Inter & Co. Inc. filings document the company as a foreign private issuer reporting through Form 6-K current reports and financial exhibits. The record includes earnings releases, interim condensed consolidated financial statements, operating segment disclosures, financial risk management, fair value measurements, securities, derivatives, loans and advances to customers, and other balance sheet and income statement items tied to its digital banking platform.
Governance and capital-related filings cover annual general meeting notices, proxy materials, director elections, director and officer compensation approvals, dividend payments on common shares and Brazilian Depositary Receipts, and Banco Inter S.A. subordinated financial bills that affect regulatory capital disclosures.
Inter&Co reported strong 4Q25 and full-year 2025 results, showing fast growth and rising profitability. Quarterly net income reached R$374 million, up 36% year over year, with return on equity improving to 15.1%. Full-year 2025 net income was R$1.31 billion, 45% higher than 2024.
The loan portfolio grew 36% year over year to R$48.3 billion, led by mortgages, private payroll loans and credit cards, while the cost of risk and NPL ratios remained broadly stable, with NPLs over 90 days at 4.7%. Funding increased 32% to R$72.9 billion and cost of funding was 65.6% of CDI, supporting a higher net interest margin of 9.6% on the 2.0 IEP metric. The efficiency ratio improved versus last year to 45.5% as scale gains and stable cost-to-serve offset higher depreciation and personnel expenses.
Inter&Co reported strong 2025 growth, with net profit attributable to controlling shareholders of R$ 1,312.4 million, up 44.7% from 2024, and total revenues of R$ 8.4 billion, an increase of 31.3%.
The customer base reached 43.1 million as of December 31, 2025, while the loan portfolio grew 35.6% to R$ 48.3 billion and total funding rose 31.0% to R$ 69.0 billion. Total assets increased 29.0% to R$ 98.6 billion and shareholders’ equity reached R$ 10.4 billion, up 14.6%. Basic earnings per share were 2.98, with diluted earnings per share of 2.96.
Inter & Co, Inc. plans to discontinue its Sponsored Level II Brazilian Depositary Receipts (BDRs) program on B3 and transition to an Unsponsored Level I BDR program. The company says this change is meant to maximize efficiency and reduce the complexity of maintaining public company status in more than one jurisdiction, while reaffirming its long-term commitment to Brazil and its capital markets.
Once the plan is approved by B3 and other authorities and formally launched, current Level II BDR holders will have 30 days to choose among three paths: receive Inter&Co Class A ordinary shares traded on NASDAQ, use a company-organized sales facility to sell those NASDAQ shares, or receive Unsponsored Level I BDRs on a 1:1 basis. A special procedure is planned for holders who do not make an active choice, with details to be disclosed after regulatory approvals.
Inter&Co, Inc. detailed an updated management structure that formalizes which senior executives report directly to the Global Chief Executive Officer. The company confirmed João Vitor N. Menin T. de Souza as Global Chief Executive Officer and Santiago Horacio Stel as Chief Financial Officer, alongside key functional leaders for Brazil operations, U.S. operations, technology, legal and compliance, risk, commerce, and human resources.
The notice also states that Rafaela de Oliveira Vitória continues as Head of Investor Relations, now reporting to the Chief Financial Officer, while maintaining her roles as Research Officer and Chief Economist at Banco Inter S.A., a subsidiary of Inter&Co. Ray Chalub continues as U.S. Operations Officer. The update clarifies reporting lines and the composition of the leadership team.
Inter&Co, Inc., the Cayman Islands–incorporated parent of Banco Inter S.A., reports that Banco Inter has received formal approval from the U.S. Federal Reserve and the Florida Office of Financial Regulation to establish an international banking branch in Miami, Florida. The new U.S. branch is expected to help Banco Inter pursue a more efficient funding mix, lower servicing costs, improve the user experience, and speed up time-to-market for new products. This milestone is presented as a key step in expanding Inter&Co’s financial services for both individual and business clients in the United States and strengthening its global presence.
INTER & Co, Inc., a foreign private issuer based in the Cayman Islands with principal offices in Belo Horizonte, Brazil, submitted a Form 6-K for November 2025. The filing makes available the company’s 3Q25 Earnings Release and a related 3Q25 Earnings Presentation as exhibits. These materials provide details on the company’s financial and operating performance for the third quarter of 2025, and are furnished to keep investors informed under the Securities Exchange Act of 1934.
INTER & Co, Inc. furnished a Form 6-K as a foreign private issuer, making available its interim consolidated financial statements as of September 30, 2025 as Exhibit 99.1. These financial statements provide updated quarterly information beyond the company’s annual Form 20-F reporting framework.
INTER & Co, Inc., a Cayman Islands–incorporated foreign private issuer with principal offices in Belo Horizonte, Brazil, has submitted a Form 6-K for October 2025. The report mainly forwards a Moody’s rating update, which is included as Exhibit 99.1, and is signed by the Investor Relations Officer.
Inter & Co, Inc. (INTR) filed a Form 144 disclosing a proposed sale of 20,000 Class A shares via Nasdaq through Inter&Co Securities. The filing shows an aggregate market value of $137,000 and reports 322,923,963 shares outstanding. The shares were acquired on 02/13/2023 as employee compensation registered under Form S-8 via a cashless exercise. The approximate sale date is listed as 06/11/2025. The filer indicates no securities sold in the past three months and includes the standard representation that no undisclosed material adverse information is known.
Inter & Co, Inc. (INTR) filed a Form 144 disclosing a proposed sale of 20,000 Class A shares via Nasdaq through Inter&Co Securities. The filing shows an aggregate market value of $137,000 and reports 322,923,963 shares outstanding. The shares were acquired on 02/13/2023 as employee compensation registered under Form S-8 via a cashless exercise. The approximate sale date is listed as 06/11/2025. The filer indicates no securities sold in the past three months and includes the standard representation that no undisclosed material adverse information is known.