Welcome to our dedicated page for Ing Groep N.V. SEC filings (Ticker: ING), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for ING Groep N.V. (ING) provides access to the company’s U.S. regulatory disclosures as a foreign private issuer. ING Groep N.V. files its annual report on Form 20-F and furnishes current information on Form 6-K. Recent Form 6-K filings show that the company regularly submits press releases as exhibits, keeping U.S. investors informed about announcements it makes in its home market.
Through these filings, investors can review information about ING Groep N.V.’s activities as a global financial institution with a strong European base, and about its banking services provided through ING Bank N.V. The filings also reflect the group’s structure, in which ING Capital LLC operates as an indirect U.S. subsidiary of ING Bank N.V. and offers wholesale financial lending products and advisory services to corporate and institutional clients.
On this page, users can track Form 20-F annual reports for detailed financial statements and risk disclosures, and Form 6-K reports that furnish press releases and other information. While the excerpts provided here focus on 6-K filings, the full set of filings can include other forms relevant to ING Groep N.V.’s securities and regulatory obligations.
Stock Titan enhances these filings with AI-powered summaries that explain the key points of lengthy documents in plain language. As new ING Groep N.V. filings are released through EDGAR, they are made available here with structured access, helping users review annual reports, current reports on Form 6-K, and other relevant disclosures more efficiently.
ING Groep N.V. files its 2025 Form 20-F, describing its global banking operations, capital markets listings and detailed risk profile. The group serves 40 million clients in 38 countries, with 2,902,437,688 ordinary shares outstanding as of year-end.
Financial information for SEC reporting is prepared under IFRS-IASB, with statutory accounts under IFRS‑EU, and the report explains differences due to the IAS 39 hedge accounting carve‑out. Extensive risk factors cover macroeconomic volatility, interest-rate and benchmark shifts, regulation and supervision, litigation and tax exposure, ESG and climate risks, cyber and IT threats, deposit guarantee and resolution regimes, and intense competition. ING also notes its wholesale activities in Russia and Ukraine and its previously announced intention to sell its Russian business, highlighting uncertainty around required approvals and timing.
ING Groep N.V. provided an update on its previously announced €1.1 billion share buyback programme. During the week of 16–20 February 2026, the company repurchased 2,592,238 shares at an average price of €24.59, for a total of €63,749,138.94.
Since the programme started, ING has bought back 31,528,913 shares at an average price of €23.56, for total consideration of €742,737,404.04. This represents approximately 67.52% of the programme’s maximum total value and supports the stated goal of reducing ING’s share capital.
ING Groep N.V. reported further progress on its €1.1 billion share buyback programme. During the week of 9 to 13 February 2026, the bank repurchased 1,859,602 shares at an average price of €25.02, for a total of €46,531,174.55.
Since the programme began, ING has bought back 28,936,675 shares at an average price of €23.46, spending €678,988,265.09. This represents completion of approximately 61.73% of the planned maximum value, with the stated goal of reducing ING’s share capital.
ING Groep filed a Form 13F reporting holdings valued at
ING Groep N.V. plans to redeem two series of SEC-registered senior notes and a large Tier 2 bond, simplifying its debt stack. It will redeem USD 400 million Callable Floating Rate Senior Notes and USD 1,100 million 1.726% Callable Fixed-to-Floating Rate Senior Notes in full on 1 April 2026 at principal amount, plus accrued interest for holders of record on 31 March 2026.
ING also intends to redeem in full its EUR 1,500 million 2.125% Fixed Rate Subordinated Tier 2 Notes on the contractual reset date of 26 May 2026, after obtaining supervisory permission from the European Central Bank. Future call decisions on other outstanding debt will be taken on an economic basis, considering market conditions, regulatory approvals and capital requirements.
ING Groep N.V. reported weekly progress on its ongoing €1.1 billion share buyback programme. During the week of 2 to 6 February 2026, the bank repurchased 1,556,401 shares at an average price of €25.42, for a total of €39,556,159.66.
Since the programme began, ING has bought back 27,077,073 shares at an average price of €23.36, for total consideration of €632,457,090.55. The company states that approximately 57.50% of the planned maximum value has been completed, with the aim of reducing ING’s share capital.
ING Groep N.V. announces several senior management changes. Ljiljana Čortan will become head of ING Wholesale Banking effective 24 February 2026, succeeding Andrew Bester, who will step down from the Management Board Banking on the same date to start the non-executive phase of his career.
Čortan will leave her role as chief risk officer, while the selection process for a new CRO continues. Until a successor is appointed, she remains on the Executive Board, with the chief financial officer temporarily overseeing risk and Andrea Cesaroni acting as ad interim head of risk. Her appointment as head of Wholesale Banking has been approved by the European Central Bank.
ING Groep N.V. reports progress on its €1.1 billion share buyback programme. During the week of 26–30 January 2026, the bank repurchased 2,606,377 shares at an average price of €24.76, for a total of €64,545,806.61.
Since the programme began, ING has bought back 25,520,672 shares at an average price of €23.23, spending €592,900,930.89. This represents about 53.90% of the maximum total value of the buyback, which is intended to reduce ING’s share capital.
ING Groep N.V. reports a FY2025 net result of €6,327 million, supported by strong growth in customer balances and fee income. Profit before tax was €9,148 million and full-year return on equity reached 13.2%, while the CET1 ratio stood at 13.1%.
Total income rose to €23.0 billion, with fee income up 15% to €4.6 billion and commercial net interest income at €15.3 billion. Net core lending grew €56.9 billion (about 8%) and net core deposits increased €38.1 billion (about 6%), reflecting broad-based balance sheet expansion.
Fourth-quarter 2025 profit before tax was €2,095 million, up 18% year-on-year, as total income grew 7% and operating expenses stayed stable. The Board proposes a final 2025 cash dividend of €0.736 per share, bringing total 2025 cash dividends to about €3.2 billion, alongside €3.1 billion of share buybacks and €0.5 billion of additional cash distribution.
ING also gives a strong outlook, targeting total income of around €24 billion in 2026 with return on tangible equity above 14%, and for 2027 expects income above €25 billion, fee income over €5 billion and ROTE above 15%, while maintaining CET1 guidance around 13%.