPENDENT BANK CORP (INDB) shares were disposed of and on which dates?

Kathryn O’Malley disposed of 196 INDEPENDENT BANK CORP common shares across three dates. She surrendered 103 shares on February 16, 48 shares on February 17, and 45 shares on February 18, 2026, all recorded as tax-withholding dispositions to the company.

What was the purpose of Kathryn O’Malley’s INDB share dispositions?

The Form 4 states the shares were disposed of to satisfy a tax withholding obligation. Instead of paying taxes in cash, Kathryn O’Malley delivered INDEPENDENT BANK CORP common shares back to the company, a common method for covering equity-related tax liabilities.

At what prices were the INDEPENDENT BANK CORP (INDB) shares disposed of?

The tax-withholding dispositions occurred at prices in the low-$80s per share. Specifically, the reported prices were $82.9050, $83.8950, and $83.3000 per share on the respective transaction dates, reflecting the fair market value used to determine the tax obligation.

How many INDEPENDENT BANK CORP shares does Kathryn O’Malley own after these transactions?

After the last reported tax-withholding disposition, Kathryn O’Malley directly owns 9,624.1556 INDEPENDENT BANK CORP common shares. This total includes 397.8208 shares in her 401(k) account and 34.5977 shares acquired through the company’s dividend reinvestment and stock purchase plan.

Were Kathryn O’Malley’s INDB transactions open-market sales or something else?

The transactions were not open-market sales. They are classified with transaction code “F,” indicating payment of an exercise price or tax liability by delivering securities. The footnote confirms the shares were delivered to INDEPENDENT BANK CORP to satisfy a tax withholding obligation.